Silvestri Financial & Tax Advisors, Inc.

05/11/2026

My family had a great time at the Phillies game last Thursday. Thanks to Clark Capital Management Group and Mark Manos, CFS® and Joseph Coopersmith for the invite and their hospitality. Silvestri Financial partners with Clark Capital for its tailored, high-net-worth investment solutions that include personalized and tax-efficient portfolios.

Clark Capital's "client-first" approach focuses on combining a disciplined, objective investment approach with an outcome-oriented process to build the Personal Unified Managed Account (PUMA) portfolio that meets the unique needs of individual investors. At Silvestri Financial, we believe, as does Clark Capital, that each client's situation is unique and that their portfolio should be just as unique to meet their financial plan and needs.

05/05/2026

Markets remain resilient as investors view the Iran war as temporary, while corporate earnings and the AI investment cycle continue supporting long-term growth.

Watch AssetMark CIO Christian Chan discuss why staying disciplined through geopolitical uncertainty still matters.

Vidyard video

04/10/2026

Rising oil risks may pressure consumers and spark volatility, but history points to short-lived market reactions. Watch AssetMark CIO, Christian Chan, discuss keeping focused on long-term plans, not headlines, as geopolitical uncertainty unfolds.

Vidyard video

02/04/2026

Take 2 minutes to hear AssetMark CIO Christian Chan explain why markets remain steady despite noisy headlines and the 2026 investor playbook: stay invested, diversified, and disciplined.

Vidyard video

01/16/2026

Proud to be recognized for annuity production by Global Atlantic as part of the Circle of Excellence. Over the past year we have utilized Global Atlantic's annuities more and more to help support our clients financial goals due to the carrier's rating and diverse offering of fixed index annuities. Special thanks to Sergio Serrano and the Simplicity Group team for support over the past year.

11/05/2025

Take 2 minutes to hear AssetMark CIO Christian Chan share how diversification, staying invested, and a long-term view can help you stay balanced in uncertain markets.
https://share.vidyard.com/watch/Vd6fkyoh65hNFvF3WW4iKEvyemail=mhauge%40lifepointefp.com

10/28/2025

When the One Big Beautiful Bill (OBBB) Act was passed on July 4, the legislation left several unanswered questions that the IRS is now addressing. The IRS undergoes this process every year, but this time around, the OBBB has added to the uncertainty. Here’s what the 2026 Federal income tax brackets will look like.

10/02/2025

A government shutdown can sound alarming, but here’s what it really means:

Federal offices may close or reduce hours, and “non-essential” services pause. Some federal workers may face furloughs or delayed pay, while places such as national parks and museums may shut their doors.

At the same time, many essential services continue, including Social Security and mail delivery.

Here’s a quick breakdown:
Federal offices close or reduce hours
“Non-essential” services paused
Some federal workers are furloughed or paid late
National parks and museums closed
Services like Social Security and mail continue

It’s a moment that can cause disruption, but it doesn’t mean everything stops. We'll be keeping an eye on these developments as they unfold.

10/01/2025

🎗 October marks Breast Cancer Awareness Month, a time to recognize and support those affected by breast cancer.

We honor the survivors, fighters, caregivers, and loved ones who show strength and courage every day.

This month, and always, we stand with our community in raising awareness and showing compassion to those whose lives have been touched by breast cancer. 💛

To anyone navigating this journey: you are seen, you are valued, and your resilience inspires us all. 💙

09/02/2025

We always aim to keep you updated on product information and new investment options that support your financial goals.

We are pleased to share that Oceanview Life Insurance, an “A” rated carrier, is now offering even more competitive rates on its Harbourview Fixed Index Annuity. As of August 29, Oceanview Life Insurance increased its index and fixed rates and we feel these recent rates make Harbourview Fixed Index Annuity options appealing as alternatives to renewing a maturing CDs as well as other liquid/cash investments.

Oceanview Life Insurance launched its Harbourview annuity in 2021 and has since maintained competitive rates across when compared to industry benchmarks.

The Harbourview Fixed Index Annuity offers 3-, 5-, 7-, and 10-year durations however the 3- & 5-year rates are particularly appealing at this time.

In particular is the S&P Index Cap rate on the 5-year duration of 10.25% with a fixed interest rate of 4%.

Concerned about interest rates declining on CDs?? The Harborview Fixed Index Annuity may be a suitable investment alternative to maturing CDs.

If interested in discussing how a Fixed Index Annuity could be a prudent investment option please reply to this email or call our office @ 410 937 7972.

We welcome the opportunity to discuss additional details of this product and how a Fixed Index Annuity fits into your overall investment / retirement planning.

A Fixed Index Annuity is an insurance-based product that provides the opportunity for capital appreciation with no risk of loss to your principal or accumulated earnings due to market volatility.

A Fixed Indexed Annuity provides tax-deferred growth on assets (non-IRA accounts) and potentially a reliable income stream that is supported by the financial strength of the issuing insurance company.

The annuity can increase in value based on the growth of selected indices over a predefined crediting period. It cannot lose money due to market volatility and the interest credited will never be less than zero.