Gina Wells, Financial Design Strategies

03/11/2026

When Alexander and I first connected, the conversation wasn’t about chasing returns or making a quick move. We begin talking about his family’s priorities, their comfort level with risk, and what kind of future he was trying to build together with his wife.
In this conversation, Alexander shares how our relationship grew through education and trust. We talked through investments, savings strategies, and the very important “why” behind each decision, so nothing felt rushed or confusing. That clarity is what allows families to move forward with confidence instead of second guessing themselves.
What means the most to me is hearing that my guidance didn’t just help Alexander with his numbers. It helped him and his wife feel steady, informed, and supported as a family. That is always the goal. Real understanding, real choices, and a plan that aligns with your life goals.
If you want guidance that focuses on education first and informed decisions, I’d be happy to talk with you.
Get 15 minutes with Gina.
📞 810-579-5808 | ✉️ [email protected] | 🌐 www.yourfds.com􀳦

Investment Advisory Services offered through Retirement Wealth Advisors, LLC (RWA) an SEC Registered Investment Advisor, Advanced Capital Group DBA Financial Design Strategies and Gina C Wells Financial Services, are not affiliated with RWA.

01/19/2026

We are just at the beginning of 2026, and it is the perfect time for you to start building your financial relationship. Join me in this reading where I discuss what to look for when choosing who to trust to manage your finances.

Now that we are two weeks into the year, it is the right time to think about the relationships you want to maintain this year. Your financial relationship is one of the most important. Relationships with those I represent are crucial when it comes to your financial future - here, I discuss why...

10/13/2025

October is the month for benefit elections - 401k's are an important part of that, even though most can change throughout the year - hope this helps with your understanding

Are you making the most of your 401(k)? 🤔 While it’s often seen as just a savings tool, the real value of a qualified plan lies in how and when you pay taxes. 🏦 Deferring taxes sounds great, but is it the right strategy for you? 💡 It’s crucial to think about the future: What tax bracket...

06/09/2025

Wanted to share an interview I did with the Nelson Nash Institute.

ABOUT NELSON NASH INSTITUTE The Nelson Nash Institute is dedicated to the ideas of Nelson Nash, the founder of the Infinite Banking Concept (IBC). Nash's work is based on Austrian economics, emphasizing individual liberty, sound money, and limited government. The institute educates both the general public and financial professionals about the theory and application of life insurance, particularly whole life insurance. We promote the use of whole life insurance as a key tool for implementing the Infinite Banking Concept. This concept involves using permanent whole life insurance policies as a way to manage cash flow, essentially creating a privatized banking system. The aim is for individuals and businesses to recapture interest that would traditionally be paid to financial institutions, thereby maintaining control and access to funds while achieving consistent long-term growth. The institute offers educational programs, including the IBC Practitioner’s Program, which trains financial professionals, including life insurance agents, CPAs, and attorneys, on how to structure whole life insurance policies for their clients to function as banking policies. The focus is not on "investing in" life insurance, but on using it as a cash-flow management vehicle to achieve financial goals.

Want to take control of your money? 💰 We sit down with Gina Wells, an expert in the Infinite Banking Concept (IBC). She reveals why what you've heard about ...

10/26/2022

https://www.linkedin.com/posts/ginacwells_designstrategy-financialplanner-college-activity-6988131127718793218-pJ-m?utm_source=share&utm_medium=member_desktop

10/26/2022

https://www.linkedin.com/posts/ginacwells_designstrategy-financialplanner-investments-activity-6990681190462607361-Q-bC?utm_source=share&utm_medium=member_desktop

How many investment statements do you get at the end of the month? Do you get a great big pile of them and say “Oh, I've seen this before” and you throw it in…

10/13/2022

Check out my Video on How to Find Money In Your Paycheck

In the video I talk about the items reflected in your paycheck that may be changed so you can save more money for the future.To learn more book a call at htt...

09/30/2022

It's no secret that prescription drug costs are rising. Here are six tips to help you get the most from your Medicare Part D coverage!

09/23/2022

https://players.brightcove.net/4615932098001/default_default/index.html?videoId=6312275738112

10/21/2021

During these uncertain times, it can be tough to know how to approach your job search. This article shares some good tips.

How to look for a new job during a pandemic and economic slowdown.

10/20/2021

Learn more about the benefits of money mapping.

Ever heard of money mapping? Nope, you've probably just heard about budgeting. Learn about what it is and why you want to do it.