Hoyt Financial Group

Hoyt Financial Group Hoyt Financial Group is a family owned and operated independent financial services company. G.G.A.P. It is part science and part art.

Planning is a coined title, if you will, for what I have developed as a three tiered approach to helping you in your planning. It stands for Guaranteed Growth and Protection of Your Income and Assets. Each person’s financial goals and circumstances require common yet unique solutions to that person’s or family’s success. The first step is looking at your income needs. Your income determines your l

ifestyle and that is goal number one–to maintain your lifestyle regardless of what unforseen events happen during your retirement years. Life expectancies have increased and running out of money is a greater concern than ever. Secondly, when income is not the major concern, we look at your assets. Sometimes, what you do with your earnings on your assets is much more important that how much you earn on your assets. It is your assets that determine your legacy. Therefore, the second goal is to grow your assets, utilize strateigies to maximize your legacy and to do so in a way that gives you control during your lifetime. Most of our clients have short-term and long-term assets. Our GGAP strategy will teach you two additional kinds of assets. Finally, we want to help you eliminate any GAP that may exist between–what you want to happen during your retirement years and what will happen. Few achieve this, but our strategies can help you accomplish this important goal. There is no need to feel that you cannot accomplish these goals and for most, it is not painful.

To help you nip some of these irrational (and often pervasive) bad money decisions in the bud, we’ve mapped out the most...
01/14/2015

To help you nip some of these irrational (and often pervasive) bad money decisions in the bud, we’ve mapped out the most common overspending traps that tend to trip up people throughout the course of the day—and then offered tips for subverting them.

Every hour of the day presents a spending temptation. So we've mapped out a 24/7 guide to common overspending money traps to watch for—and banish.

After 20 years, is the 4% rule still relevant? Most planners interviewed say yes — but only as a rule of thumb, and cert...
01/08/2015

After 20 years, is the 4% rule still relevant? Most planners interviewed say yes — but only as a rule of thumb, and certainly not for everyone.

Is the 4% rule, which has guiding financial plans for years, still relevant for retirees?

The EITC is available to anyone who files a return, with varying credit amounts depending on your level, your marita...
01/05/2015

The EITC is available to anyone who files a return, with varying credit amounts depending on your level, your marital status and how many you have.

More than 27 million taxpayers were eligible for the earned income tax credit last year. Did you claim your share?

Wishing you a successful 2015!
01/01/2015

Wishing you a successful 2015!

There’s still time to do some important moves to ensure that your tax bill is as low as possible for the 2014 tax year...
12/31/2014

There’s still time to do some important moves to ensure that your tax bill is as low as possible for the 2014 tax year.

I don't know about you, but the time between Christmas and New Year's I'm wrapping up the year by collecting receipts and statements for tax preparation. It's not fun, but I want to get a leg up on getting the best tax breaks for the year. There's still time to do some [...]

Wishing you a wonderful holiday full of joy & laughter!
12/25/2014

Wishing you a wonderful holiday full of joy & laughter!

12/25/2014
if you’re willing to overlook a few of his, shall we say, flaws, good old Scrooge also possessed some qualities that mak...
12/22/2014

if you’re willing to overlook a few of his, shall we say, flaws, good old Scrooge also possessed some qualities that make him a pretty decent role model for achieving a secure and meaningful .

Sure, he was tight-fisted. But Scrooge's money habits are a useful model for reaching your retirement goals.

Be careful to whom you actually listen to. It can be detrimental to your . There are some advice givers you should igno...
12/18/2014

Be careful to whom you actually listen to. It can be detrimental to your . There are some advice givers you should ignore.

You've probably needed some money advice recently. Whether that was about saving, spending or investing. The thing is, money advice comes at you from every direction and there is an endless supply of it. Who did you turn to? Family, friends, online ...

To help come up with some creative , USA TODAY asked five leading national experts to offer their ideas. Here are th...
12/17/2014

To help come up with some creative , USA TODAY asked five leading national experts to offer their ideas. Here are their suggestions:

Some possible New Year's resolutions: Start thinking about your taxes for next year, get up and moving, focus on being healthy,

This is a case study for what one of my clients recently did with approximately one million dollars to create a tax-free...
12/11/2014

This is a case study for what one of my clients recently did with approximately one million dollars to create a tax-free while having access to his .

One should always have safe and tax-free income if they are able!

Address

8130 S Meridian Street
Indianapolis, IN
46217

Telephone

+13178823676

Website

Alerts

Be the first to know and let us send you an email when Hoyt Financial Group posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Shortcuts

Share

Category