Kendal Cann

Kendal Cann Dave Ramsey SmartVestor Pro

This page serves as the sole purpose of connecting me with my community. Whatever stage in life you are in, we have you covered.

TOAMS Financial has over 20 years of money management experience. We offer a variety of financial services such as estate planning, wealth management, and retirement planning. Whether you are starting from scratch or a seasoned investor, TOAMS Financial has the tools and resources to set you up for long-term success.

06/03/2026

😂 Before anyone comes for me... yes, I know this meme doesn't apply to all Baby Boomers.

But since it's What's That Wednesday, let's talk about why this joke resonates with so many people.

One reason is estate planning.

I've seen people spend decades building wealth only to have no will, no trust, outdated beneficiaries, and no clear plan for what happens next. The result can be family conflict, probate costs, unnecessary taxes, and assets not ending up where they intended.

In many ways, that's the real-life version of throwing the necklace into the ocean.

But if we're being honest, that's not what most people mean when they share this meme.

Most people are talking about housing.

Many Baby Boomers entered the workforce and bought homes during a time when housing was dramatically more affordable relative to income. Homes purchased for a fraction of today's prices have appreciated for decades and, in some cases, are worth 10x or more than their original purchase price.

Some families keep those properties and pass them down. Others sell them, use the proceeds during retirement, or divide the assets among heirs.

And honestly? There's no right or wrong answer.

The bigger question is whether your money has a plan.

Whether you want to leave a legacy, help your kids buy a home, fund grandkids' education, support charities, or enjoy every dollar you've earned, intentional planning matters.

The goal isn't just building wealth.

It's making sure your wealth does what YOU want it to do.

What's your take? Should parents prioritize leaving wealth behind, or enjoy the money they spent a lifetime earning? 👇



This content is for educational purposes only. Investing involves risks, and examples shared are based on average past returns, which do not guarantee future outcomes. Always conduct your own research and consult a professional for personalized advice. This is not intended as investment, specific

As we head into a new month, I just wanted to share a little reminder that I think a lot of us need.Life gets busy. Kids...
06/02/2026

As we head into a new month, I just wanted to share a little reminder that I think a lot of us need.

Life gets busy. Kids need us. Work needs us. Our families need us. And somewhere in the middle of taking care of everyone else, it's easy to forget to take care of ourselves too.

So going into June, I hope you remember your value.
I hope you give yourself grace.
I hope you make time for the things that fill your cup.
And I hope you remember that even when things feel hard, you're stronger than you think.

For me, this season has been a reminder that you can't pour from an empty cup. Whether it's your health, your finances, your relationships, or your faith, taking care of yourself isn't selfish. It's necessary.

Here's to a month of growth, gratitude, and giving ourselves a little more grace 🤍

Happy June, friends 🌸

I think Awnest is still trying to figure out what exactly is going on here 😂🤍He has two older siblings who are completel...
06/01/2026

I think Awnest is still trying to figure out what exactly is going on here 😂🤍

He has two older siblings who are completely obsessed with him, and I’m pretty sure he’s still processing all the attention.

One of my favorite parts of having a new baby has been watching the older kids step into their new roles. The excitement, the curiosity, the constant checking on him, and wanting to be involved in everything.

Everyone talks about how a new baby changes the parents, but it changes the siblings too.

Watching them learn how to love, protect, and care for their little brother has been pretty special.

For now, Awnest still looks a little unsure about this whole situation 😅

But I have a feeling these two are going to be causing trouble together before we know it 🤍

A little Friday reminder 🤍It's easy to feel like what you're doing isn't enough.Maybe your business didn't grow as fast ...
05/29/2026

A little Friday reminder 🤍

It's easy to feel like what you're doing isn't enough.

Maybe your business didn't grow as fast as you hoped this week.
Maybe your house is a mess.
Maybe you're exhausted from work, kids, or just life in general.

But the truth is, more people depend on you than you probably realize.

