UMES Money Smart Club

12/31/2025

“Just as it was not possible to live in an industrialized society without print literacy—the ability to read and write, so it is not possible to live in today's world without being financially literate... Financial literacy is an essential tool for anyone who wants to be able to succeed in today's society, make sound financial decisions, and—ultimately—be a good citizen.”

--Annamaria Lusardi (2011)

12/14/2025

💸 Smart Money Starts Now! 🎓
College life comes with real financial decisions — budgeting, saving, credit, and more. FDIC’s Money Smart for Young Adults offers FREE, easy-to-read guides and tools to help you take control of your money and build strong financial habits for the future.

👉 Explore the resources here:
https://www.fdic.gov/consumer-resource-center/money-smart-young-adults

MSYA is an instructor-led financial education curriculum

12/14/2025

💸 Build Smart Money Habits Today! 💡

Want help with budgeting, saving, and managing your money as a college student? Check out these FREE, ready-to-print financial literacy flyers from ECMC’s Financial Awareness Basics (FAB) program 📄✨

📊 Budgeting Flyer (FAB)
Learn how to track expenses and create a simple budget:
👉https://www.ecmc.org/media/isojkmxm/fab-budgeting-flyer.pdf

💰 Saving Flyer (FAB)
Set savings goals and start building financial security:
👉https://www.ecmc.org/media/zsmcakw3/fab-saving-flyer.pdf

📚 More Financial Literacy Resources (FAB Series)
Explore topics like banking, credit, and smart money decisions:
👉 https://www.ecmc.org/studentseducators/student-resources/financial-awareness-basics-fab

🎓 Perfect for college students looking to take control of their finances!

This is a secure website where you can view and manage your ECMC student loan account information. Registering for an online account is free, fast, easy and secure. By accessing and registering with ECMC's website, you agree to our Privacy Policy and Terms of Use.

12/14/2025

40 Money Management Tips Every College Student Should Know!☝️

12/12/2025

Some important information and video lessons for money management for college students.

Learn smarter ways to manage your money and education costs.

12/09/2025

Solution of countries' economic problem in v. v. short.....

1) Spend less than you earn!
2) Treat each other well!

12/09/2025

Some Financial Motivation!👨‍🏫🤑

11/07/2025

Credit is a financial tool: when used wisely, it builds stability and access to opportunities; when misused, it can jeopardize financial security.

11/05/2025

🚀 “The goal isn’t more money. The goal is financial freedom.” — Tony Robbins

11/05/2025

💡 “Don’t work for money. Make money work for you.” — Robert Kiyosaki

11/05/2025

💵 “Every dollar saved is a dollar earned — and a step closer to freedom.”

10/30/2025

"Do not save what is left after spending; instead, spend what is left after saving."- Warren Buffett