SIS Financial Group

05/28/2026

Congratulations to Hagen Pruemm of SIS Financial Group for being featured in GoBankingRates.

In the article, “5 Ways Retirees Accidentally Shrink Their Social Security Income,” Hagen shares insight on common missteps that can impact retirement income and why thoughtful planning matters.

Read the full article here:
https://www.gobankingrates.com/retirement/social-security/ways-retirees-accidentally-shrink-social-security-income/?utm_source

Early claiming, taxes and filing mistakes can quietly reduce Social Security checks by hundreds of dollars each month.

05/27/2026

Could a Roth 401(k) requirement actually benefit your retirement plan?

This Kiplinger article looks at why a forced Roth may create long term tax planning opportunities for some savers.

https://www.kiplinger.com/retirement/401ks/the-new-401-k-mandate-why-a-forced-roth-could-be-a-boon-for-your-retirement

A new rule stipulates that 401(k) catch-up contributions made by high earners 50 and older must be deposited into a Roth account. Here's why that's a big plus for your retirement.

05/26/2026

Cash or invest your emergency fund?

The right answer depends on your goals, timeline, and risk tolerance.

This Investopedia article breaks it down:
https://www.investopedia.com/keep-cash-for-emergencies-or-invest-it-all-and-rely-on-credit-11967985

Should you invest your emergency fund? Learn the risks and benefits of growing your savings through investments while maintaining financial security.

05/25/2026

This Memorial Day, we remember and honor the brave men and women who made the ultimate sacrifice for our country. We are grateful today and every day for their service and sacrifice.

05/22/2026

Credit card skimmers are becoming more advanced and harder to spot.

This AARP article shares warning signs consumers should watch for and tips to help protect personal and financial information while using ATMs, gas pumps, and payment terminals.

https://www.aarp.org/money/scams-fraud/credit-card-skimmers/?src=psn

8 tips to protect yourself from criminals who install skimmers on card readers to steal users’ cash

05/21/2026

Choosing the right Medicare coverage is an important part of retirement planning.

Understanding how Group Medicare Advantage Plans work can help retirees make more informed healthcare and financial decisions.

Learn more from SIS Financial Group:
https://sisfg.com/group-medicare-advantage-plans/

By Elaine Floyd, CFP ® A relatively new animal has popped up in the world of Medicare insurance and it has the potential to both negatively affect retirees’ health care and cost taxpayers more money. It’s the employer group Medicare Advantage plan. Like a regular Medicare Advantage plan, an i...

05/20/2026

How much credit card debt is too much? High interest balances can quickly impact savings and retirement goals.

This CBS News article breaks down what experts say consumers should watch closely.

https://www.cbsnews.com/news/how-much-credit-card-debt-too-much-may-2026/

Too much credit card debt can really hurt your finances, especially at today's rates. But how much is too much?

05/19/2026

New “super catch up” 401(k) rules could allow some workers ages 60 to 63 to contribute nearly $35,000 annually toward retirement savings.

This article explores how many people are actually taking advantage of these expanded opportunities and why maximizing retirement contributions can make a meaningful difference over time.

Read the article here: https://www.msn.com/en-us/money/other/these-workers-are-allowed-to-save-35-000-a-year-in-their-401-k-s-here-s-how-many-actually-do-it/ar-AA220Fd2?ocid

Super catch-up contribution rates are low: “Most people don’t have that kind of discretionary income.”

05/18/2026

Marshall knows retirement planning is all about consistency. One treat at a time. One walk at a time. One smart decision at a time. ☀️🐾

The same approach can help build a stronger financial future. Small, consistent steps today may lead to more freedom tomorrow.

05/15/2026

Cynthia Pruemm, of SIS Financial Group, was recently featured in Kiplinger’s Personal Finance discussing the new 401(k) Roth catch up rule and what it may mean for retirement planning.

The rule may feel like a tax hit today, but Cynthia highlights an important long term planning point: Roth savings can help create a tax free bucket for the future and may help retirees better manage taxes, RMDs, and Medicare related costs.

Read the full Kiplinger article here:
https://www.kiplinger.com/retirement/401ks/the-new-401-k-mandate-why-a-forced-roth-could-be-a-boon-for-your-retirement

A new rule stipulates that 401(k) catch-up contributions made by high earners 50 and older must be deposited into a Roth account. Here's why that's a big plus for your retirement.

05/14/2026

Market volatility can test even experienced investors. Staying focused on long term goals matters more than reacting to headlines.

https://www.kiplinger.com/investing/investing-when-the-world-feels-crazy-expert-strategies

Here's how to manage portfolio risk in uncertain times, without losing your cool. Because "a well-built plan ... should not follow the news cycle."