James R Smith, Sr - Design Your Future, LLC.

James R Smith, Sr - Design Your Future, LLC. Our first priority is your overall financial success.

Medicare takes a little time to understand. As you approach age 65, familiarize yourself with its coverage options, cost...
11/10/2025

Medicare takes a little time to understand. As you approach age 65, familiarize yourself with its coverage options, costs, and limitations.

How Medicare can address health care needs in your retirement strategy.

October marked the sixth straight month of gains for U.S. markets, with the Nasdaq gaining 4.70% and the S&P 500 climbin...
11/07/2025

October marked the sixth straight month of gains for U.S. markets, with the Nasdaq gaining 4.70% and the S&P 500 climbing 2.27%, powered by strong Q3 corporate earnings that overcame government shutdown concerns and trade tensions. The Fed delivered a quarter-point rate cut on October 29, though Chair Powell signaled a December adjustment wasn't a "foregone conclusion." As families prepare for Thanksgiving, last year's feast for 10 averaged \$58.08, with the turkey alone representing 43% of the total cost at \$25.67.

Monthly Market Insights | November 2025 U.S. Markets Stocks advanced for the sixth consecutive month in October as major averages pushed through a government shutdown and trade jitters. Robust Q3 corporate results drove momentum over a month that is notorious for market declines. The Standard & Poor...

What should you look for in a personal finance app?
11/07/2025

What should you look for in a personal finance app?

An increasing number have been developed to help individuals with their personal finances.

Did you know that the SECURE Act 2.0 changed Required Minimum Distribution Rules?
11/05/2025

Did you know that the SECURE Act 2.0 changed Required Minimum Distribution Rules?

Understand how SECURE Act 2.0 affects RMDs and how using a QCD can possibly benefit both taxes and charitable goals.

Three steps may make a difference if you find yourself suddenly single.
11/03/2025

Three steps may make a difference if you find yourself suddenly single.

Have you found yourself suddenly single? Here are 3 steps to take right now.

There are thousands of Exchange Traded Funds available. Should you invest in them?
10/31/2025

There are thousands of Exchange Traded Funds available. Should you invest in them?

There are thousands of ETFs available. Should you invest in them?

For a small business, the loss of a key person could cause financial hardship.
10/29/2025

For a small business, the loss of a key person could cause financial hardship.

Business owners may be able to protect themselves from the financial consequences of losing a key employee.

Tax freedom day: the day you begin earning money for yourself.
10/27/2025

Tax freedom day: the day you begin earning money for yourself.

Assess how many days you'll work to pay your federal tax liability.

Bedtime Story: U.S. Federal Tax Code. How many pages have you read?
10/24/2025

Bedtime Story: U.S. Federal Tax Code. How many pages have you read?

An inside look at how marginal income tax brackets work.

Are you worried about outliving your retirement savings? You are not alone.
10/22/2025

Are you worried about outliving your retirement savings? You are not alone.

Estimate how long your retirement savings may last using various monthly cash flow rates.

Marriage changes your financial life. This piece includes keys to preparing to grow wealthy together.
10/20/2025

Marriage changes your financial life. This piece includes keys to preparing to grow wealthy together.

Keys to preparing to grow wealthy together.

Address

Harker Heights, TX
76548

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 6:30pm
Friday 9am - 5pm

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