Sue Botelho at Waterstone Mortgage Florida Panhandle NMLS #262520

Sue Botelho at Waterstone Mortgage Florida Panhandle NMLS #262520 With Waterstone Mortgage, you get the best of both worlds: The Security and Power of a Big Bank Combi We believe that communication is critical.

NMLS #262520

My team and I are purchase mortgage experts and we don't take commitment dates and contract closing dates as "suggestions"! We are experts at closing your loan on time with the least amount of stress possible. Our primary mission is 100% satisfaction to our clients and to our referral partners. We provide consistent, weekly updates, extremely quick response times, knowledgeable answe

rs, creative problem-solving skills, and clear communication. Working with my local referral partners, my goal is to assist Realtors in our area to grow their business through education and information. I feel that if the Realtors are armed with current knowledge of the mortgage industry, they are more likely to make a sale with a buyer or seller that they are working with. In these economic times, it is important for all of us to work together to help our local market. One of the Realtors that refers me her business once said that she does that because I treat "millionaires the same way that I do people who are making minimum wage!" I believe that everybody should be treated equally in the process. I find that having a background in accounting and my previous work history with a builder/developer helps me to fit my clients into a program that works best for them, rather than just being a data entry clerk and quoting a rate for any program that may or may not work. It is the long-term financial goals of my clients that guide us through the process to get them headed to where their dreams are! Waterstone Mortgage Corporation is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF).

June is National Homeownership Month — a time to celebrate the dream of homeownership and the opportunities it creates f...
06/02/2026

June is National Homeownership Month — a time to celebrate the dream of homeownership and the opportunities it creates for individuals and families. 🏡

Whether you're buying your first home, upgrading to fit your growing needs, or exploring your options for the future, having the right guidance can make all the difference.

If homeownership is one of your goals this year, let’s make your move together. We’ll work hand-in-hand to ensure you secure the right mortgage loan to meet your needs.

Even if you’re not ready to buy today, understanding your options early can help you prepare with confidence.

Send a message to chat.

5.0 star review received on Experience.com for Sue Botelho by John W - Sue is very awesome at her job we was a little re...
05/30/2026

5.0 star review received on Experience.com for Sue Botelho by John W - Sue is very awesome at her job we was a little reluctant to pick her for our loan but overall we are absolutely 100% Stoke that we did it literally only took her 8 days and that was over a holiday to get our to our closing of our house we can get our house

Click to see all 242 reviews of Sue Botelho at Waterstone Mortgage NMLS #262520, Branch Manager

5.0 star review received on Experience.com for Sue Botelho by Nancy W - was there every step of the way in this process ...
05/29/2026

5.0 star review received on Experience.com for Sue Botelho by Nancy W - was there every step of the way in this process I made it very easy when she was able to help us with everything that we needed to make this process go smoothly. I would definitely recommend her to anybody looking to purchase a home.

Click to see all 242 reviews of Sue Botelho at Waterstone Mortgage NMLS #262520, Branch Manager

Real estate investors, this one’s for you!If you’re looking to expand your portfolio — or jump into the real estate game...
05/29/2026

Real estate investors, this one’s for you!

If you’re looking to expand your portfolio — or jump into the real estate game — consider Waterstone Mortgage’s Cashflow Pro program.

We’ll use your debt service coverage ratio (DSCR) to qualify you — meaning you can get a loan based on the income your investment property generates.

You don’t have to be a seasoned investor to take advantage of this program; first-time investors are allowed, too!

Sound like a good fit? Learn more here, or reach out with any questions. https://bit.ly/4tMUnGx

5.0 star review received on Experience.com for Sue Botelho by James M B J - I truly enjoyed working with Sue. This was m...
05/28/2026

5.0 star review received on Experience.com for Sue Botelho by James M B J - I truly enjoyed working with Sue. This was my first time of buy a home and Sue was very patient, understanding, and clearly explained each tast at hand.I wish there were more people like Sue in this world.

Click to see all 240 reviews of Sue Botelho at Waterstone Mortgage NMLS #262520, Branch Manager

5.0 star review received on Experience.com for Sue Botelho by Chelsey B - Sue is great at communication and down to help...
05/28/2026

5.0 star review received on Experience.com for Sue Botelho by Chelsey B - Sue is great at communication and down to help in every way

So, you decided you want to buy a house. Confused about where to begin? Your journey starts with a pre-approval. Getting...
05/27/2026

So, you decided you want to buy a house. Confused about where to begin?

Your journey starts with a pre-approval.

Getting pre-approved early helps you:
☑️ Understand your budget
☑️ Strengthen your offer
☑️ Move quickly when you find “the one”

Ready to make your move? Start here: https://bit.ly/4ov22HX

This Memorial Day, we remember and honor those who made the ultimate sacrifice in service to our nation. 🇺🇸We are gratef...
05/25/2026

This Memorial Day, we remember and honor those who made the ultimate sacrifice in service to our nation. 🇺🇸

We are grateful today and every day.

Nearly half of Veterans (49%) feel homeownership is currently out of reach, according to a recent survey from NewDay USA...
05/25/2026

Nearly half of Veterans (49%) feel homeownership is currently out of reach, according to a recent survey from NewDay USA .

Nearly half of Veterans (49%) feel homeownership is currently out of reach, according to a recent survey from NewDay USA.

5.0 star review received on Experience.com for Sue Botelho by Candice B B - Our house burned down 2 weeks before christm...
05/22/2026

5.0 star review received on Experience.com for Sue Botelho by Candice B B - Our house burned down 2 weeks before christmas. We were able to link up with Sue on day 2. She was very helpful during the preparation process. Once we were preapproved (which was super fast) the house hunting began. Within less than 1.5 months Sue had us in our new home!

During a time that should be super stressful Sue and her team made things so easy with great communication. Thank you does not seem like enough in appreciation for what she has help give back to my family and I.

She is definitely a SHARK and gets things DONE! She is FAST and very informative.

I would recommend you guys time and time again.

Thank you Sue and your team for all the help and thank you for helping giving my kids, husband, and I back a home... Our forever home.

All the love and appreciation,
The Bryants

Click to see all 236 reviews of Sue Botelho at Waterstone Mortgage NMLS #262520, Branch Manager

Address

123 Staff Drive Northeast
Fort Walton Beach, FL
32548

Opening Hours

Monday 9am - 6pm
Tuesday 9am - 6pm
Wednesday 9am - 6pm
Thursday 9am - 6pm
Friday 9am - 6pm

Telephone

+18503441780

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