Your kids need you.
Your spouse needs you.
Your friends need you.
Your employees need you.
Your clients need you.
And sometimes, just your presence can make a bigger difference in someone's day than you'll ever know.

Our impact isn't always measured by productivity. Sometimes it's measured by simply showing up, loving people, and doing the best we can with the energy we have.

So if this week felt hard, give yourself some grace.

You made it to Friday.
And that matters 🤍

05/28/2026

Who wouldn’t accept a business card from her 🤣🤣

One thing I’ve learned over the years is that the stock market feels very different depending on whether you zoom in… or...
05/22/2026

One thing I’ve learned over the years is that the stock market feels very different depending on whether you zoom in… or zoom out.

When you zoom in, every headline feels dramatic.
When you zoom out, you realize markets have always moved in cycles. Bull markets. Bear markets. Fear. Recovery. Growth. Repeat.

That doesn’t mean downturns are easy. Bear markets can be painful emotionally and financially, especially when portfolios drop 20%, 30%, or more. And not every company survives those periods.

But historically, markets have rewarded patience more than panic.

Almost every market downturn comes with people asking:
“What if this time is different?”

And while every cycle does have unique challenges, emotional investing and panic selling are usually what hurt people the most long term.

Understanding market cycles doesn’t remove risk, but it can help you make calmer, more informed decisions instead of reacting emotionally to short-term noise.

The goal isn’t predicting every top and bottom.
It’s staying disciplined enough to build wealth over time 📈



This content is for educational purposes only. Investing involves risks, and examples shared are based on average past returns, which do not guarantee future outcomes. Always conduct your own research and consult a professional for personalized advice. This is not intended as investment, specific recommendations, or legal advice.

05/21/2026

Everyone says kids keep you young… and emotionally they do 🤍

But physically? 😂

Sometimes in the thick of newborn life you feel about 97 years old.

The no sleep.
The brain fog.
The overstimulation.
The constant touching, feeding, cleaning, and repeating.
The feeling of being drained before the day even starts.

And honestly, if you’re feeling like that right now, you’re not failing. Your mind and body are just carrying a LOT.

One thing I’m learning postpartum is that small things matter more than ever:
• Taking 20 quiet minutes for yourself
• Going outside for a walk
• Moving your body even a little
• Drinking more water
• Taking supplements consistently
• Asking for help instead of trying to “do it all”

Even changing your environment for a day or two can help reset your mind. My brother and his fiancée came into town recently and instead of just hanging at our house, we drove about 40 minutes away and rented a little Airbnb on the beach.

Nothing extravagant. But getting out of the house, slowing down, and having a mini staycation honestly helped so much mentally.

And weirdly enough… even having things to look forward to helps too. Planning a dinner with friends, a family outing, a date night, or even setting aside a small budget for experiences can completely shift your mood during hard seasons.

Sometimes joy has to be intentional 🤍



This content is for educational purposes only. Investing involves risks, and examples shared are based on average past returns, which do not guarantee future outcomes. Always conduct your own research and consult a professional for personalized advice. This is not intended as investment, specific recommendations, or legal advice.

One thing I’ve learned is that building wealth is not just about making more money.Sometimes it’s about growing out of c...
05/20/2026

One thing I’ve learned is that building wealth is not just about making more money.

Sometimes it’s about growing out of certain habits, mindsets, environments, and honestly… even certain people.

The people who only support you when you stay small.
The people who make little comments when you start leveling up.
The people you feel pressured to impress.
And sometimes even the version of yourself that’s afraid to ask questions or get help.

Your next level in life and finances is going to require boundaries, discipline, and being intentional with who and what gets access to your energy.

Not everyone is meant to go where you’re going, and that’s okay 🤍



This content is for educational purposes only. Investing involves risks, and examples shared are based on average past returns, which do not guarantee future outcomes. Always conduct your own research and consult a professional for personalized advice. This is not intended as investment, specific recommendations, or legal advice.

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