Hharpp Business Services

08/03/2023

Imagine sipping tea while surrounded by whimsical decor and beautiful flora. Book a tour today! 📞(909) 793-8008

06/06/2022

Hey there!
I'm excited to be interviewed by the holistic chamber of commerce soon. I'll be sharing my knowledge on finances and accounting - two topics that are essential for any business owner.

Make sure to tune in to the interview so you can learn more about how to manage your money and keep track of your financials. It'll be a great opportunity to get some expert advice on these important topics!

The link is Hccnews.net/accounting

04/04/2022

This Crossed my Desk
On March 29 the house passed the Secure Act 2.0 making in mandatory to employers to automatically enroll new employees in a 401K savings plan. California already has mandatory retirement savings plan in place, effective June 1 all employers must deduct and remit retirement payments on behalf of their employees. Here is the ruling as stated from SHRM: SECURE Act 2.0 would require employers that establish new defined contribution plans to automatically enroll newly hired employees, when eligible, in the plan at a pretax contribution level of 3 percent of the employee's pay. This level would increase annually by 1 percentage point up to at least 10 percent but not more than 15 percent of the employee's pay. Employees could affirmatively elect a different contribution. This applies to employers with more than 10 employees and or in business more than 3 years.
Google Secure Act 2.0 for more details.

If you have any questions, reach out to your payroll company, or message my office.

03/12/2021

This Crossed my Desk:
For those of you affected by closure and reduction of business in 2020; here is a newish program direct from the SBA. This is the Requirements for the SVOG Shuttered Venue Operators GRANT. This is not a loan, it's a grant. If you want more information message me or go to sba.gov

Eligibility Requirements: (A Business Must Satisfy All Applicable Requirements Per Category)
Requirements for All Businesses

General Requirements • Was fully operational on February 29, 2020.
• Had gross earned revenue during any of the first, second, third, or fourth quarter in 2020 that demonstrated not
less than a 25 percent reduction from the gross earned revenue of such business during the corresponding quarter
in 2019.

Ownership Restrictions • Is not listed on a stock exchange or majority owned and controlled by an entity listed on a stock exchange.
• Does not have, or is not majority owned and controlled by an entity with, all three of the following characteristics:
1.Owns or operates venues, relevant museums, motion picture theatres, or talent agencies or talent management
companies in more than one country;
2.Owns or operates venues, relevant museums, motion picture theatres, or talent agencies or talent management
companies in more than ten States;
and
3.Employs more than 500 employees as of February 29, 2020, determined on a full-time equivalent basis.
• Not majority owned or controlled by an entity that received more than 10% of gross revenue from federal funding
during 2019, excluding amounts received by such business under the Robert T. Stafford Disaster Relief and
Emergency Assistance Act.

Prohibited Activities • Does not (i) present live performances of a prurient sexual nature or (ii) derive, directly or indirectly, more than deminimis gross revenue through the sale of products or services, or the presentation of any depictions or displays, of
a prurient sexual nature.
• Has not received on or after December 27, 2020 any loan under the SBA’s Paycheck Protection Program (PPP),
whether under paragraph (36) (first draw PPP loans) or paragraph (37) (second draw PPP loans) of Section 7(a) of
the Small Business Act).

02/22/2021

This Crossed my Desk: February 22, 2021 email from the SBA

SBA Prioritizes Smallest of Small Businesses
in the Paycheck Protection Program
Steps to Promote Equitable Relief for Mom-and-Pop Businesses

WASHINGTON – Building on a month of strong results, the Biden-Harris Administration and the U.S. Small Business Administration are taking steps with the Paycheck Protection Program to further promote equitable relief for America’s mom-and-pop businesses.


The latest round of Paycheck Protection Program funding opened one month ago and already the Biden Administration has succeeded in making major improvements to the program’s implementation:

For businesses with fewer than ten employees, the share of funding is up nearly 60%
For businesses in rural communities, the share of funding is up nearly 30%
The share of funding distributed through Community Development Financial Institutions and Minority Depository Institutions is up more than 40%
“The SBA is a frontline agency working to create an inclusive economy, focused on reaching women-owned, minority-owned, low- and moderate-income, rural, and other underserved communities in meaningful ways. While reported data illustrates we have made real strides in ensuring these funds are reaching underserved communities, we believe we can still do better,” says SBA Senior Advisor Michael Roth. “The important policy changes we are announcing further ensure inclusivity and integrity by increasing access and much-needed aid to Main Street businesses that anchor our neighborhoods and help families build wealth.”

02/04/2021

Are you wondering about starting down the business owner journey?
Are you unsure if this is the right move for you?
Do you have questions or concerns about what that means to your holistic journey?

Join us February 17 from noon to 1 PM to hear from Heather Potvin, business owner and member of the Holistic Chamber of Commerce.
We will talk about the journey from dream to viable business.

You don't want to miss this zoominar.



Register now. Link to

How did they get started? How did they make it happen? Let's learn together!

01/04/2021

Question No 4 January 4, 2021:
I thought this was an interesting question, first one in my new book.

What if you grew up with different parents, what would you miss the most?

01/01/2021

A good friend of mine was telling me about a book she bought - 3000 question to ask about... The idea is to pick a question to start a conversation. I like the concept and made it my goal for 2020 to start a conversation each day for the next year. This is not one of those chain-posts. Simply an attempt to engage conversation with clients and friends. So here is my first question for 2021. Do you make New Years resolutions or set goals? Discuss 😁

01/01/2021

A good friend of mine was telling me about a book she bought - 3000 questions to ask about... The intent is to pick a question and start a conversation. I like the concept so much, I wanted to make it part of my goal for 2021. So each day I’ll ask a new question to start a conversation. This isn’t one of those chain-posts. Simply a way to engage with clients and friends. So here is my first question for 2020. Do you make New Years Resolutions, or goals for the upcoming year?

06/04/2020

This Crossed My Desk:
From SBA publication 13 CFR Part 120. Received this notice today.

2. Loan Forgiveness Process
What is the general process to obtain
loan forgiveness?
To receive loan forgiveness, a
borrower must complete and submit the
Loan Forgiveness Application (SBA
Form 3508 or lender equivalent) to its
lender (or the lender servicing its loan).
As a general matter, the lender will
review the application and make a
decision regarding loan forgiveness. The
lender has 60 days from receipt of a
complete application to issue a decision
to SBA. If the lender determines that the
borrower is entitled to forgiveness of
some or all of the amount applied for
under the statute and applicable
regulations, the lender must request
payment from SBA at the time the
lender issues its decision to SBA. SBA
will, subject to any SBA review of the
loan or loan application, remit the
appropriate forgiveness amount to the
lender, plus any interest accrued
through the date of payment, not later
than 90 days after the lender issues its
decision to SBA.

75% of the PPP monies you received must have been spent on payroll costs. This applies to the 8 week period following the date the funds were received.
I have a copy of the 7 page document received from SBA.

Do not forget to fill out the application - it must be submitted before the deadline.

Do not miss the deadline !

If you need help pulling the numbers together, contact my office 702-342-8844.