Kendal Cann

Kendal Cann Dave Ramsey SmartVestor Pro

This page serves as the sole purpose of connecting me with my community. Whatever stage in life you are in, we have you covered.

TOAMS Financial has over 20 years of money management experience. We offer a variety of financial services such as estate planning, wealth management, and retirement planning. Whether you are starting from scratch or a seasoned investor, TOAMS Financial has the tools and resources to set you up for long-term success.

Marriage is about a lot more than sharing a last name or a house together. It’s about building a future as a team. ❤️And...
06/16/2026

Marriage is about a lot more than sharing a last name or a house together. It’s about building a future as a team. ❤️

And one of the most important conversations couples can have is about money.

Not because money is everything, but because it impacts so many of the goals and dreams you’re working toward together.

A few things that can help:

✨ Talk about both your short-term and long-term goals.
✨ Share your individual goals and discuss how you can support each other.
✨ Decide what matters most and align your spending with those priorities.
✨ Check in regularly. Life changes, and your financial plan should too.
✨ Celebrate the wins along the way, even the small ones.

The couples who tend to do best financially aren’t necessarily the ones who make the most money. They’re often the ones who communicate openly, make decisions together, and stay focused on the same vision.

Money conversations aren’t always easy, but they’re one of the best ways to strengthen your partnership and create a future you’re both excited about. 💍💰

What financial goal are you and your spouse working toward right now? 👇



This content is for educational purposes only. Investing involves risks, including the possible loss of principal. Past performance does not guarantee future results. Always conduct your own research and consult a qualified financial professional before making investment decisions. This content is not intended as investment, tax, legal, or specific financial advice.

06/15/2026

Maybe it’s the lack of sleep but I think he’s starting to #%*? With us. 😴😴😴😆

06/12/2026

"And it's gone." 😂

If you've ever bought a stock because a finance influencer said it was the next big thing or because Reddit convinced you it was headed to the moon, this one's for you.

The reality is that investing is a lot harder than social media makes it look.

One study tracking persistent day traders—people who traded for more than 300 trading days—found that 97% ended up operating at a net financial loss.

Why?

Because investing isn't just about finding a good stock. It's about managing risk, controlling emotions, and sticking to a plan.

A common mistake is chasing whatever is hot:
📈 Buy after it already ran up
📉 Panic when it drops
🔄 Repeat

That doesn't mean finance influencers, Reddit groups, YouTube channels, or investing communities are bad. They can be great places to learn and discover new ideas.

The key is remembering they're ideas, not instructions.

It's perfectly reasonable to have a small portion of your portfolio dedicated to higher-risk investments if it fits your goals and risk tolerance. Just don't build your entire financial future around internet hype.

For most investors, wealth is built through diversification, consistency, and one simple concept:

⏳ Time in the market beats timing the market.

The investors who tend to do best aren't usually making the most trades. They're often the ones who stay invested long enough for compound growth to do its job.

Before buying the next "can't miss" stock, ask yourself:

Do I understand what I own?
Or am I just hoping someone else is right?



This content is for educational purposes only. Investing involves risks, including the possible loss of principal. Past performance does not guarantee future results. Always conduct your own research and consult a qualified financial professional before making investment decisions. This content is not intended as investment, tax, legal, or specific financial advice.

06/11/2026
As a mom of three, I've been reminded lately how quickly time moves. Money is important, but one reason we work so hard ...
06/10/2026

As a mom of three, I've been reminded lately how quickly time moves.

Money is important, but one reason we work so hard to build wealth is so we can have more freedom to spend time with the people we love.

For What's That Wednesday, let's talk about one of the most common investing phrases you'll hear:

📈 "Time in the market beats timing the market."

What does that actually mean?

Many people spend years waiting for the "perfect" time to invest. They're waiting for the market to crash, interest rates to change, the election to pass, or the economy to feel more certain.

The problem is that nobody consistently knows when those moments will happen.

Historically, investors who stayed invested and gave their money time to compound have often done better than those who repeatedly tried to jump in and out of the market.

That's because compound growth needs one thing above all else:

Time.

The longer your money stays invested, the more opportunity it has to grow on top of previous growth. It's why starting early can often matter more than investing a larger amount later.

Just like with family, friendships, and relationships, some of the best results come from showing up consistently over a long period of time.

