Latitude Wealth Management

10/09/2026

Stocks finished the third quarter mixed. The S&P 500 gained 2.03%, and the Nasdaq Composite rose 2.47%, while the Dow Jones Industrial Average slipped 2.70%. Halloween is next on the calendar, with U.S. consumers expected to spend \$13.5 billion USD this year and 6.26 million Canadian children in their trick-or-treating years.

Stocks were mixed in the third quarter as economic, geopolitical, and corporate earnings news pushed the broad market higher while weighing on the Dow Industrials.

10/07/2026

There is a big roll coming.

The room goes quiet. Everyone suddenly has opinions.

“Wait, do we have guidance?”
“Can anyone help?”
“Did we check the room first?”
“Are we sure this is the best idea?”

That pause can matter.

Big financial decisions deserve the same kind of table check.

Before making a major move, it can help to consider the timing, trade-offs, risks, alternatives, and what happens if the roll does not go as you hoped.

Sometimes the smartest move is not rolling faster.

It is gathering enough information to roll with advantage.

What is your pre-roll ritual: ask questions, check the room, call for backup, or trust the next roll?

10/05/2026

Yields have surged to multi-decade highs, raising questions about inflation, interest rates, and what's next for investors. Join CIO Gene Goldman on this week's episode of as he unpacks what's driving the move in bond yields, why higher rates aren't all bad news, and the key catalysts that could bring relief in the weeks ahead.

“Cetera Financial Group” refers to the network of independent retail firms encompassing, among others, Cetera Advisors LLC, Cetera Advisor Networks LLC, Cetera Investment Services LLC (marketed as Cetera Financial Institutions or Cetera Investors), and Cetera Financial Specialists LLC. All firms...

10/05/2026

What every parent needs to know about insuring his or her teen driver.

Tips on insuring your teen driver.

10/03/2026

Every party has this moment.

The quest is underway. The road is getting weird. Someone asks what supplies everyone brought.

And that is when we discover three mystery potions, no rope, one cursed-looking dagger, and a shocking number of snacks.

Financial life has inventory checks, too.

It helps to know what is available, what is already spoken for, and what might be harder to access when things get messy.

That can include accounts, cash flow, recurring expenses, debt, important documents, emergency savings, and the “where did we put that?” details nobody wants to search for during a stressful moment.

The goal is not to carry everything.

It is important to know what is in the pack before the next encounter.

What is your most chaotic inventory item: mystery potion, extra dagger, 50 feet of rope, or snacks for the whole party?

10/01/2026

This Quarterly Recap summarizes market performance, major events and news from Q3 2026. Read more here:

Markets carried their momentum into the third quarter, with the S&P 500 finishing near record highs. However, the Dow Jones Industrial Average ended 5.1% below…

09/29/2026

The party came in for ale and left with six possible quests. Classic.
A missing heirloom. A suspicious cave. A merchant who needs escorting. A rumor about treasure in the old ruins. And, somehow, a deeply urgent goat situation.
The party cannot chase every quest at once.
Money goals can feel like that, too.
Saving more, paying down debt, buying a home, helping family, traveling, changing careers, preparing for the future—and all of it matters.
But not every goal gets main quest energy at the same time.
Sometimes the smartest move is deciding what deserves focus now, what can wait, and what is just a very distracting goat.
What are you picking from the board: main quest, side quest, or “fine, we’ll check on the goats”?

09/29/2026

In Cetera's latest commentary, they explore how higher rates, geopolitical uncertainty, and shifting market expectations are shaping today’s investment landscape. Discover what’s driving the recent volatility and how investors can navigate an increasingly temperamental market environment.

In our latest commentary, we explore how higher rates, geopolitical uncertainty, and shifting market expectations are shaping today’s investment landscape.…

09/28/2026

A busy week of economic data could have major implications for markets.
In this week's episode of , Brian Klimke breaks down the key reports investors will be watching, including Friday's nonfarm payrolls report, wage growth, PCE inflation data, and ISM Manufacturing.
With markets focused on both Federal Reserve policy and rising long-term Treasury yields, stronger economic data could reignite concerns about inflation and higher rates.

“Cetera Financial Group” refers to the network of independent retail firms encompassing, among others, Cetera Advisors LLC, Cetera Advisor Networks LLC, Cetera Investment Services LLC (marketed as Cetera Financial Institutions or Cetera Investors), and Cetera Financial Specialists LLC. All firms...

09/28/2026

Your chance of an IRS audit may not be that high. It pays to know what may trigger one.

The chances of an IRS audit aren't that high. And being audited does not necessarily imply that the IRS suspects wrongdoing.