Palmer Wealth Group

05/25/2026

Some legacies are built on battlefields. Others are built at kitchen tables, in boardrooms, and across generations.

This Memorial Day, Palmer Wealth Group™ pauses to honor the men and women whose ultimate sacrifice gave us the freedom to build, dream, and plan for the future.

May we never take that freedom for granted — and may we always be worthy of it.

🇺🇸 Wishing you and your family a meaningful Memorial Day.

05/23/2026

Not all inheritances are gifts—some assets can burden your heirs with hidden costs and family feuds. Without careful planning, assets meant to help your family could instead become a burden:

Plan early: Work with an estate attorney to identify assets that may cause complications—like timeshares or businesses—and decide how to handle them.

Talk it out: Discuss your wishes with heirs now to prevent conflict and confusion later.

Keep it simple: Cash and investment accounts are easiest to divide and least likely to spark disputes.

Source: https://bit.ly/jqeljkhiTh

Leaving these assets to your loved ones may be more trouble than it’s worth. Here's how to avoid adding to their grief after you're gone.

05/21/2026

You built the business. You watch the numbers every quarter. But there's one line on the balance sheet most owners never look at strategically — the cash.

Not because it isn't significant. Because nobody has ever shown them a better approach.

Our latest Insights article walks through how mid-market business owners can apply an institutional cash management framework to their corporate reserves — including the tax considerations that make entity structure matter more than most advisors acknowledge.

Read the full article at https://palmerwealthgroup.com/your-corporate-cash-investment-strategy-what-texas-business-owners-get-wrong/

For informational purposes only. Not investment, tax, or legal advice. Consult qualified professionals regarding your specific situation. Securities offered through Commonwealth Financial Network®, Member FINRA/SIPC.

Texas business owners lose thousands yearly to idle cash. Learn how a tiered corporate cash investment strategy can grow reserves without tax risk.

05/18/2026

One hospitalization can put major pressure on a family’s savings, especially when aging parents don’t have the right health coverage. Before choosing a policy, here are a few details to check:

Access: Some rules now make it easier for seniors to apply, but premiums, exclusions, and conditions can still vary.

Fine print: Waiting periods, co-pays, and limits on hospital room coverage may leave families paying more than expected.

Claims: Advertised claim numbers don’t always show how policies perform for older adults specifically.

Source: https://bit.ly/4drUvor

You are sitting outside the operation theatre. One of your parents has just had a heart attack and needs open-heart surgery. The other is diabetic. Both are over 60. Neither has health insurance. One hospitalisation is all it takes to wipe out years of savings and disrupt every plan your family has....

05/13/2026

AI chatbots are becoming round-the-clock companions, but a friend who never disagrees may not be the friend you need. For teens especially, constant validation from AI could reinforce harmful thinking instead of helping challenge it. Read more: https://bit.ly/4uaEkDi

With AI becoming more embedded in daily life, building critical thinking skills and maintaining human connections may be key to ensuring it remains a helpful tool, rather than a harmful substitute, experts say on CNA’s Deep Dive podcast.

05/13/2026

Time isn’t moving faster, but routine can make it feel that way. New experiences, like taking a new route or having an interesting conversation, give your brain more moments to remember. Learn how small changes may help life feel fuller: https://bit.ly/4dkZ4Rk

Almost everyone over thirty has had the same disorienting thought. The year is ending again. The summer is gone. The decade just turned over and somehow nothing about the calendar feels like it lines up with how much actually happened. Time, the inner monologue insists, is moving faster than it used...

05/10/2026

Your grocery app may be charging you more than your neighbor for the same items based on your personal data. Maryland just became the first state to push back, and others are following suit. Learn about surveillance pricing and how new laws aim to stop it: https://bit.ly/49mx9zn

Maryland is the first state to ban grocery stores and delivery apps from changing prices based on shoppers' personal data. Several other states are looking to do the same.

05/07/2026

Trying to save money? Cutting the wrong corners could cost more over time.

Think long term: Delaying home or car maintenance can lead to much larger bills later.

Protect what matters: Cutting insurance coverage to lower premiums may create major financial risk.

Know when help pays off: Tax, legal, and financial professionals may help you avoid costly mistakes.

Learn 5 ways extreme cost-cutting can backfire: https://bit.ly/42kNWz8

Cutting costs can backfire. An expert explains how extreme frugality hurts your net worth, limits growth and exposes you to costly risks over time.

05/07/2026

Peace talks between the U.S. and Iran just sent oil prices tumbling 8%, and stocks surging. A potential deal to reopen the Strait of Hormuz could bring relief at the gas pump and on airfare. Read what's in the proposed agreement and what happens next: https://bit.ly/4ey7V4K

US oil prices fell nearly 10% on Wednesday after news that a peace deal could be close. Stocks jumped and bond yields tumbled.

05/06/2026

You spent years building it. It deserves more than twenty minutes of attention.

Many executives are surprised to learn that the retirement benefit they've been quietly accumulating works very differently from a traditional retirement account. The rules around when — and whether — you can access those funds are more binding than most people expect. And some of the most important decisions were already made during an enrollment window you may barely remember completing.

Our latest article breaks down what executives actually need to know about deferred compensation plans — before a volatile market makes the question urgent.

Read the full article at: https://palmerwealthgroup.com/executive-nqdc-409a-decisions-cant-undo/

For informational purposes only. Not tax, legal, or investment advice. Securities offered through Commonwealth Financial Network®, Member FINRA/SIPC.

Most executives don't realize their deferred compensation elections are irrevocable. Understand §409A before your next enrollment window closes.