The Credit Fighters

11/30/2022

3 financial habits that build good credit

Your credit score in some ways is meant to be a snapshot of your overall financial habits.

Good financial habits will ensure that you don’t get into too much debt and that you are able to meet your financial duties easily.

So here are 3 financial habits that are especially credit friendly:

👉 Learn to budget

One of the biggest reasons that people develop poor credit is overspending.

And overspending is typically caused by a lack of budget.

A budget can tell you how much you should be spending on each item in your life. So, learning to budget allows your financial life to stay nicely organized.

👉 Live within your means

If you believe that if you only had more money, you would not have to worry about credit, right?

WRONG! 🙆‍♀️

In fact, many people who have money - or at least have all the trappings of money, including cars and nice homes - in fact, have terrible credit.

👉 Save

One of the best ways to ensure that your credit rating stays good is to save money each month.

Whether you are able to save $25 a month or $200 or even more, saving and investing your savings will prepare you for financial emergencies, will get you out of overspending,
and will allow you to build investments that can help you in later years.

Let us help you to Super Charge Your Credit.... 💥💣💫 With GREAT POWER🔋 comes great responsibility allow the Credit Fighters 🦸‍♀️ to help you take back your CREDIT POWER ⁉ Call at ☎️ 888.624.3426

11/21/2022

How to build your credit after bankruptcy?

Building your credit after bankruptcy can be challenging, but with the right strategies you can still make it.

Here are three strategies you can use to increase your chances of being approved for auto loans, credit cards, and home loans if you have a bankruptcy on your credit report:

✔️ Strategy #1

👉 Apply for credit where you have a high probability of getting approved, and make the payments on time.

👉 Sounds simple, but most people go about applying for credit the WRONG way and make it more difficult than it needs to be.

👉 By the way, don’t go overboard when applying for credit. The whole purpose of getting a credit card or loan is to rebuild your credit history after bankruptcy - not to get in to debt up to your ears!

✔️ Strategy #2

👉 Another way to rebuild your credit after bankruptcy is to add years of positive credit history to account.

👉 You can literally add a number of new positive items to credit your report.

👉 It’s 100% legal but the technique is not widely known.

✔️ Strategy #3

👉 Of course, cleaning up inaccurate and obsolete negative information on your credit reports is critical when building credit after a bankruptcy.

👉 And you don’t need to use a credit repair company to do it.

👉 You can do it yourself and save a few hundred dollars. Just remember that you need to know exactly what to do.

11/19/2022

How to start building credit and preventing repair

If you want to prevent credit repair procedures, you need to keep your payments up to date.

Financial emergencies may come up🆘🙅‍♂️

So it is important that you meet minimal payments on time.

If you are in debt over your head and have very little income and assets it might be wise to do nothing.

Sounds insane, right?

But the reality is when you are taking to court most of the collectors won't be able to collect a dime.

👉 This procedure is called 'judgment proof.'

There are advantages by acting on the 'judgment proof,' such as the Federal Laws protect you against creditors coming to your home and confiscating your belongings.

The downside is you are not resolving anything and in the long run you won't get credit.

So, it’s better to pay your payments on time.
Let us help you to Super Charge Your Credit.... 💥💣💫

With GREAT POWER🔋 comes great responsibility allow the Credit Fighters 🦸‍♀️ to help you take back your CREDIT POWER

⁉ Confused? Schedule a call at ☎️ 888.624.FICO (3426) today - Shoot me a DM.

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11/08/2022

Caution you need to observe when building your credit

✅ Building credit can be a very exciting thing.

Avenues of great opportunities are available if you do it right.

Take advantage of any opportunity that presents itself and you are well on your way to building your credit.

It is important that you be cautious with your credit choices.

Take each step very slowly and consider all of your options before making a final decision.

When you have several creditors making offers, it can be very difficult to decide on which one to deal with.

Here are simple guidelines when deciding on and dealing with a creditor:

1. What interest rate are they offering?
2. Make your payments on time.
3. Do not apply for credit more than 3 times a year.
4. Keep all of your receipts and contracts
Let us help you to Super Charge Your Credit.... 💥💣💫

With GREAT POWER🔋 comes great responsibility allow the Credit Fighters 🦸‍♀️ to help you take back your CREDIT POWER

⁉ Confused? Schedule a call at ☎️ 888.624.FICO (3426) today - Shoot me a DM.

LINKS IN THE BIO

11/04/2022

Have you tried the bartering system to restore your credit?

This might sound crazy, but if you think about it you can find a way to make money.

💁‍♀️ Barter means to exchange goods or services for equal value.

