Flourish Financial Planning

10/26/2026

Tax planning tip: if you have not looked into a Donor-Advised Fund (DAF), it might be worth a conversation with your advisor.

A DAF allows you to make a charitable contribution (and receive the tax deduction now), then distribute the funds to your favorite charities over time.

It is especially powerful in years when you have a large income event, like selling a business or receiving a bonus. You can "bunch" your charitable giving into one year for maximum tax impact while spreading the actual giving over many years.

Stewardship includes being wise with the tax code.

10/25/2026

Proverbs 15:22 says, "Plans fail for lack of counsel, but with many advisers they succeed."

You were not created to navigate your financial life alone.

Whether it is a spouse, a trusted friend, a pastor, or a financial planner, having someone to talk through decisions with is one of the wisest things you can do.

Especially in seasons of high emotion. Grief, excitement, fear. These are real and valid, but they make terrible financial advisors. Having counsel helps you stay grounded.

10/23/2026

Stewardship for the Joy of the Owner - You always steward something on behalf of someone else (the owner). The Bible is clear about who that owner is. Psalm 24 says, "The earth is the LORD's and the fullness thereof, the world and those who dwell therein."

When the church (or any group of believers) discusses the intersection of God and money, our role is most commonly conveyed as stewardship. In the rare instance of Christians discussing money with one another, it is almost inevitable that someone will mention, "I want to be a good steward wit

10/22/2026

Emergency funds are not exciting. Nobody posts about them on social media. But they are one of the most important financial foundations you can build.

3-6 months of expenses in a liquid savings account gives you options. It gives you peace. It keeps a job loss or unexpected expense from becoming a financial crisis.

More than that, an emergency fund reflects trust in God's provision while also being a wise steward. We plan ahead not because we are fearful, but because we are faithful.

Proverbs 21:20 says, "The wise store up choice food and olive oil, but fools gulp theirs down."

10/21/2026

Great takeaways from the research of Dr. Thomas Stanley. The next door is a really good personal finance read.

What You Need To Know About

10/19/2026

If you are charitably inclined, here is a strategy worth knowing: gifting appreciated stock instead of cash.

When you donate stock that has grown in value, you avoid paying capital gains tax on the appreciation AND you get a tax deduction for the full market value.

It is one of the most tax-efficient ways to give. And every dollar saved in taxes is another dollar available for your family or for generosity.

Ask your financial planner if this strategy makes sense for your situation.

10/18/2026

There's a lot of wisdom in this article. Have you thought about your theology of money? A common theme amoung most of these answers: "God Owns It All."

We asked 12 writers and theologians to outline their theology of money, along with practical advice on how to manage it.

10/17/2026

There are six “T” decisions that make up the wealth transfer process: Transfer, Treatment, Timing, Title, Tools/Techniques, Talk.

As stewards of what God has given us, it’s our responsibility to manage our finances for the will of the owner. Scripture tells us in Psalms 24:1 that “The earth is the Lord’s and everything in it, the world and all who live in it(NIV).” Thus, the owner of all that we have is God.

10/16/2026

Do you know someone who is especially generous? Seeing the joy of generosity first-hand can be contagious. Here are a few ways to practically increase your generosity.

Have you ever known someone who is especially generous? Someone who gets excited about sacrificial giving? And after seeing their excitement and enjoyment of being generous has it made you want to grow in your own generosity? Seeing the joy of generosity first-hand can be contagious. But, growing

10/15/2026

One of the simplest and most powerful financial habits: automate your savings and your giving.

When generosity and saving happen automatically, you remove the friction and the temptation to skip a month. It becomes a rhythm of your life, not a decision you remake every paycheck.

Practically, this might look like setting up automatic transfers on payday: one to your savings account, one to your church or favorite charity, and one to your investment accounts.

Stewardship thrives on good systems.