Derek Mazzarella at Gateway Financial Partners

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Derek Mazzarella at Gateway Financial Partners

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Derek Mazzarella, CFP®, is a financial advisor at Gateway Financial Partners in Glastonbury, CT. www.finra.org and www.sipc.org.

He specializes in financial planning for executives at publicly traded companies across the greater Hartford area. Securities and advisory services offered through LPL Financial, member FINRA/SIPC. Third party posts found on this profile do not reflect the views of LPL Financial and have not been reviewed by LPL Financial as to accuracy or completeness. For a list of states in which we are registered to do business, please visit: https://mygfpartner.com

11/02/2026

A ring can hold memories no policy can replace. Standard homeowners coverage may have jewelry limits, while scheduling a valuable item can provide broader protection for accidental loss, like a ring disappearing in the lake.

11/02/2026

When a major claim hits, the difference between insurance tiers can really matter. Some companies move quickly; others may investigate more closely and negotiate every detail. If you can, consider a middle- or upper-tier insurer.

11/01/2026

A clean claims history doesn’t always keep premiums steady. Insurance rates reflect claims across a wider group—often your town or region—so local storms and losses can affect what everyone pays.

11/01/2026

A small sensor in the basement could catch a leak or wiring problem before it becomes a major repair. From annual inspections to smart alerts, a few simple checks can help protect your home and lower insurance costs.

10/31/2026

A driver hit three cars at a stoplight, but their limited coverage was used up before it reached the last car. Even when someone else is responsible, your own coverage can make all the difference.

10/31/2026

When a crash involves multiple cars, one person’s low coverage can run out before it reaches everyone. Uninsured and underinsured motorist coverage can help protect you when the other driver can’t cover the damage.

10/30/2026

After 14 years without a claim, one rainy weekend changed everything: a failed sump pump overwhelmed the backup, leaving inches of water in a finished basement. Sometimes the unexpected is exactly what insurance is for.

10/30/2026

A flooded finished basement can turn into a costly surprise. One sump pump failed, the second burned out, and water backup coverage made all the difference—especially with a finished basement.

10/29/2026

A totaled car offer didn’t seem enough to replace a paid-off first car. By explaining what it would take to be made whole, the owner negotiated a better settlement—and shared a reminder: it’s okay to ask questions and push back.

10/27/2026

Never filed a claim, but your insurance keeps going up anyway?

Insurance agent Dan Sardilli explained why on this week's Millennial Money Matters. Short version: your rate is based on everyone in your area, not just you. One bad storm season and everybody pays.

We also get into:
- What your homeowners policy actually covers
- Replacement cost vs. market value
- Whether your engagement ring is covered
- The cheap add-on that saved Kelly's flooded basement

New episode is live: https://youtu.be/cPb9lB1o310

Has your premium gone up this year? Tell us how much in the comments.

Why does your home insurance keep going up when you’ve never filed ...

Address

455 Winding Brook Drive
Glastonbury, CT
06033

Website

https://mygfpartner.com/derek-mazzarella-connecticut-financial-advisor, https://bit.ly/justretirealready, https://www.yo

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