Capitol Retirement Strategies

Capitol Retirement Strategies We are an independent financial services firm geared towards the specific investment and insurance needs of people over the age of 50.

Capitol Retirement Strategies, LLC was formed to help people prepare for and enjoy those 1000+ weeks that used to be known as the “Golden Years.” We call them the “Financial Freedom Years.” It’s the one time in your life when you get to do what you want, when you want. In a perfect world, there would be enough money coming in each and every month to give you the same comfort you had when you were

earning a full time income. Registered Representative, Securities offered through Cambridge Investment Research, Inc., a Broker/Dealer, Member FINRA/SIPC. Investment Advisor Representative, Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. Cambridge and Capitol Retirement Strategies are not affiliated. Content provided via links to third party sites should not be considered an endorsement of third party content. We make no representation as to the completeness or accuracy of information provided at these websites.

Episode #129: Raging BullThe Pod starts with a recap of our office move from one part of the Kentlands to another locat...
05/29/2026

Episode #129: Raging Bull

The Pod starts with a recap of our office move from one part of the Kentlands to another location down the street. Moving is no fun, but this one was really easy!* From there, Steve and Dave discuss this incredible stock market run, and how things have changed, both technically and psychologically, since we opened the old office in 2010. If you like financial history mixed with Capitol Retirement Strategies history ( And who doesn’t?), you’ll love episode #129 of Plan For Life Now!

*Because Amy did all the work
https://www.capitolretirement.com/podcast/episode-129-raging-bull/

Episode #128: Party Like it's 1929It’s an action packed pod starting with some big logistical news about Capitol Retire...
04/27/2026

Episode #128: Party Like it's 1929

It’s an action packed pod starting with some big logistical news about Capitol Retirement Strategies! From there we recap the winner of the Dave/AI versus Steve/Human Brain NCAA Pool competition, and end with a review of the book “1929”. But we promise you won’t be in a Great Depression after you listen to episode 128 of Plan For Life Now!

https://www.capitolretirement.com/podcast/episode-128-party-like-its-1929/

Episode #127: March MadnAIsObviously, AI did not come up with the Pod headline, but it did assist with Dave’s NCAA pool...
03/18/2026

Episode #127: March MadnAIs

Obviously, AI did not come up with the Pod headline, but it did assist with Dave’s NCAA pool selections. Steve decided to go “Au naturel”, using only brain power for his picks. Who will win? In other tech news, will AI crater the stock market, the job market, and humanity in general? “As long as I win my bracket!” is not the answer we’re looking for on episode #127 of Plan For Life Now.

https://www.capitolretirement.com/podcast/episode-127-march-madnais/

Episode #126: Only a Little bit of Coin is LeftEven for seasoned Crypto investors who are used to the rollercoaster, th...
02/12/2026

Episode #126: Only a Little bit of Coin is Left

Even for seasoned Crypto investors who are used to the rollercoaster, the last six months of Bitcoin has been like Kings Dominion on steroids! That combined with the volatility of Gold and Silver made today’s episode a “State Of The Union” address on these Alternative investments. Also, in memoriam to what was The Washington Post, you’ll learn how Steve and Dave were almost the “Woodward and Bernstein” of the Northern Virginia high school journalism scene. Wow, you’re getting quite the diverse Pod on episode 126 of Plan For Life Now!

https://www.capitolretirement.com/podcast/episode-126-only-a-little-bit-of-coin-is-left/

Episode #125: What's Next?2025 was one of the better years to be an investor, but what’s next for 2026? As part of thei...
01/07/2026

Episode #125: What's Next?

2025 was one of the better years to be an investor, but what’s next for 2026? As part of their annual “Prediction Podcast”, Steve and Dave look back at who was right and wrong last year, and what the “experts” are forecasting for 2026. You’ll also learn who Ned Davis* is and why Dave inexplicably called him out. All this and more on episode 125 of Plan For Life Now.

