Scott Kline Registered Financial Consultant

Scott Kline Registered Financial Consultant In accordance with the US Securities and Exchange Commission rules, a "Like" should not be interpreted as an endorsement of the firm or its advisors.

I am the co-founder and President of Albrite Financial Group, a financial planning firm in Frankfort, Kentucky. Our team helps our clients achieve a “Work Optional Lifestyle” by implementing our trademarked process called “The Swing FORMula” This process focuses on how you handle (swing) in all aspects of your financial life. Focusing on your financial swing will provide a greater result than pick

ing good investments. Tax efficiency; Protection; and Cost Reduction is key to achieving what is important to you. Having a strategy and a team to help keep you focused and on track provides "Peace of Mind"!

10/02/2024

4 Common Elder Scams: How to Stay Safe and Fight Back

01/16/2024

As we continuously seek the best health care solutions for our clients, I want to introduce you to an alternative that may align with your financial goals and personal values: health care sharing ministries (HCSMs).

HCSMs are not your typical health insurance. They are non-profit organizations that enable members with shared religious or ethical beliefs to collectively share medical expenses. This approach is rooted in principles of community and charity, and it operates outside the conventional health insurance framework.

Financial benefits. Often, HCSMs offer lower monthly costs compared to traditional health insurance premiums. While contributions to HCSMs aren’t tax-deductible, for many, the significant savings in monthly expenses outweigh the tax benefits.

Membership requirements. HCSMs may base membership on adherence to lifestyle choices and ethical beliefs, including restrictions on to***co and illegal drug use and, in some cases, regular church attendance.

Contribution structure. Unlike standard health insurance, HCSMs have contributions instead of premiums. Contributions are generally more affordable and pooled to share members’ medical expenses.

Coverage limitations. It’s important to note that HCSMs are not required to cover certain services mandated under the Affordable Care Act, such as preventive care or birth control.

Regulatory status. Federal regulations under the Affordable Care Act, ERISA, or HIPAA do not apply to HCSMs. Similarly, state insurance regulations do not apply to HCSMs. The lack of regulations means there’s no federal or state guarantee of coverage.

Despite the differences from traditional insurance, many find HCSMs a worthwhile option, especially considering the lower monthly expenses and the flexibility in service selection and doctor choice.

If you want to discuss HCSMs, please call me on my direct line at 502-227-9306

12/01/2023

The latest issue of Market Month is available.

10/23/2023

The horrific events in the Middle East create geopolitical risks with potential global economic consequences.

10/18/2023

Social Security Announces 2024 COLA

Try not to see what stands between you and your goals as a setback - see it as space and room to create. It’s in this sp...
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Try not to see what stands between you and your goals as a setback - see it as space and room to create. It’s in this space where we can truly observe transformation and begin to see our passions and ideas come to fruition. This space holds infinite possibilities.

Let me know how I can help you!

Autonomy and self-belief is key to happiness, no matter what we do. Taking responsibility for ourselves and for our idea...
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Autonomy and self-belief is key to happiness, no matter what we do. Taking responsibility for ourselves and for our ideas and work may seem difficult, but in the end is always always more worthwhile than waiting for someone else to do it.



What initiative can you take today?

Let me know how I can help you!

Sunbeams, sunshine, smiles….A little positivity never hurt anybody! What are you thankful for today??Let me know how I c...
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Sunbeams, sunshine, smiles….A little positivity never hurt anybody! What are you thankful for today??

Let me know how I can help you!

There’s a lot to be said for remaining in the middle ground. Avoiding extremes and continuing to progress, regardless of...
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There’s a lot to be said for remaining in the middle ground. Avoiding extremes and continuing to progress, regardless of previous outcomes, is where true strength lies.

Let me know how I can help you!

It doesn’t matter what it is. It is your life, your passion, your energy to take where you can. Realizing this is both t...
10/02/2023

It doesn’t matter what it is. It is your life, your passion, your energy to take where you can.

Realizing this is both terrifying and empowering. Taking responsibility for your energy can change your life!!

Let me know how I can help you!

Don’t. Give. Up.Continue to tweak and edit and perfect. We are still continuously evolving as humans, so any venture sho...
09/29/2023

Don’t. Give. Up.

Continue to tweak and edit and perfect. We are still continuously evolving as humans, so any venture should echo this and continue to evolve to cater for the ever-changing population. No matter what the passion or business idea, there is always room for change and continuity.

Let me know how I can help you!

Address

4 Hudson Hollow Road
Frankfort, KY
40601

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm

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