Time is one resource we can never get back, so use it wisely. Whether that's with the people you love or with a long-term financial plan. 🤍



This content is for educational purposes only. Investing involves risks, and examples shared are based on average past returns, which do not guarantee future outcomes. Always conduct your own research and consult a professional for personalized advice. This is not intended as investment, specific recommendations, tax, or legal advice.

06/09/2026

😂 If you're a business owner and a parent, this meme probably feels a little too accurate.

Most people see the business owner who shows up online, answers emails, takes client calls, and keeps things moving.

What they don't see is that sometimes all of that is happening while you're also packing lunches, changing diapers, driving to practice, helping with homework, scheduling doctor's appointments, and trying to remember the last time you sat down for 10 minutes uninterrupted.

As a business owner, it can feel like you're constantly clearing one obstacle off the tracks while another one appears right in front of you.

The reality is that entrepreneurship and parenting have a lot in common.

Both require patience.
Both require sacrifice.
Both require long-term thinking.
And both often feel chaotic while you're in the middle of them.

The good news? You don't have to do everything perfectly.

The business doesn't need a perfect owner.
Your kids don't need a perfect parent.

They just need someone willing to keep showing up day after day, even when things get messy.

Some seasons are about growth.
Some seasons are about survival.
And sometimes success is simply making it to the end of the day with your business still running and your kids still fed 😂

To all the parents building businesses while raising families: I see you. Keep going. 🤍

06/04/2026

If an older people hits you with “it goes by so fast”, hug them.

06/03/2026

😂 Before anyone comes for me... yes, I know this meme doesn't apply to all Baby Boomers.

But since it's What's That Wednesday, let's talk about why this joke resonates with so many people.

One reason is estate planning.

I've seen people spend decades building wealth only to have no will, no trust, outdated beneficiaries, and no clear plan for what happens next. The result can be family conflict, probate costs, unnecessary taxes, and assets not ending up where they intended.

In many ways, that's the real-life version of throwing the necklace into the ocean.

But if we're being honest, that's not what most people mean when they share this meme.

Most people are talking about housing.

Many Baby Boomers entered the workforce and bought homes during a time when housing was dramatically more affordable relative to income. Homes purchased for a fraction of today's prices have appreciated for decades and, in some cases, are worth 10x or more than their original purchase price.

Some families keep those properties and pass them down. Others sell them, use the proceeds during retirement, or divide the assets among heirs.

And honestly? There's no right or wrong answer.

The bigger question is whether your money has a plan.

Whether you want to leave a legacy, help your kids buy a home, fund grandkids' education, support charities, or enjoy every dollar you've earned, intentional planning matters.

The goal isn't just building wealth.

It's making sure your wealth does what YOU want it to do.

What's your take? Should parents prioritize leaving wealth behind, or enjoy the money they spent a lifetime earning? 👇



This content is for educational purposes only. Investing involves risks, and examples shared are based on average past returns, which do not guarantee future outcomes. Always conduct your own research and consult a professional for personalized advice. This is not intended as investment, specific

As we head into a new month, I just wanted to share a little reminder that I think a lot of us need.Life gets busy. Kids...
06/02/2026

As we head into a new month, I just wanted to share a little reminder that I think a lot of us need.

Life gets busy. Kids need us. Work needs us. Our families need us. And somewhere in the middle of taking care of everyone else, it's easy to forget to take care of ourselves too.

So going into June, I hope you remember your value.
I hope you give yourself grace.
I hope you make time for the things that fill your cup.
And I hope you remember that even when things feel hard, you're stronger than you think.

For me, this season has been a reminder that you can't pour from an empty cup. Whether it's your health, your finances, your relationships, or your faith, taking care of yourself isn't selfish. It's necessary.

Here's to a month of growth, gratitude, and giving ourselves a little more grace 🤍

Happy June, friends 🌸

I think Awnest is still trying to figure out what exactly is going on here 😂🤍He has two older siblings who are completel...
06/01/2026

I think Awnest is still trying to figure out what exactly is going on here 😂🤍

He has two older siblings who are completely obsessed with him, and I’m pretty sure he’s still processing all the attention.

One of my favorite parts of having a new baby has been watching the older kids step into their new roles. The excitement, the curiosity, the constant checking on him, and wanting to be involved in everything.

Everyone talks about how a new baby changes the parents, but it changes the siblings too.

Watching them learn how to love, protect, and care for their little brother has been pretty special.

For now, Awnest still looks a little unsure about this whole situation 😅

But I have a feeling these two are going to be causing trouble together before we know it 🤍

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