Moss Finance And Tax Services

01/15/2026

The "One Big Beautiful Bill" is fully in effect for the 2025 tax year (filed in 2026), and initial numbers project large refunds for many taxpayers.

Major highlights:

Standard deductions rise: All filing statuses have higher standard deductions that will help increase refunds.
Earned Income Tax Credit (EITC): Income and other rule changes have been made for EITC. More families could be eligible as well as seeing bigger tax refunds this year
Extra deduction for seniors: Individuals 65+ can claim an additional $6,000 to lower taxable income and will help increase refunds.
Expanded tips and overtime deductions: Employees in service and hospitality industries can claim new above-the-line deductions for qualified tips and overtime.

Why it matters: More taxpayers will see higher refunds, but also have new forms and reporting needs.

01/10/2026

🎖️ MILITARY FAMILIES: TAX SEASON 2026 STARTS JAN 26!

Serving our country comes with unique tax benefits—are you claiming everything you're entitled to?

📅 File early, get paid early:
✅ File Jan 26-31 → Direct Deposit by Feb 6
✅ File Feb 1-7 → Direct Deposit by Feb 13
✅ File Feb 8-14 → Direct Deposit by Feb 20

💰 MILITARY TAX BENEFITS YOU MIGHT BE MISSING:
→ Combat Zone Tax Exclusion
→ Moving expense deductions (PCS moves)
→ Uniform & equipment deductions
→ State tax exemptions based on domicile
→ TSP contribution strategies
→ Reserve/Guard travel deductions

⚠️ PATH Act Notice: If you claim EITC or ACTC, expect refunds mid-February.

🏆 Why Moss Finance & Tax?
As a veteran-owned business with 20+ years of military experience, we understand the unique tax situations military families face—active duty, reserves, guard, and veterans.

→ We speak your language
→ We know the deductions others miss
→ We maximize your refund, guaranteed

Book your appointment today!
📞 (910) 778-0989

💻 www.moss-finance.com

Your service earned these benefits. Let's make sure you claim every dollar.

Moss Finance & Tax Services specializes in comprehensive financial planning and tax preparation for individuals and small businesses.

01/09/2026

26Jan26.....is right around the corner

05/25/2025

FINANCIAL LITERACY SPOTLIGHT:

Understanding Risk and Return
The fundamental investment tradeoff every investor must understand is the relationship between risk and potential return:

Risk Defined: Risk isn't simply the possibility of losing money—it encompasses various factors including volatility, inflation risk, liquidity risk, and concentration risk
Risk Premium: The additional return investors expect to receive for taking on greater risk

Time Horizon Impact: Longer time horizons can help mitigate certain types of risk, particularly market volatility
Diversification Benefit: Spreading investments across different asset classes, sectors, and geographies can reduce specific company or sector risk

Asset Allocation: Research shows that your mix of stocks, bonds, and other asset classes determines approximately 90% of your portfolio's long-term returns

Understanding your personal risk tolerance is essential for creating an investment strategy you can maintain through market cycles. Too conservative, and inflation erodes your purchasing power; too aggressive, and you might abandon your strategy during market downturns.

Call now to connect with business.

05/18/2025

FROM THE DESK OF THE FOUNDER

The patient investor prevails

Dear Valued Client,

May brings growth in nature and reminds us that meaningful financial growth requires similar patience and nurturing. While get-rich-quick schemes abound in today's fast-paced digital landscape, sustainable wealth creation follows time-tested principles that have weathered economic storms throughout history.
At Moss Finance and Tax Services, we emphasize evidence-based investment approaches designed to weather market fluctuations and deliver long-term results. Our commitment to your financial success means focusing on strategies that stand the test of time, not fleeting trends.
_____________________________________________________________________
WEALTH-BUILDING STRATEGY: Dollar-Cost Averaging
Dollar-cost averaging is a powerful investment technique that removes emotion from the equation:
• How It Works: Invest a fixed amount at regular intervals, regardless of market conditions
• The Advantage: You naturally buy more shares when prices are low and fewer when prices are high
• Emotional Benefit: Eliminates the stress of trying to "time" the market
• Practical Application: Set up automatic transfers from your checking account to investment accounts on payday
• Long-Term Impact: Creates a disciplined approach that compounds wealth over time
This strategy is particularly valuable during volatile markets, as it prevents panic selling during downturns and FOMO (fear of missing out) buying during exuberant markets.

02/20/2025

⏰ Only 55 DAYS LEFT Tax Day!

💰 Our clients are already seeing incredible returns - we've secured $26,551.00 in refunds so far!

At Moss Finance & Tax, we don't just file your taxes - we work tirelessly to maximize your refund.

🛡️ BONUS: Every return comes with $1,000,000 audit and identity protection through our partnership with ProtectionPlus at NO EXTRA COST to you!

Don't wait - secure your spot with the tax professionals who put YOU first!

12/23/2024

🎁Our gift to you: Peace of mind knowing your finances are in order before the new year. Last few appointments available before the holidays!

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12/21/2024

As we celebrate the winter solstice, let's shine a light on your financial future! 🌟 Schedule your year-end review with Moss Finance and Tax before our holiday closure.

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12/19/2024

💡 Quick Tax Reminder: Don't forget about your Required Minimum Distributions (RMDs) if you're 73 or older! The deadline is December 31st. Need help calculating? We're here to assist!

Moss-finance.com

12/17/2024

🎄 Holiday Tip: Charitable giving not only spreads joy but can also provide tax benefits! Remember to get your donation receipts before December 31st. Contact us to learn more about tax-efficient giving strategies.

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12/15/2024

Only 10 days left to make tax-savvy financial moves before year-end! Schedule your consultation with Moss Finance and Tax today to maximize your 2024 deductions. 📅

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08/01/2024

Review your filing status. Changes in your life, like marriage or a new baby, can affect your status.