Cannon Wealth Solutions

Cannon Wealth Solutions We offer life insurance and annuities

06/12/2026

The Long-Term Care Deadline Most Retirees Miss…

A private care facility costs $100,000–$150,000 per year. A three-year care event can do more damage to a $1M portfolio than a major market crash - with no recovery on the other side.

In this clip, we break down why long-term care planning is a portfolio protection decision, why the medical qualification window closes with age, and why it needs to be in place before it's needed - not after.

Educational only. Talk to a professional about your situation.

✅ Watch The Full Video On YouTube

06/11/2026

The 20-Minute Fix Most Retirees Have Ignored for Decades…

Most people last updated their beneficiary designations when they first opened their accounts - a decade ago or more. But the beneficiary form overrides the will entirely, regardless of what any other document says.

In this clip, we break down why outdated forms - ex-spouses still listed, deceased parents still named, no contingent beneficiary - can trigger probate, accelerated taxation, and a family inheritance that goes to exactly the wrong person.

Educational only. Talk to a professional about your situation.

✅ Watch The Full Video On YouTube

06/10/2026

How Unplanned RMDs Cost Retirees $100K in Extra Tax…

Between retirement and age 73, income is at its lowest - which means Roth conversions can be done at 12% or 22%. But the moment forced withdrawals begin, that window closes permanently.

In this clip, we break down why converting now versus being forced into the 24–32% bracket later can save six figures in lifetime taxes, and why RMDs aren't the problem - unplanned RMDs are.

Educational only. Talk to a professional about your situation.

✅ Watch The Full Video On YouTube

06/09/2026

How a $1.3M Retirement Account Locks You in 24% Tax…

At 73, a $1.3M pre-tax balance triggers forced withdrawals of roughly $50,000 a year - whether you need the income or not. Stack Social Security and investment income on top, and you're in the 24% bracket, potentially for life.

In this clip, we break down how IRMAA surcharges activate up to $5,000 per person per year, why up to 85% of Social Security becomes taxable, and why every year of inaction makes the future tax bill larger - because the account is still growing.

Educational only. Talk to a professional about your situation.

✅ Watch The Full Video On YouTube

06/08/2026

The Mistakes That Quietly Sabotage Million-Dollar Plans…

Most people who've saved consistently for 30 years and stayed invested through every downturn assume the hard part is over. But the mistakes that do the most damage to a $1M+ retirement are almost never made after retirement begins.

In this clip, Robert walks through the 11 most common mistakes that quietly damage portfolios in the 5–10 years before retirement - with no warning signs, while the portfolio is still growing and everything looks fine.
Educational only. Talk to a professional about your situation.

✅ Watch The Full Video On YouTube

06/07/2026

Why Surviving Spouses Face Their Highest Tax Bill Ever…

When the first spouse dies, one Social Security check disappears. The survivor keeps one large benefit - but now files as single. Single tax brackets are half the width of married filing jointly, meaning the same income reaches higher rates faster.

In this clip, we break down how large undepleted RMDs stack on top of that single benefit, why the surviving spouse often hits the highest tax bracket of their entire life, and why that happens at the exact moment they are most financially vulnerable and least equipped to adapt.

Educational only. Talk to a professional about your situation.

✅ Watch The Full Video On YouTube

06/06/2026

Why Your Social Security Timing Could Lock You Out…

Most people optimise their Social Security claim around the size of the check. But for anyone with $1M or more in pre-tax accounts, the claiming strategy has almost nothing to do with the check - and everything to do with how it fits inside the rest of the plan.

In this clip, we break down the three questions that actually matter: what combined income looks like at 73 when RMDs stack on top of a maximised benefit, whether the Roth conversion window is still open, and what the surviving spouse's financial picture looks like the day one of you is gone.

Educational only. Talk to a professional about your situation.

✅ Watch The Full Video On YouTube

06/05/2026

Why Claiming Social Security Early Can Save $100K in Tax…

The Roth conversion window runs from the day you retire to the day RMDs begin. Delaying Social Security to 70 often closes that window before it's ever used - because funding lifestyle from the IRA during the delay years fills the tax bracket with no room left to convert.

In this clip, we break down how the early claimer keeps IRA withdrawals smaller, preserves bracket space, and converts $50,000 a year at 22% instead of being forced into the 24–32% bracket at 73 - a difference that can save $80,000–$100,000 in lifetime taxes.

Educational only. Talk to a professional about your situation.

✅ Watch The Full Video On YouTube

06/04/2026

How Delaying Social Security Triggers Medicare Surcharges…

Couples who delay Social Security to 70 often fund their lifestyle by drawing $70,000–$90,000 a year from the IRA during the delay years. Medicare uses income from two years prior to set premiums - so by 65, the surcharges are already locked in based on what was withdrawn at 63.

In this clip, we break down how IRMAA surcharges can run $3,000–$5,000 per person per year, why they stay triggered once Social Security stacks on top of IRA income at 70, and how the early claimer avoids this entirely by controlling their Medicare-relevant income from the start.

Educational only. Talk to a professional about your situation.

✅ Watch The Full Video On YouTube

06/03/2026

The Hidden Cost of Delaying Social Security to 70…

Break-even analysis answers one question - when do you recoup the months you missed by not claiming early? But it says nothing about what that maximised check costs you everywhere else.

In this clip, we break down why the break-even chart doesn't account for what the IRA is doing during the delay years, what RMDs start doing at 73, which tax bracket a maximised benefit pushes total income into, or what Medicare charges based on combined income. For most people with large pre-tax balances, that's where the real money lives.

Educational only. Talk to a professional about your situation.

✅ Watch The Full Video On YouTube

Address

600 Mamaroneck Avenue #400
Harrison, NY
10528

Opening Hours

Monday 9am - 8pm
Tuesday 9am - 5pm
Wednesday 9am - 8pm
Thursday 9am - 8pm
Friday 9am - 8pm
Saturday 10am - 5pm

Website

Alerts

Be the first to know and let us send you an email when Cannon Wealth Solutions posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Cannon Wealth Solutions:

Shortcuts

Share

Category