02/26/2025
Social Security Tax Exemption
Generally, 85% of your Social Security benefits are subject to tax. However, the percentage of your benefits that are subject to tax may be lower if your total income is lower.
If you are single
And your total income (Social Security plus pension and any earned income) is below $25,000, none of your Social Security income is taxable.
And your total income is between $25,000 and $34,000, only 50% of your Social Security income is subject to tax.
If you are married filing jointly
And your total income is less than $32,000, none of the Social Security income is taxable.
And your total income is between $32,000 and $44,000, only 50% of your Social Security income will be taxed.