It could even mean changing products or items for money.

For example, if you have a bunch of Video games or a game system and in debt, it might be wise to sell your game system and games, or trade it for something of more value to resell.

Some people out there want something that you have but can't afford it and are willing to exchange items for what they are wanting.

If you can get a better deal to raise money how much easier can it get?

If you have a lot of items in your home you can also sell your items on EBay, including the barter exchanges that you obtained.

If you never tried bartering, give it a shot. But, be sure that you don't invest money into items that are not going to produce revenue.
Let us help you to Super Charge Your Credit.... 💥💣💫

With GREAT POWER🔋 comes great responsibility allow the Credit Fighters 🦸‍♀️ to help you take back your CREDIT POWER

⁉ Confused? Schedule a call at ☎️ 888.624.FICO (3426) today - Shoot me a DM.

LINKS IN THE BIO

11/01/2022

Are you having interruptions on your bad credit? 😞

If you are trying to build your credit status you need to find the resources that can help you get results.

The marketplace offers credit repair kits, but the disadvantage is that many of the kits are expensive.

Let's face it, not everyone has the money to spend on commodities that claim to help us.

But, here is where you can get a free credit repair kit👇

Your local library stores a wealth of information and it is free to the public.

Most libraries have credit repair kits, credit repair books, or debt management solution books.

Anything you want at your disposal and it is all free information.
Let us help you to Super Charge Your Credit.... 💥💣💫

With GREAT POWER🔋 comes great responsibility allow the Credit Fighters 🦸‍♀️ to help you take back your CREDIT POWER

⁉ Confused? Schedule a call at ☎️ 888.624.FICO (3426) today - Shoot me a DM.

LINKS IN THE BIO

10/29/2022

How can you avoid complications as a homeowner?

Avoiding complications in credit repair is almost important as getting out of debt.

When we have bills that were neglected simply because we didn't have the money to pay the bills, or else we purchased items instead of paying the bills, we are in debt.

If you are considering a Home Equity Loan to get out of your current mortgage…

DON"T 🙅‍♂️

Why? Simply because most Home Equity Loans get you deeper in debt and once you are obligated you will find the problem is more complicated than when you applied for the
loan.

Lenders often target homeowners with financial difficulties offering them high-interest rates and making them believe it is a solution for debt relief.
Let us help you to Super Charge Your Credit.... 💥💣💫

With GREAT POWER🔋 comes great responsibility allow the Credit Fighters 🦸‍♀️ to help you take back your CREDIT POWER

⁉ Confused? Schedule a call at ☎️ 888.624.FICO (3426) today - Shoot me a DM.

LINKS IN THE BIO

10/17/2022

Sorry you are declined... 💁‍♀️

Have you ever heard this before when you went to apply for a loan or a credit card?

If you have, this means that your credit files have some negative reports and it is time to clean up your act.

💳 Credit files are a report that contains your credit score and history.

Three major companies hold your files and allow others to view them when you apply for a loan, credit report, job, apartment, and so on.

If that report or file has negative results you will hear...sorry you are declined.

If you are declined then it is time to get started to rebuild your life.
Let us help you to Super Charge Your Credit.... 💥💣💫

With GREAT POWER🔋 comes great responsibility allow the Credit Fighters 🦸‍♀️ to help you take back your CREDIT POWER

⁉ Confused? Schedule a call at ☎️ 888.624.FICO (3426) today - Shoot me a DM.

LINKS IN THE BIO

10/17/2022

Average Number of Credit Cards Per Person: 2019 Card Ownership Statistics

The average amount of credit card accounts held by a person and the average total balance on those credit cards varied by state.

10/14/2022

How to manage your existing debt effectively?

There are 2 possible ways to manage your debts:

♦️♦️ Refinancing Options
Many people decide that the easiest way out of debt is to refinance their home or they might even decide to put it up for sale.

If you decide to try and sell your home then look at all the details ahead of time. Make sure you know exactly how much you have left on your mortgage.

Then calculate how much money you will have to spend to pay off all of your debts.

♦️♦️ Look at Your Mortgage Options

Before making any drastic decisions over your mortgage take a good look at the terms and conditions of your mortgage.

There may be things in your agreement that could be beneficial to you.

It might be possible to change your payment terms or even consolidate another loan onto your mortgage

Let us help you to Super Charge Your Credit.... 💥💣💫

With GREAT POWER🔋 comes great responsibility allow the Credit Fighters 🦸‍♀️ to help you take back your CREDIT POWER

⁉ Confused? Schedule a call at ☎️ 888.624.FICO (3426) today - Shoot me a DM.

LINKS IN THE BIO