DMT Bookkeeping & Tax Services, LLC

DMT Bookkeeping & Tax Services, LLC Debra Thomas, EA, BBA Hello my name is Debbie Thomas, EA and I absolutely love what I do. I graduated with a Degree in Business: IT & Accounting.

I have a passion for learning everything I can about the tax law so I can help my clients save time and money. I am an Enrolled Agent (EA) – [federally licensed tax practitioner] and a National Registered Bookkeeper (NRB) which both are required to adhere to ethical standards and complete continuing education courses yearly. Hold on friends I’m not finished because I am also a Continuing Educatio

n Course Writer, QuickBooks Pro Advisor and I am a Volunteer for VITA (Volunteer Income Tax Assistance Program). You can see how I continually stay up to date on every aspect of my profession. You should be able to call your tax professional anytime of the year, not just during the tax season. Tax planning is permanent it's something that should always be in place. There is a lot I can offer, but you have to be ready to take that step.

08/29/2026

Working people—this is one you need to know about. 💰

Starting with qualifying retirement contributions made in 2027, the new Saver’s Match could put up to $1,000 per eligible person into a retirement account.

But let's get the timeline right: this wasn't just created in 2026. The Saver’s Match was enacted as part of SECURE 2.0 in 2022 and signed into law by President Biden. The Trump administration is now taking steps to implement and promote the program ahead of its 2027 start.

There are income limits, and the amount of the match depends on your income and how much you contribute.

I break down who qualifies, how much you could receive, and how it works in the video.

Because if there's money available to help working people build retirement savings, you should know about it.

08/29/2026

“No Tax on Tips” does NOT mean NO tax on your tips.

Social Security and Medicare taxes generally still apply.

Depending on your state, you may still owe state income tax. The deduction also phases out at higher incomes—and under current law, it only applies through 2028.

08/27/2026

Automatic gratuity and a voluntary tip are NOT the same thing. 👀

Under the new No Tax on Tips deduction, qualified tips generally must be voluntarily paid by the customer.

So that automatic gratuity or mandatory service charge added to the bill? It may not qualify.

And does “No Tax on Tips” really mean NO tax? 👀
That’s Part 4.

08/25/2026

Who actually qualifies for the No Tax on Tips deduction? 👀

It’s not just servers and bartenders. The IRS has an official list of qualifying tipped occupations — including some you may not expect.

But being on the occupation list is only the beginning…because not every tip you receive actually qualifies. 👀

➡️ Part 3: What happens when gratuity is automatically added to the bill?

08/24/2026

💰 No Tax on Tips — but there’s a catch. 👀

That $25,000 deduction is NOT per person.

Watch before you assume your tips are tax-free.

Part 2: Who qualifies?

08/21/2026

🚨 NO TAX ON OVERTIME
PART 2: NOT ALL OVERTIME QUALIFIES

“No Tax on Overtime” has a lot more fine print than the slogan makes it sound like.

Not all overtime automatically qualifies for the deduction. In general, the overtime has to meet the federal FLSA rules and things like weekend pay, holiday premiums, company-policy overtime, or even double time do not automatically qualify.

And married taxpayers?
You generally have to file Married Filing Jointly to claim the deduction. Married Filing Separately does not qualify.

08/20/2026

🍎 TEACHERS: Your 2026 tax deduction has change.

For 2026 some educators may be able to deduct additional qualifying expenses on Schedule A if they itemize.

That can include qualifying teachers, instructors, counselors, principals, certain aides, and certain interscholastic sports coaches and administrators.

08/19/2026

🚨 No Tax on Overtime is NOT the same as all overtime being tax-free.

I break down what actually qualifies, what still gets taxed, and what W-2 employees need to watch for in 2026.

08/13/2026

🚨 BIG BOI REPORTING UPDATE FOR BUSINESS OWNERS

FinCEN says previously filed BOI reports from U.S. businesses are being deleted from its database.

The Corporate Transparency Act wasn’t repealed, but U.S. companies are now exempt from BOI reporting.

All that filing…just for this. 😳

08/12/2026

You May Not Like Trump… But Take the $1,000 💰😂

Politics aside, if your child qualifies for the $1,000 Trump Account contribution, don’t leave free money on the table. Take advantage of it.

Address

Remote/Serving Clients Virtually
Hartsville, SC

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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