Fact-Based Investing

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Fact-Based Investing I provide a process that gives you confidence in living a financially healthy life.

I’m Wayne Fourman, a financial process guide committed to helping individuals grow, protect, and invest with purpose. Through a personalized planning process, I help clients identify their retirement risks, understand their options, and pursue financial independence with confidence, not confusion. Whether you're preparing for retirement or reviewing Social Security benefits, I’ll walk with you every step of the way.

Before retiring early, take a look at the cold, hard facts.
10/30/2026

Before retiring early, take a look at the cold, hard facts.

Retiring early sounds like a dream come true, but it’s important to take a look at the cold, hard facts.

Thinking of volunteering in retirement? Some considerations.
10/28/2026

Thinking of volunteering in retirement? Some considerations.

For many, retirement includes contributing their time and talents to an organization in need.

It’s possible to avoid these classic retirement traps, with a little preparation.
10/23/2026

It’s possible to avoid these classic retirement traps, with a little preparation.

Beware of these traps that could upend your retirement.

This piece presents an overview of fundamental steps to consider when a loved one passes.
10/21/2026

This piece presents an overview of fundamental steps to consider when a loved one passes.

An overview of some fundamental steps when a loved one passes.

A home is the single largest financial commitment for most people. What mortgage fits you best?
10/19/2026

A home is the single largest financial commitment for most people. What mortgage fits you best?

Selecting a mortgage isn't an easy process. Get a better understanding of how professionals make the right decisions.

Nearly 72 million Social Security beneficiaries will see a 3.6 percent cost-of-living adjustment (COLA) beginning in Jan...
10/16/2026

Nearly 72 million Social Security beneficiaries will see a 3.6 percent cost-of-living adjustment (COLA) beginning in January 2027

There’s no shortage of investment analysis for anyone interested. What’s important to understand?
10/16/2026

There’s no shortage of investment analysis for anyone interested. What’s important to understand?

Most stock market analysis falls into three broad groups: Fundamental, technical, and sentimental. Here’s a look at each.

Periodic withdrawals in retirement may not be such a good idea.
10/14/2026

Periodic withdrawals in retirement may not be such a good idea.

Taking regular, periodic withdrawals during retirement can be quite problematic.

As complex as the details of taxes can be, the income tax process is fairly straightforward.
10/12/2026

As complex as the details of taxes can be, the income tax process is fairly straightforward.

A quick look at how federal income taxes work.

Currency has been around for a long time. Here's a quick history lesson.
10/09/2026

Currency has been around for a long time. Here's a quick history lesson.

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425 Memorial Drive
Greenville, OH
45331

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Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

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