Wojcik, Folk & Associates

10/23/2026

Happy birthday JoeWo! For every like this post gets, Joe has to a pushup on camera. Let's make him sweat.

10/21/2026

Want to pursue your goals without disrupting your investment strategy? Let’s talk about how you can access liquidity while staying on track. Message us to learn more.

10/19/2026

Great companies don't happen by accident.

Ameriprise Financial was named one of Newsweek's America's Greatest Companies of 2026.

This recognition reflects the people, culture and client-focused approach that help make Ameriprise stand out.

Learn more about what sets Ameriprise apart: https://bit.ly/3df9a5L

10/17/2026

Life is full of hard choices, but deciding what kind of pasta to make for dinner might be the hardest one of all.

Are you a classic Spaghetti Bolognese loyalist, a Creamy Fettuccine Alfredo purist, or is spicy Penne alla Vodka your ultimate comfort food?

10/15/2026

Stay informed on financial planning, stock market and economic impacts and personal finances - even before becoming a client. Through our monthly newsletters, you'll get a sense of the personalized financial advice you will receive from our practice.

Gain insights into financial planning before becoming a client. Sign up today and get a sense of the financial advice you'll receive from our practice.

10/12/2026

Most people assume saving is only tough when you are just starting out. The data tells a very different story.

According to research from PYMNTS and Bankrate, over a third of six-figure earners report living paycheck to paycheck, and nearly 30% lack a standard 3-to-6 month emergency fund.

Why? Because having a great income is completely different from having liquidity. For busy professionals and business owners, capital gets tied up fast in equity, real estate, and locked retirement accounts. On paper, everything looks solid, but accessible cash is another story.

National Savings Day is a great reminder: to automate payments to your savings account.

10/08/2026

Market leadership may be broadening beyond the Magnificent 7. Here’s how to identify new, high-quality investment opportunities in this evolving environment. And let’s connect if you’d like to put these insights into action.

How to invest in “the best of the rest.”

10/06/2026

If you feel like your inbox controls your schedule instead of the other way around, here is a simple 4-step framework to take back control:

1. Use the 2-Minute Rule: If an email takes less than two minutes to answer, reply immediately and archive it. If it takes longer, schedule a dedicated block on your calendar to tackle it later.

2. Build the Big 3 Folders: Do not overcomplicate your system with dozens of tags. Create just three: Action Required, Waiting on Response, and Archive. Once an email is read, sort it instantly into one of those buckets.

3. Declare Mass Bankruptcy: If you have 2,000 old emails, stop scrolling backward. Search for anything older than 30 days, select all, and hit archive. If an old message is truly urgent, someone will follow up.

4. Ruthlessly Unsubscribe: Before deleting retail promotions or newsletters you have not read in months, spend 10 seconds clicking the unsubscribe link to stop the clutter permanently at the source.

Inbox Zero is not about having an empty screen every minute of the day. It is about making sure your inbox remains a communication tool rather than an overwhelming to-do list.

10/04/2026

🍸 Happy National Vodka Day! 🍸
Vodka is not just for cocktails; it is a secret weapon in the kitchen. Because it is neutral and high-proof, it works culinary magic behind the scenes:

Penne Alla Vodka: Alcohol bonds with both fat and water, pulling out hidden, alcohol-soluble aromas from tomatoes that simmering alone can never unlock.

Flakier Pie Crusts: Swapping some water for cold vodka moistens the dough without triggering gluten formation, ensuring an ultra-tender crust that bakes up crisp as the alcohol evaporates.

Crunchier Fried Batters: Adding a splash to tempura or batter limits gluten and evaporates quickly in hot oil, leaving fried food shatteringly crisp.

Have you ever used vodka in your cooking or baking? Let us know below! 👇

09/30/2026

One day, you’re celebrating the start of a new job. Then you blink and you’re toasting to your retirement. Let’s review your retirement savings and make sure you’re on-track.