Cummins and Associates Financial Group

Cummins and Associates Financial Group Cummins & Associates Financial Group is a complete financial and retirement services firm. I am a partner on the Cummins and Associates Financial Group team.

I have over 20 years of financial services experience. My practice includes comprehensive wealth management services and strategies to reduce personal and professional risk. Our goal at Cummins and Associates Financial Group is to educate clients to help them make decisions that lead to better financial outcomes. My goal is to provide families and business owners with the solutions necessary to mi

nimize taxation. I personally design income strategies and legacy plans to help create and preserve wealth. I have the skills, knowledge and experience required to help meet my clients' established goals. My hope is to become a lifetime resource for all of my clients. We have individuals licensed to sell insurance products in the following jurisdictions: DC, FL, MD, NC, PA, VA, NJ, WA, CA, GA, SC, DE, AL, IL, IN, MI, OH, TX, WV

We have individuals registered to offer securities in the following jurisdictions: DC, FL, GA, MD, NC, PA, VA, WA, DE, AL, CA, CO, TX, WV

Brian Sigwart CA Insurance License # 4062555
Domiciled in MD

WM Neil Cummins CA Insurance License # 4062784 Domiciled in MD

Registered representative’s of and offer securities, investment advisory services and financial planning through MML Investors Services, LLC, member SIPC (www.sipc.org). Cummins and Associates Financial Group is not a subsidiary or affiliate of MML Investors Services, LLC, or its affiliated companies. Supervisory Office: 11350 McCormick Road Executive Plaza IV Suite 200 Hunt Valley MD 21031 (410) 785-7654. CRN 202510-3209525

01/12/2026

Last week, equity markets experienced a broadening rally despite notable policy and geopolitical developments. Labor data was mixed, but economic growth and earnings expectations remain strong. Investors now await inflation and earnings reports for the next market catalysts. Check out this week’s market perspective for a detailed breakdown and more key insights.

When it comes to variable annuities, optional step-up solutions could provide even more value to your retirement income ...
01/09/2026

When it comes to variable annuities, optional step-up solutions could provide even more value to your retirement income plan. Let’s talk about how this works and discuss your options.

Stay on track all year long. Download this timeline for key dates and let’s talk about what’s next for your financial go...
01/08/2026

Stay on track all year long. Download this timeline for key dates and let’s talk about what’s next for your financial goals: https://bit.ly/4quZk61

With the holidays behind us, let’s kick off the new year with a review of your short- and long-term financial goals to e...
01/06/2026

With the holidays behind us, let’s kick off the new year with a review of your short- and long-term financial goals to ensure your plans stay on track in 2026 and beyond.

Whole life insurance is a cornerstone for solid planning, providing financial protection for you and your loved ones—now...
01/06/2026

Whole life insurance is a cornerstone for solid planning, providing financial protection for you and your loved ones—now and for years to come.

Take control of your future with a solution that supports your long-term goals and brings peace of mind.

Ready to secure your financial journey? Let’s connect and make this year a turning point for you and your family!

01/05/2026

Markets started 2026 on a softer note as equities eased from recent highs and Treasury yields edged up. Light holiday trading and mixed Fed signals kept sentiment cautious, while select tech stocks held firm. Investors now await labor data for clearer direction heading into the first full week of the new year.

Read our weekly market perspective for more key learnings.

12/29/2025

Markets rose during the holiday‑shortened week, with U.S. indices hitting record highs. GDP accelerated, volatility dropped to a yearly low, precious metals surged, and rate markets priced in additional Fed cuts for 2026. Learn more with detailed breakdowns from our weekly market perspective.

If you have a break before the New Year, start checking things off your estate planning to-do list. Then let’s connect.
12/26/2025

If you have a break before the New Year, start checking things off your estate planning to-do list. Then let’s connect.

12/22/2025

Markets ended the week mixed as shutdown-impacted economic data and shifting sector leadership created a noisy backdrop. Treasury yields moved lower despite rising global rates, while equities recovered late after a brief tech/AI-centered selloff early in the week. Be sure to read this week’s market perspective for more key insights.

12/18/2025

Let’s discuss how a collaborative planning process could help you build wealth and live life on your terms.

Disability income insurance should be part of your holistic financial strategy. Let’s talkabout getting you the coverage...
12/18/2025

Disability income insurance should be part of your holistic financial strategy. Let’s talk
about getting you the coverage that fits your needs and budget while helping protect
the ones you love.

As we gather with loved ones this holiday season, it’s a natural time to reflect on the impact we want to leave on futur...
12/18/2025

As we gather with loved ones this holiday season, it’s a natural time to reflect on the impact we want to leave on future generations. Estate planning and legacy planning are important considerations to help ensure your wishes are documented and your loved ones are supported. Let’s start a conversation about your estate plan and legacy goals.

https://bit.ly/48Kdppx

Address

11350 McCormick Road
Hunt Valley, MD
21031

Opening Hours

Monday 8:30am - 7pm
Tuesday 8:30am - 7pm
Wednesday 8:30am - 7pm
Thursday 8:30am - 7pm
Friday 9:30am - 4pm

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