Bodnar Financial Advisors, Inc.

As a full-service financial planning company, we believe money is a tool to help people work toward their life goals with a sense of financial confidence. Whether you are a young couple trying to buy a home, a professional working toward retirement, a grandparent opening a 529 plan for the grandkids, or a widow closing an estate, we provide financial services for every chapter of life. There is no

minimum net worth required to be a Bodnar Financial Advisors client. We believe that everyone deserves sound financial advice no matter what their starting balance is. The team, led by John Bodnar (CFP® CIMA®), provides qualified advice and competitively priced services in the following areas:

Risk Management:

Medicare/Medicaid planning
Disability income insurance
Life insurance
Long-term-care & Nursing Home insurance
Personal and Business liability (umbrella) coverage
Health insurance
Medical Savings Accounts (MSA)

Retirement Planning:

Retirement cash flow study
Social Security benefit estimates
IRA and IRA rollovers
Pension plans
401(k) plans
Simplified Employee Pensions (SEP)

Estate Planning:

Simple wills and Guardianship of children
Living wills, right-to-die and medical directives
Estate tax analysis and calculations
Use of Trusts to reduce estate and inheritance taxes
Power-of-attorney
Last-to-die (survivorship) life insurance
Irrevocable life insurance trusts

Financial Planning Services:

Mortgage refinance analysis
Cash flow and budgeting
Credit card and consumer spending counseling
Analysis of corporate downsizing severance packages
Coordination of attorney, CPA or tax consultants to form an effective professional service network
Ongoing monitoring of client's financial strategy and implementation of financial plan

Investment Management:

Risk tolerance testing
Asset Allocation study
Portfolio Management*
Managed Futures*
Individual stocks and bonds*
EE & HH Savings bonds
Real estate limited partnerships and REITS*

*Securities offered through LPL Financial.