Mitlin Financial, Inc.

Mitlin Financial, Inc. Bringing JOY to Your Money Journey®

𝗕𝗿𝗶𝗻𝗴𝗶𝗻𝗴 𝗝𝗢𝗬 𝘁𝗼 𝗬𝗼𝘂𝗿 𝗠𝗼𝗻𝗲𝘆 𝗝𝗼𝘂𝗿𝗻𝗲𝘆™

At Mitlin Financial, we help you pursue your JOY, whether just getting started, preparing for retirement, or well into your golden years.

⭐ What We Do
The driver is helping you find your vision of a JOYful life. That means helping you define what matters to you, putting a plan in place to help you pursue that, and then helping you maintain that JOY.

▪️ Fina

ncial Planning
▪️Retirement Planning
▪️Tax Planning
▪️ Estate Planning
▪️Investment Management

⭐ It brings us JOY to build deeply rooted partnerships that extend beyond building a portfolio

⭐ Financial literacy doesn’t come naturally to most, and it certainly isn’t taught in school; we take the time to keep you aware of your options

⭐ When you come through our doors, we never assume which spouse earns more, and we don’t make judgments based on your relationship status, appearance, or financial situation

⭐ Fiduciary
When you become a family we serve, our interests are immediately aligned with yours
That means we only offer you the strategies, solutions, or products we think will work in your best interest and toward your financial goals

Curious what it’s like to have your financial journey JOY-focused? Read what those we serve have to say about their experience
→ https://mitlin.us/saying

Investment advisory services offered through CWM, LLC, an SEC Registered Investment Advisor. Third party posts found on this
profile do not reflect the views of CWM, LLC and have not been reviewed CWM, LLC as to
accuracy or completeness.

You poured your heart into your book......Now it’s time to bring that same level of intention to your financial life.Whe...
06/19/2026

You poured your heart into your book......
Now it’s time to bring that same level of intention to your financial life.

Whether you're managing fluctuating income, navigating the shift from side hustle to full-time writing, or simply wondering how to make the most of your success, your financial plan matters.

It’s not just about numbers; it’s about building a future that reflects your values, supports your creativity, and helps you enJOY the journey.

That’s exactly why we created Write Your Financial Future, a financial guide designed specifically for authors, by a team that understands.

What’s Inside the Guide❓
This complimentary resource is filled with real-world guidance for authors at every stage of their writing journey.

Whether you’re releasing your first book or managing a growing literary brand, you will learn how to:
✳️ Align your finances with your vision of JOY�
✳️ Manage irregular income from advances, royalties, and speaking engagements�
✳️ Choose the right business structure to support your growth�
✳️ Plan for taxes so you can keep more of what you earn�
✳️ Set both short-term and bestseller-sized financial goals�
✳️ Build a trusted team to support your author business�
✳️ Protect your creative legacy and long-term financial future

We created this guide because authors often face unique challenges that most traditional financial plans don’t account for:
🔷 Income that fluctuates from month to month (or year to year)
🔷 Self-employment tax responsibilities
🔷 Royalty payments, advance income, and possible foreign rights deals
🔷 The need to protect intellectual property and future royalties

At Mitlin Financial, working with authors who wear many hats, writer, business owner, designer, voice of your brand, has taught us that authors don’t need generic advice.

You need a financial strategy as personal as the stories you tell.

This guide is your starting point; a tool to help you reflect, plan, and take the first step toward your ideal tomorrow.

Happy National Reading Day to the authors who craft the stories that keep us engaged!

Mitlin Financial is closed today as the markets are closed in observance of Juneteenth.Days like today offer a moment to...
06/19/2026

Mitlin Financial is closed today as the markets are closed in observance of Juneteenth.

Days like today offer a moment to pause, reflect, and look ahead with purpose.

06/17/2026

$60,000 gone….

Not to a scam.
Not to a bad investment.

A checkbox…..

A box checked without knowing what it meant.

We have helped many families with mistakes from DIY attempts at personal finance but this one really sticks with us

He left his job with roughly $300,000 in his 401(k) and thought handling the rollover would be simple.

But when the check showed up, it was for $240,000.

He called us frantic because $60,000 was missing.

We helped him figure out what happened ….

It turns out the culprit was a checkbox.

He chose an indirect rollover rather than a direct rollover, so his former employer’s retirement plan withheld 20% for federal income taxes because the distribution was paid to him rather than directly to another retirement account.

If the 401k had been done as a direct rollover → institution to institution ← the full amount would have been transferred.

When you are leaving a job, you are often focused on the excitement about what’s next.

Not the details of the paperwork … and that’s when mistakes can happen.

