10/10/2024
You Donât Owe Them The Debt.
Have a collection? Ask the collection agency to show you these
1. Proof the debt hasnât passed the statute of limitations
2. Proof they have the right to collect the debt
3. Name and address of the original creditor
4. The original credit agreement
5. Copy of the purchase agreement
Send them a debt validation letter and request all these things. They are required by law to stop collecting the debt from you if they canât provide every single thing that you request from them.
PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT
15 UNITED STATES CODE 1692
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