Grand Capital Mgmt

07/16/2020

Let’s see how this plays out.

U.S. stocks fell at the start of Thursday's trade after disappointing Chinese economic data and elevated U.S. jobless claims underlined the struggles faced...

05/21/2020

How do you balance work, life, and financial security? Are you working toward goals or are circumstances dictating your results?

05/14/2020

How can someone expect their finances to reflect what they really want?

It starts with discovery and purpose.

What do values mean to you? How can you align your values to your finances?

Go to our page and download the Life Map! It will help you discover what is most important to your life.

This is just one question we answer.

Go to our page to learn more!

05/14/2020

When was the last time your financial advisor asked how you would like to be remembered? In today's pandemic environment it's important to address more than your portfolio, performance, or what product is "suitable" for you.

It's now a necessity to understand what motivates you as a person! How does something like COVID-19 make you feel? And how does it relate to your finances?

02/13/2020

We thought we would share some helpful tips for people searching out the right financial advisor to work with.

Are you working with the right advisors?

The question we’re going to address here pertains to an internal thought about the value of the profession and where it currently stands in the lives of clients.  The financial planning business has evolved substantially since the days of securities brokers and financial insurance agents pitchin...

12/02/2019

Ed Slott, IRA guru talks about the QBI (Qualified Business Income) tax deduction when considering Roth Conversions.

We are big fans of paying off the IRS prior to retirement. The less taxable income in retirement, the less social security will be taxed.

Right now, if MFJ filers receive $44,000+ in “other” retirement income (Ira distributions, rental income, bond interest payments, etc...) then they can expect 85% of their social security to be taxed!

Roth conversions help mitigate that tax burden, but this video explains the nuances your advisor should be aware of.

Details of the qualified business income deduction rules can spell trouble for clients if a Roth conversion boosts income, said the tax guru and founder of Ed Slott & Co.

11/27/2019

One of our favorite takeaways from this article is the long-term capital gains tax rate.

Single filers can pay 0% Long-Term capital gains up to $40,000 in income.

Married filing jointly pay 0% Long-Term capital gains up to $80,000 income.

Head of household pay 0% Long-Term capital gains up to $53,600 in income.

This should absolutely be taken advantage of! If you have held assets for over a year, and you’re worried about selling due to a tax consequence this should help you decide. If you fall within the above mentioned thresholds, you will pay ZERO, ZILCH, NADA on your Long-Term held assets at sale. This potentially includes your business if you were planning on selling your business.

Although some deductions and other filing details remained unchanged, certain deductions and income allowances will inch up for 2020.

11/07/2019

This will be very interesting once it takes effect. Your advisor will be under a microscope when making recommendations to roll 401(k) money out.

The new standard is more stringent than the current one, laying out explicit steps that brokers must take when considering a retirement rollover.

09/14/2019

https://www.investmentnews.com/article/20190912/FREE/190919973/2020-social-security-cola-expected-to-be-1-6

The unofficial estimate would represent the smallest increase in benefits in three years.

09/07/2019

MGC_MatthewGrande_CGCOACH
Is an excellent communicator and provides an in depth approach to retirement planning. We’re proud of him representing the company!

Life Maps here.. Get your Life Maps 🗺

Financial planning these days calls for new approach to the way your life’s goals are created and executed.

Your vision, your comfort, your legacy!

What do you want to be remembered for?

Let’s take your values and beliefs and intentionally act to create your customized GCM Life Map!

I still have openings available for the end of September and into October!

Get in contact with me today:

📱(626)235-1958

📧 [email protected]

🖥 Www.grandcapitalmgmt.com