📈 Market’s ‘Good News Is Bad News’ Response to Jobs Report May Actually Be Good News⭐Key Takeaways: ▪️ The S&P 500 sold...
06/16/2026

📈 Market’s ‘Good News Is Bad News’ Response to Jobs Report May Actually Be Good News
⭐
Key Takeaways:
▪️ The S&P 500 sold off sharply on Friday, ending a nine-week winning streak following a “good news is bad news” market reaction to a strong jobs report.
▪️Returns have been strong following the end of prior nine-week winning streaks.
▪️We think Friday was more opportunistic profit-taking typical of healthy bull markets than a genuine reset in expectations.
▪️The May payroll report blew past expectations, with the economy adding 172,000 jobs, well above economists’ consensus expectation of just 88,000.
▪️The Fed is letting the economy run hot, and there will likely be an eventual price to pay, but that doesn’t usually happen during the period in which the Fed remains passive.
⭐
You can read the rest of this week's commentary on our website under Insights, Market and Investments
📧
Market Commentary posts weekly to Mitlin Financial, Inc® website and is sent to those who subscribe to the Mitlin Newsletter
🗞️
Don’t get the Mitlin Newsletter?
Get JOYful money insights delivered to your inbox weekly → 𝗺𝗶𝘁𝗹𝗶𝗻.𝘂𝘀/𝗡𝗲𝘄𝘀𝗹𝗲𝘁𝘁𝗲𝗿

06/16/2026

📈 Market’s ‘Good News Is Bad News’ Response to Jobs Report May Actually Be Good News
⭐
Key Takeaways:
▪️ The S&P 500 sold off sharply on Friday, ending a nine-week winning streak following a “good news is bad news” market reaction to a strong jobs report.
▪️Returns have been strong following the end of prior nine-week winning streaks.
▪️We think Friday was more opportunistic profit-taking typical of healthy bull markets than a genuine reset in expectations.
▪️The May payroll report blew past expectations, with the economy adding 172,000 jobs, well above economists’ consensus expectation of just 88,000.
▪️The Fed is letting the economy run hot, and there will likely be an eventual price to pay, but that doesn’t usually happen during the period in which the Fed remains passive.
⭐
You can read the rest of this week’s commentary on our website under Insights, Market and Investments
📧
Market Commentary posts weekly to Mitlin Financial, Inc® website and is sent to those who subscribe to the Mitlin Newsletter
🗞️
Don’t get the Mitlin Newsletter?
Get JOYful money insights delivered to your inbox weekly → 𝗺𝗶𝘁𝗹𝗶𝗻.𝘂𝘀/𝗡𝗲𝘄𝘀𝗹𝗲𝘁𝘁𝗲𝗿

06/16/2026

Waiting until tax season may cost you money.

Most people think tax planning starts when paperwork shows up.
It doesn’t.

By then, some choices are already locked in.
One of the biggest decisions is whether to take the standard deduction or itemize.

That choice can affect:
• Charitable giving
• Property taxes
• Tax savings
• Your bigger financial picture

The problem?
Many people wait too long to think about it.
Tax planning works best before filing season, not during it.

Long Island based financial advisor Larry Sprung shares how a little planning now could give you more options later.

06/16/2026

What if the money is not the point?

At first, you may want more income.
Then you may want more freedom.
Then you may wonder what all of it means if it does not create impact.

That is why success cannot stop at the number.

The number matters.
But your time matters too.

Your family matters.
Your purpose matters.
Your JOY matters.

Money works best when it serves the life you want.
Not the other way around.

Thank you to Danny Brassell for sharing his insights

06/16/2026

📈 Modest S&P 500 Gains Mask Improving Market Breadth
⭐
Key Takeaways:
▪️The S&P 500 edged slightly higher last week after the first drop in nine weeks the previous week.
▪️Underlying breadth remains quite healthy, a bigger-picture net positive for the index.
▪️The huge two-month rally off the late March lows was historic, and similar rallies in the past have seen strong forward returns.
▪️In the late 1960s, a cycle of fiscal stimulus and Fed underreaction supported markets until the Fed had to put on the brakes, ending the bull market.
▪️ We think the Fed is facing a similar situation and letting the economy run hot, which is good for stocks for now (and possibly for a while), but it may make the eventual hiking cycle more painful.
⭐
You can read the rest of this week’s commentary on our website under Insights, Market and Investments
📧
Market Commentary posts weekly to Mitlin Financial, Inc® website and is sent to those who subscribe to the Mitlin Newsletter
🗞️
Don’t get the Mitlin Newsletter?
Get JOYful money insights delivered to your inbox weekly → 𝗺𝗶𝘁𝗹𝗶𝗻.𝘂𝘀/𝗡𝗲𝘄𝘀𝗹𝗲𝘁𝘁𝗲𝗿

06/16/2026

You might be paying more for travel without knowing why.
Most families book vacations in the middle.
Not months ahead.
Not last minute.
That timing can cost you.
Flights rise. Hotel prices climb. Your budget gets tighter.
The good news?
A small shift in planning may help.
Book early when you can.
Stay flexible when possible.
And if you travel often, brand loyalty programs may be worth a closer look.
More money saved can mean more room to make memories.

Listen in a award winning financial advisor Larry Sprung shares travel insights that might save your money on summer travel

06/16/2026

Your password may already be out there. 🔐
That is the part most people miss.
A data breach letter does not always feel urgent.
But it means your information may have landed somewhere you do not want it to be.
So the goal changes.
You do not just protect the password.
You make it useless to the thief.
Use a different password for every account.
Change old passcodes.
Turn on two-factor authentication.
That extra step may feel annoying.
But losing access to your money, email, or identity feels worse.
Small habits protect big things.
And big things protect the life you enJOY.

Address

140 Adams Avenue, Ste B12
Hauppauge, NY
11788

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+18444648546

Website

Alerts

Be the first to know and let us send you an email when Mitlin Financial, Inc. posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Shortcuts

Share

Category