Malissa McNanna, Independent Financial Coach

Malissa McNanna, Independent Financial Coach I am a ChFEBC℠ advisor. As an independent financial coach ,I represent multiple companies with a broad range of products.

It is my passion to help people retire well.

One day, your paycheck will stop.The question is… will your peace of mind stop with it?Retirement planning isn’t just ab...
06/01/2026

One day, your paycheck will stop.
The question is… will your peace of mind stop with it?

Retirement planning isn’t just about numbers.
It’s about:

❤️ Having time with family
❤️ Not stressing over bills
❤️ Enjoying the life you worked so hard to build
❤️ Knowing your spouse is protected
❤️ Having freedom instead of fear
The best time to start planning was years ago.
The second-best time is today.
Your future self is counting on the decisions you make now.

SRS vs. the 10% FERS Bump — What’s Better?FERS employees may have two valuable retirement options:✅ Special Retirement S...
05/29/2026

SRS vs. the 10% FERS Bump — What’s Better?
FERS employees may have two valuable retirement options:
✅ Special Retirement Supplement (SRS) — Extra income before age 62 if eligible for early retirement.
✅ 10% Pension Bump — Retire at 62+ with 20 years and your pension calculation increases from 1% to 1.1%.
The question is:
👉 Retire earlier with SRS, or work longer for a larger lifetime pension?
The best choice depends on your personal retirement goals

Let me help you make the right decision for you. Give me a call at (501)-655-6279 or feel free to send me a message on messenger!

The future isn’t just about money—it’s about moments, memories, and the people you love most. Plan for all of it.
05/27/2026

The future isn’t just about money—it’s about moments, memories, and the people you love most. Plan for all of it.

Happy Memorial Day and thank you for your service
05/25/2026

Happy Memorial Day and thank you for your service

What if you could create your own private pension?Annuities are one way to turn a portion of your savings into a steady,...
05/15/2026

What if you could create your own private pension?
Annuities are one way to turn a portion of your savings into a steady, reliable income stream—just like a paycheck in retirement.
Instead of worrying about market ups and downs or outliving your money, annuities can provide predictable income you can count on month after month.
For many people, they help fill the gap between Social Security and what you actually need to live comfortably.
But like any strategy, it’s not one-size-fits-all. The key is knowing how much to protect, how much to grow, and how to balance both.
Retirement isn’t just about saving—it’s about creating income y

Give me a call at (501)-655-6279

If you’re a federal employee, your Thrift Savings Plan (TSP) is one of the most powerful tools you have for retirement.B...
05/13/2026

If you’re a federal employee, your Thrift Savings Plan (TSP) is one of the most powerful tools you have for retirement.
But here’s the truth—just having a TSP isn’t enough.
How you contribute, how you invest, and how you manage risk over time can make a huge difference in the outcome. The TSP offers simple, low-cost options—but without a strategy, you could be leaving opportunity on the table.
Are you taking full advantage of your match?
Are you in the right funds for your goals?
Do you have a plan as you get closer to retirement?
Your TSP isn’t just a savings account—it’s your future income.
Make sure it’s working for you, not just sitting there.

It’s not just about making money—it’s about keeping it. Principal protection helps turn years of hard work into lasting ...
05/11/2026

It’s not just about making money—it’s about keeping it. Principal protection helps turn years of hard work into lasting peace of mind.

The market will always go up and down—but your retirement shouldn’t have to.Protecting yourself from market risk isn’t a...
05/08/2026

The market will always go up and down—but your retirement shouldn’t have to.
Protecting yourself from market risk isn’t about avoiding growth… it’s about creating balance. It means having a plan that can weather the ups and the downs without putting your future at risk.
As you get closer to retirement, one big downturn can have a lasting impact on your savings. That’s why strategies like diversification, principal protection, and guaranteed income become more important than ever.
It’s not just about how much you make—it’s about how much you keep.
Stay prepared. Stay protected. Retire with

Please give me a call to start planning at (501)-655-6279
or feel free to shoot me a message

One of the biggest questions federal employees have is: What happens to my spouse’s health coverage when I retire?With F...
05/06/2026

One of the biggest questions federal employees have is: What happens to my spouse’s health coverage when I retire?
With FEHB, your spouse can continue to be covered both before and after retirement—but only if you plan ahead.
Before retirement, your spouse is eligible under your FEHB plan as long as you’re enrolled in a Self + One or Self & Family plan.
After retirement, that coverage can continue… but there’s a catch:
You must retire on an FEHB plan and have been enrolled (or covered) for the 5 years leading up to retirement.
Miss that requirement, and you could lose the ability to carry that coverage into retirement.
The good news? If you meet the rules, FEHB is one of the most valuable benefits you can carry with you—helping protect both you and your spouse for years to come.
Don’t leave it to chance. Know the rules. Protect your family.

Most people don’t realize how important the age 59½ is when it comes to retirement planning.At 59½, you can start withdr...
05/04/2026

Most people don’t realize how important the age 59½ is when it comes to retirement planning.
At 59½, you can start withdrawing money from your retirement accounts without the 10% early withdrawal penalty. That means more flexibility, more control, and more options as you get closer to retirement.
But just because you can doesn’t always mean you should.
Every withdrawal decision can impact your long-term income, taxes, and overall retirement strategy. That’s why understanding the 59½ rule is key—it’s not just a milestone, it’s a turning point.
Plan smart. Know your options. Make every move count.

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