*No, not a character on “The Simpsons”, but good guess!

https://www.capitolretirement.com/podcast/episode-125-whats-next/

Episode #124: The AI QuandryNothing screams “Past Performance Does Not Guarantee Future Results” like Artificial Intell...
11/19/2025

Episode #124: The AI Quandry

Nothing screams “Past Performance Does Not Guarantee Future Results” like Artificial Intelligence stocks. What has fueled incredible market success over the past two years has analysts debating what might happen going forward. Steve and Dave tackle the tangible and psychological factors of the A.I. trade in episode 124 of Plan For Life Now*.

*ChatGPT played no role in the writing or publishing of this podcast blurb.

https://www.capitolretirement.com/podcast/episode-124-the-ai-quandry/

Episode #123: Dave had a DreamSimilar to Dr. Martin Luther King Jr. (With the exception of the topic, gravitas, histori...
10/17/2025

Episode #123: Dave had a Dream

Similar to Dr. Martin Luther King Jr. (With the exception of the topic, gravitas, historical context, speaking ability, and every other intellectual attribute you can possibly think of), Dave shares his own “ I Had A Dream” speech. Steve adds his financial tidbits and, somehow, Episode 123 of Plan For Life Now is a pretty good potpourri* podcast!

*French word for “winging it”

https://www.capitolretirement.com/podcast/episode-123-dave-had-a-dream/

Episode #122: Summering at the Cambridge ConferenceEver wonder what happens when a whole bunch of financial advisors ge...
09/18/2025

Episode #122: Summering at the Cambridge Conference

Ever wonder what happens when a whole bunch of financial advisors get together for a 3 day conference? If you said, “Yes”, then you need to critically analyze your “Things To Wonder About” list. Having said that, Steve, Dave, and Amy* learned a lot at their Broker Dealer’s annual meeting at the Ga***rd in National Harbor. We share all the information, stories, and helpful takeaways on Episode 122 of Plan For Life Now!

*It only took Amy 122 episodes to be mentioned in the Pod summary. Now I have to figure out how to work her into episode 244.

https://www.capitolretirement.com/podcast/episode-122-summering-at-the-cambridge-conference/

Episode #121: You, Me and the BBBOn episode 121 of Plan For Life Now, Steve and Dave break down the recently passed “Bi...
07/25/2025

Episode #121: You, Me and the BBB

On episode 121 of Plan For Life Now, Steve and Dave break down the recently passed “Big, Beautiful Bill”. How does this bill affect you? If you’re very rich, you’ll be very happy. If you’re retired and a typical client of ours, we think you’ll like some of the things you hear. If you’re on Medicaid…there are so many other podcasts out there for your listening pleasure.

https://www.capitolretirement.com/podcast/episode-121-you-me-and-the-bbb/

Episode #120: Calm After the StormA very bullish episode 120 of Plan For Life Now starts with Dave’s review of his trip...
06/05/2025

Episode #120: Calm After the Storm

A very bullish episode 120 of Plan For Life Now starts with Dave’s review of his trip to Japan. He’s bullish on Japan, especially the toilets ( That, my friends, is what we call “a tease!). Steve then makes a strong case that we are not going into a recession, followed by a more existential discussion of the psychological reaction people now have towards the stock market. The Wall Street Journal says, “Episode 120 has a truly positive vibe, one of our favorites!”*

*The Wall Street Journal did not say this. They don’t even review podcasts.

https://www.capitolretirement.com/podcast/episode-120-calm-after-the-storm/

They say retirement is the start of a new adventure—so what’s yours? 🌎✈️ Whether it’s traveling, picking up a new hobby,...
04/30/2025

They say retirement is the start of a new adventure—so what’s yours? 🌎✈️
Whether it’s traveling, picking up a new hobby, or simply relaxing, retirement is YOUR time to enjoy life.
Comment below—what’s at the top of your retirement bucket list?

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220 Main Street, Ste 200
Gaithersburg, MD
20878

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Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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