Wojcik, Folk & Associates

Wojcik, Folk & Associates A private wealth advisory practice of Ameriprise Financial Services, LLC

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June is Alzheimer’s & Brain Awareness Month, a time to go purple and honor the millions of families navigating the compl...
06/03/2026

June is Alzheimer’s & Brain Awareness Month, a time to go purple and honor the millions of families navigating the complexities of this journey.

In our world, we often talk about "protecting the future." Usually, that means markets and math—but the most important thing we protect is the dignity and well-being of the people we love.

Caring for a family member with Alzheimer’s is one of the greatest acts of love, but it also comes with significant logistical hurdles. From coordinating long-term care to ensuring legal documents are up to date, having a clear roadmap in place can take unnecessary stressors off the table so you can focus on what truly matters: the person right in front of you.

Whether it’s a quick trip or just a long weekend, taking a break tends to reset things.We see it all the time with clien...
05/31/2026

Whether it’s a quick trip or just a long weekend, taking a break tends to reset things.

We see it all the time with clients too—
when life slows down a bit, priorities become clearer.

Planning isn’t just about numbers.
It’s about what you actually want your time to look like.

Yesterday, we volunteered at the Ronald McDonald House in Oak Lawn. We purchased groceries and prepared lunch for the fa...
05/29/2026

Yesterday, we volunteered at the Ronald McDonald House in Oak Lawn. We purchased groceries and prepared lunch for the families that are currently staying there while their children receive care at the hospital nearby.

Don't we look pretty in hairnets?

Join us in celebrating Joe Wojcik, who has been named to the 2026 Forbes Best-in-State Wealth Advisors list. Congratulat...
05/27/2026

Join us in celebrating Joe Wojcik, who has been named to the 2026 Forbes Best-in-State Wealth Advisors list. Congratulations, Joe! All of us at Wojcik, Folk & Associates share your commitment to building genuine relationships with our clients and providing them with the experience they deserve. Thank you to all of our loyal clients – we are honored to be part of your lives.

https://bit.ly/4dMIPN8

05/25/2026

Honoring those who served and made the ultimate sacrifice.

Their courage and dedication will never be forgotten.

05/20/2026

Market downturns and corrections can be nerve-wracking—but they are normal parts of the market cycle.

When you focus on short-term market movements, it’s tempting to let emotions drive your investment decisions. But don’t let short-term upsets derail your long-term growth potential. By staying disciplined and remaining invested despite these fluctuations, your portfolio may be in a better position to achieve positive returns over time.

Graduation is more than a ceremony; it is a shift in management. For many seniors, their first job is the next step. If ...
05/15/2026

Graduation is more than a ceremony; it is a shift in management. For many seniors, their first job is the next step. If you have a graduate in your family preparing for that first paycheck, here are a few tips to discuss early:

The 50/30/20 rule. A simple framework for a budget: 50% for needs, 30% for wants, and 20% for savings or debt repayment.

The early retirement savings advantage. Starting a retirement contribution in your 20s isn’t about being "frugal"; it’s a technical advantage that is nearly impossible to replicate later in life.

Emergency reserves. Building a cushion before upgrading a lifestyle or a vehicle. It’s a form of risk management often overlooked.

Credit hygiene. Understanding that a credit card can be a tool for building a score, not a source of supplemental income.

https://bit.ly/492nn5o

05/13/2026

You might be tempted to make drastic moves during market downturns. But making investment decisions based on emotions can hurt your long-term growth potential. How? You may lock in losses and miss out on gains when the market recovers. While it’s hard to watch your portfolio fluctuate with the ups and downs of the market, sticking with your long-term strategy may pay off over time.

We hope you had a great…(see photos)!
05/13/2026

We hope you had a great…(see photos)!

For some, it’s a day to celebrate and spend time together.For others, it’s a day of reflection and remembrance.Today, we...
05/10/2026

For some, it’s a day to celebrate and spend time together.
For others, it’s a day of reflection and remembrance.

Today, we’re thinking of all the moms, both those who are with us, and those who live on through the lessons they taught and the impact they made.

Wishing everyone a meaningful Mother’s Day.

Address

10237 W Lincoln Highway
Frankfort, IL
60423

Telephone

+18154642929

Website

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