09/04/2026
The most expensive bookkeeping habit we see is not a complicated one. It is running personal and business spending through the same account.
It is not a failing. It is what happens when a business grows out of something you started at the kitchen table. But every mixed transaction is one that somebody has to sort out later, usually in April, usually from memory.
The fix takes twenty minutes at a bank. Open a second account and run the business through it. The sorting takes care of itself from there, and so does the paperwork if anyone ever asks to see it.
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