Operation HOPE’s Credit and Money Management Program (CMMP) is a free financial literacy program designed to accomplish three (3) specific goals.
1) Increase personal savings
2) Reduce debt
3) Increase credit scores to 700+ Poor credit, out of control debt, and other impacts of bad financial decisions and life events, can leave hardworking individuals struggling to move forward and make sense o
f it all. The 700 Credit Score Communities: Credit and Money Management Program, a core focus of HOPE Inside Adult Empowerment programming, is designed to transform disabling financial mindsets—teaching people the language of money, how to navigate credit, and make better decisions with the money they have. Through workshops and one-on-one counseling, our financial wellbeing coaches empower clients to take control of their finances, by creating a budget, reducing and paying o debt, and clearing errors from their credit reports. Seventy-two percent of clients see a FICO score increase; 25 percent achieve a 700+ FICO score after six months of participation.
