Legacy Wealth Management

05/26/2026

Tax Loss Harvesting: A Helpful Tool (Not a Magic Trick)

If you’ve spent any time around financial headlines, you’ve probably heard tax-loss harvesting pitched as a secret weapon. Almost like a financial Jedi mind trick: “Lose money on purpose, save a bunch on taxes, everybody wins.” I wish it worked that way. It doesn’t. That doesn’t mean tax-loss harvesting is bad. It can be very useful. It just needs to be framed correctly, especially if you’ve built meaningful wealth and want to keep it that way....

If you’ve spent any time around financial headlines, you’ve probably heard tax-loss harvesting pitched as a secret weapon. Almost like a financial Jedi mind trick: “Lose money on purpose, save a bunch on taxes, everybody wins.” I wish it worked that way. It doesn’t. That doesn’t mean tax...

05/21/2026

RSU Basics

If you’ve ever looked at your benefits portal and thought, “Cool, I got RSUs… I’ll pretend I understand that later,” you’re not alone. RSU stands for Restricted Stock Unit. In plain English: it’s company stock your employer promises to give you, but you don’t actually own it yet. It ...

05/19/2026

Why Your Medicare Premiums Jumped (and How IRMAA Relief Can Lower Them)

If you opened a letter from Social Security and thought, “Wait… why did my Medicare premiums jump?” you’re in good company. Often the reason is IRMAA (the Income-Related Monthly Adjustment Amount). It’s Medicare’s way of saying: if your income was high enough, you’ll pay an extra surcharge on top of the standard Part B and Part D premiums. The frustrating twist: the income Medicare looks at is usually from your tax return from ...

If you opened a letter from Social Security and thought, “Wait… why did my Medicare premiums jump?” you’re in good company. Often the reason is IRMAA (the Income-Related Monthly Adjustment Amount). It’s Medicare’s way of saying: if your income was high enough, you’ll pay an extra surch...

05/11/2026

New on our blog: Money Mindset - Tool vs Master

Money is a great tool—right up until it starts acting like it’s in charge. Most of us don’t set out to let money call the shots, but it can slowly slide from “helpful” to “heavy.” The good news: freedom doesn’t require perfect timing or perfect information. It starts with a healthier...

10/02/2025

New Blog Post from Legacy Wealth Management -

10/25/2024

08/26/2024

New Blog Post from Legacy Wealth Management : Lessons from the Links -

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08/13/2024

New Blog Post from Legacy Wealth Management : Rough Roads Ahead -

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08/07/2024

New Blog Post from Legacy Wealth Management : The Importance of a Team -

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10/05/2022

Happy World Financial Planning Day 2022! Our office has never really acknowledged this lesser-known national holiday, but what a good time to remind our friends that we have their backs. Please know you are welcome to reach out with any questions, concerns or thoughts regarding your financial plan.

To celebrate World Financial Planning Day 2022, one of our financial advisors, Mike Berry, CFP®, is launching a 10-part blog series based of of a book that he drafted years ago. As you will read in the series, the world is constantly changing, but your financial habits will truly be the thing to make or break your financial plan. Keep an eye out for part 1: "Procrastination" to be released this Friday!

Note from the Editor: This is a ten-part mini-series Mike Berry, CFP® created called, “The Ten Most Common Financial Mistakes.” We will be posting a new blog to legacywealthgj.com every Friday morning at 9:00am, beginning Friday, October 7th. Each blog post will include an outline of the topics to give you an idea of what to expect every week. The series will wrap up in November, and at that time we plan to post a final summary with links to each of the articles. We encourage you to offer feedback, start a conversation with your advisor, and share the content with your family and friends.

If you wish to receive blog post notifications in your email, please let Alyssa know by emailing her at [email protected] or calling our office (970)241-5143.
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