Laura Fish-Kelly Chfc, CFP, CLU, MSFS

09/03/2026

Tax season is here — perfect timing to check in on your tax‑advantaged accounts.​

An HSA may offer:​
✅ Contributions that may be taxable​
✅ Tax-deferred growth​
✅ Tax-free withdrawals for qualified medical expenses​

An HSA can support both today’s healthcare costs— and tomorrow’s planning.

09/01/2026

08/31/2026

Quote of the Day: “Whatever you can do, or dream you can, begin it. Boldness has genius, power and magic in it.” – Johann Wolfgang von Goethe

08/29/2026

We had a wonderful time at our Garden Tour of the Elizabeth Park Gardens. Thank you to all the clients that were able to attend. If you weren't able to attend but would like to, this is an annual event. Be on the lookout for next year's invite! 😊🌹🌸🪷

08/27/2026

Markets change, but your long-term goals don’t have to. Solutions that balance growth opportunity with a level of protection can help you stay focused through the markets ups and downs. A plan built to adapt can make all the difference, so send me a message to discuss strategies for staying prepared.

08/25/2026

Sharpen more than just pencils this season! 🍎✏️

As the back-to-school routine kicks in, families face a sudden wave of new expenses—from supplies and clothes to activity fees and changing childcare costs. But it’s also the ultimate "fresh start" season to reset your own household habits.

Use this September shift to check your financial report card:

-Tackle Cash Flow: Account for new monthly recurring costs like after-school care or carpools.
-Review Education Funds: Check on the progress of 529 savings plans or college fund targets.
-Rebalance Priorities: Ensure that seasonal spending isn't pushing your long-term retirement or emergency savings off track.

A new routine doesn't have to break the budget. If you want to align your fall expenses with your big-picture goals, let’s chat!

08/24/2026

Quote of the Day: “Wisdom is oft-times nearer when we stoop than when we soar.” – William Wordsworth

08/20/2026

As retirement gets closer, many people look for ways to stay invested while also protecting what they’ve built. Solutions that can help buffer the impacts of market downturns may provide greater confidence as you plan for the road ahead. Let’s connect to explore options for managing risk in retirement.

08/18/2026

One day, you’re celebrating the start of a new job. Then you blink and you’re toasting to your retirement. Let’s review your retirement savings and make sure you’re on-track.

08/17/2026

Your financial decisions aren’t just about numbers – they’re shaped by emotions, habits and mindset. Join Heirloom Private Wealth to explore how behavioral finance and social influences may impact your financial future. You’ll gain insight into recognizing common biases and learn practical strategies to help you stay focused on your long-term goals and make more confident, intentional decisions. Learn more:
ameripriseadvisors.com/laura.l.fish-kelly