Kampstra Wealth Management

06/18/2026

AI is now a copilot for everyday tasks, helping people with emails, meal planning, workout routines, and more. It's also impacting how participants approach retirement planning.

AI is now a copilot for everyday tasks, helping people with emails, meal planning, workout routines, and more. It's also impacting how participants approach retirement planning.

06/11/2026

A 401(k) isn’t just a tool for your own savings. It can also help you access additional retirement support from your employer. Many plans include employer contributions, including employer matching or discretionary employer contributions. To make the most of this added benefit, it helps to understand how and when those contributions become fully yours – that is, when you become “vested.”

A 401(k) isn’t just a tool for your own savings. It can also help you access additional retirement support from your employer. Many plans include employer contributions, including employer matching or discretionary employer contributions. To make the most of this added benefit, it helps to underst...

06/07/2026

The 2026 Employee Benefit Research Institute (EBRI) and Greenwald Research Retirement Confidence Survey (RCS) finds a widening gap between what workers expect retirement to look like and what retirees actually experience, particularly around retirement timing and working for pay. For plan sponsors and advisors, the findings offer a timely reminder of why proactive and realistic education matters.

The 2026 Employee Benefit Research Institute (EBRI) and Greenwald Research Retirement Confidence Survey (RCS) finds a widening gap between what workers expect retirement to look like and what retirees actually experience, particularly around retirement timing and working for pay. For plan sponsors a...

05/28/2026

5 important things to do now to optimize your financial health.

5 important things to do now to optimize your financial health.

05/22/2026

Among people who choose not to participate in their employer-sponsored retirement plan, many cite a lack of understanding as the primary reason, according to recent surveys.

Among people who choose not to participate in their employer-sponsored retirement plan, many cite a lack of understanding as the primary reason, according to recent surveys.

05/12/2026

When global crises affect financial markets, it can be tempting to rethink your savings strategy. But history indicates that pulling money out of the markets during such times could mean missing out on any rebounds that follow.



https://kampstra-wm.com/2026/05/12/market-turbulence-what-history-tells-us/

05/11/2026

Create an account or log into Facebook. Connect with friends, family and other people you know. Share photos and videos, send messages and get updates.

05/08/2026

A new survey by Voya Investment Management finds that participants who invest in target date funds (TDFs) feel significantly more confident about their retirement savings than their peers who are not invested in TDFs.



https://kampstra-wm.com/2026/05/08/study-confidence-higher-among-target-date-fund-investors/

04/20/2026

The U.S. Department of Labor (DOL) is urging a federal appeals court to uphold the dismissal of a lawsuit claiming that an employer misused retirement plan forfeitures.

The U.S. Department of Labor (DOL) is urging a federal appeals court to uphold the dismissal of a lawsuit claiming that an employer misused retirement plan forfeitures.

04/15/2026

Understanding the ways credit and debt work for and against you are some of the first steps toward understanding personal finance.

Understanding the ways credit and debt work for and against you are some of the first steps toward understanding personal finance.