02/10/2026
🏥 BIG NEWS: HSA Eligibility is Expanding! 🏥
The "One, Big, Beautiful Bill" (OBBB) just made it much easier for more people to save for healthcare costs tax-free! The IRS recently issued Notice 2026-05, detailing major wins for HSA users starting in 2025 and 2026.
Here is what you need to know about the new HSA rules:
🚀 What’s Changing?
1. Telehealth is Now Permanent 📞
Starting in 2025, you can continue to use telehealth and remote care services before meeting your deductible without losing your HSA eligibility. No more worrying about "first-dollar" coverage rules for virtual visits!
2. Bronze & Catastrophic Plans are HSA-Compatible 🛡️
Starting Jan. 1, 2026, Bronze and Catastrophic plans are now considered HSA-compatible! Previously, these plans often didn't qualify. Now, whether you buy them on the Exchange or privately, you can likely open and fund an HSA.
3. Direct Primary Care (DPC) Wins 🩺
Beginning in 2026, if you are enrolled in a Direct Primary Care arrangement, you are now eligible to contribute to an HSA. Even better? You can use your HSA funds tax-free to pay your monthly or periodic DPC fees!
💡 Why This Matters
Health Savings Accounts are one of the most powerful tax tools available—offering a "triple tax advantage" (tax-deductible contributions, tax-free growth, and tax-free withdrawals for medical expenses). These changes open that door for millions more Americans!
Questions about whether your 2026 health plan qualifies? We’re here to help you navigate the new rules.
The Art of Taxes
📍 Gilroy & Hollister, CA
📞 831.373.7767
🌐 www.theartoftaxes.com
