Waypoint Wealth Management Group

05/20/2026

Last week, I had the honor of attending the Alzheimer's Association NYC Junior Board's "Memories In Bloom" event - and it's something I've continued thinking about long after the evening ended.

Throughout the night, people shared deeply personal stories about loved ones affected by Alzheimer's - parents no longer recognizing their children, families grieving someone little by little before they're truly gone. It was heartbreaking, powerful, and an important reminder of why this work matters so much.

The support raised through events like this goes far beyond funding research. It's helping drive earlier detection, expand access to care, and move us closer to treatments that can stop, slow, or even prevent this disease. And for so many families, that can change everything.

We were also proud to sponsor the evening and support a cause that continues to build incredible momentum - from growing philanthropic support and strengthening the Alzheimer's research community, to securing increased federal funding that will help accelerate progress.

Thank you to the NYC Junior Board for creating such a meaningful evening. Grateful to have been part of it, and reminded once again why this mission is so important.

05/15/2026

What started as 24 brokers signing a two-sentence agreement under a buttonwood tree on Wall Street in 1792 has grown into the largest stock exchange in the world. Over 230 years later, that same floor at the NYSE is still where history gets made, and last week I had the privilege of being there for the Closing Bell ceremony with J.P. Morgan Asset Management. The NYSE's growth and transformation is a story unlike any other – and now, it finds itself at the center of yet another seismic shift: the AI era. It was truly humbling to stand in that building and take it all in.

A few takeaways from JPM's latest market insights that stuck with me:

- AI is getting exponentially better at completing real work tasks – but reliability remains a major hurdle.
- The cost of using AI has dropped dramatically, making broader adoption increasingly accessible.
- AI is on track to reach mass adoption faster than any prior technology (doubling the pace of the internet)
- Yes, AI will change how we work, but job displacement is moving a lot slower than the headlines make it seem.
- Hyperscalers are on pace to spend ~$350B on AI infrastructure in 2025 alone (a 60%+ increase over last year) largely funded by their own cash flows.
- After 20+ years of stagnation, the U.S. electric grid is finally being upgraded, driven in large part by AI's surging power demands.

The bottom line from JPM: AI looks genuinely transformative, backed by companies with strong balance sheets – but not every "AI company" will win. Active management and careful selection matter more than ever.

Grateful for the experience and the perspective!

04/29/2026

Money and marriage is less about math and more about communication.

It's not usually the big financial decisions that cause tension - it's the small, repeated disconnects:
– Different spending habits
– Unspoken expectations
– Avoiding the conversation altogether

The couples who handle money best aren't always the highest earners - they're the ones who are aligned. They check in, stay transparent, and treat finances as a shared responsibility.

Simple, but not always easy: talk early, talk often, and make sure you're building the same plan.

raymondjames.com

04/23/2026

A new Fed chair doesn't come along often, and this nomination comes at a really interesting time.

Kevin Warsh has evolved from inflation hawk to someone who believes AI could let the economy run faster without overheating. Will that mean big changes? Probably some gradual ones, but his pushback on the dot plot and forward guidance could shift how markets read the Fed.

I always think it's worth understanding who's in the room when these decisions get made. Sharing a great breakdown from Raymond James below.

raymondjames.com

04/07/2026

There is still plenty of conversation around workplace perks. Flexible schedules, wellness stipends, hybrid work. But one benefit is often overlooked: financial wellness.

A recent article highlights how financial stress shows up at work through lower focus, higher absenteeism, and reduced engagement. When employers go beyond retirement plans and offer real financial education and guidance, performance improves.

I work with people in their peak earning years who are also navigating student loans, growing families, equity compensation, and increasingly complex financial decisions. The need is not more information. It is clarity.

Financial confidence allows people to show up more focused at work and more intentional at home. For both employers and professionals, that stability is no longer a nice to have. It is foundational.

plansponsor.com

04/01/2026

Career moves are happening faster than ever. The U.S. DOL reports that Americans hold an average of 13 jobs over their lifetime.

Yet when high earners change roles, equity, compensation and title take center stage - and retirement plans often get overlooked.

If you have a 401(k) or legacy accounts, the decision to leave it, roll it, convert it to an IRA, or cash it out carries long-term tax and compounding implications. Fees, investment flexibility, Roth strategy, and future RMD exposure become increasingly meaningful as balances grow.

Before your next transition, it's worth being deliberate about how those assets fit into your broader plan.

If this is relevant to you or someone in your network, the article below outlines a few key considerations.

raymondjames.com