04/27/2026
If you only hear from your broker when renewal season starts,
it probably doesn’t feel like a problem.
You get updates. Review options. Make decisions.
And move on.
Because you assume someone is actively managing your plan in the background.
But over time,
Costs don’t behave the way you expected.
Decisions are made without full visibility.
Questions keep landing on your team.
Not because anyone ignored them.
But because no one was managing them between renewals.
In most growing companies, benefits end up being run reactively, especially when you’re relying on brokers or bundled platforms.
And that quietly shifts cost, risk, and responsibility back to you.
Without clear visibility into it.
The Health Plan Score helps you surface this.
Where your plan is being actively managed, and where it’s not.
Because what looks handled often isn’t being strategically overseen.
And that gap compounds over time.
Clarity here isn’t just helpful.
It’s protective.
Want to get a clearer view of your employee benefits?
Check your score: https://pangea.us/
