U.S. Financial Services LLC

U.S. Financial Services LLC Your Life Plan Navigator Founded in 1989, U.S. Kestra IS and Kestra AS are not affiliated with U.S. Financial Services, LLC.

Financial Services, LLC is an independent financial services firm that can provide you with comprehensive financial strategies and life planning solutions to help you achieve your specific goals. Whether you are accumulating wealth for the future or trying to create a lasting legacy for your family, our experienced advisors can customize a financial plan tailored to your unique needs that reflects

your personal philosophies. Our goal is to empower you to “Live Life Today and Be Confident About Tomorrow.”

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Securities offered through Kestra Investment Services, LLC (Kestra IS), member FINRA/SIPC. Investment advisory services offered through Kestra Advisory Services, LLC

(Kestra AS), an affiliate of Kestra IS. (finra.org/sipc.org)

Neither Kestra IS or its affiliates provide legal or tax advice and is not a Certified Public Accounting firm. This site is published for residents of the United States only. Registered Representatives of Kestra Investment Services, LLC andInvestment Advisor Representatives of Kestra Advisory Services, LLC may only conduct business with residents of the states and jurisdictions in which they are properly registered. Therefore, a response to a request for information may be delayed. Not all of the products and services referenced on this site are available in every state and through every representative or advisor listed. For additional information, please contact our Compliance Department at 844-553-7872.

Last month, USFS was proud to support Christopher Street Financial and the Ali Forney Center at their annual Place at th...
06/24/2026

Last month, USFS was proud to support Christopher Street Financial and the Ali Forney Center at their annual Place at the Table Gala. The Ali Forney Center continues its vital mission of protecting and empowering LGBTQ+ youth experiencing homelessness, providing housing, resources, and a path toward stability and dignity.

A heartfelt thank‑you to Christopher Street Financial for including us in an evening dedicated to community, advocacy, and impact.

📉 Oil Prices Slide. 📈 Stocks Climb. A new U.S.–Iran agreement sent shockwaves through the markets this week, pushing cr...
06/23/2026

📉 Oil Prices Slide. 📈 Stocks Climb.
A new U.S.–Iran agreement sent shockwaves through the markets this week, pushing crude oil down nearly 5% while major U.S. indexes moved higher.

The Dow surged past 52,000 for the first time, the S&P 500 notched its 11th winning week out of 12, and tech stocks helped lift the Nasdaq as investors shifted back into growth names.

Meanwhile, the Fed held rates steady, signaling a continued focus on bringing inflation back toward its 2% target.

In short:
➡️ Geopolitics moved oil.
➡️ Optimism moved stocks.
➡️ The Fed kept markets steady.

If you’re watching how global events ripple through your portfolio, this was a week worth noting.

Want a deeper breakdown? Check out the full market insight here:
https://www.usfsc.com/blog/weekly-market-insights-u-s-iran-agreement-sends-oil-tumbling-stocks-ris

📉 Markets Stumble, But the Jobs Picture Stays Bright 🌤️Last week delivered a mixed bag for investors. Stocks pulled back...
06/08/2026

📉 Markets Stumble, But the Jobs Picture Stays Bright 🌤️

Last week delivered a mixed bag for investors. Stocks pulled back as rising oil prices and strong jobs data stirred concerns about inflation and potential Fed action. The S&P 500 snapped its nine-day winning streak, and tech stocks took a notable hit.

But there was good news too:
💼 May’s jobs report surprised to the upside, with 172,000 new jobs added- more than double expectations. Unemployment held steady at 4.3%, signaling continued resilience in the labor market.

This week, all eyes turn to key economic updates, including CPI, PPI, and consumer sentiment, plus earnings from Oracle and Adobe.

https://www.usfsc.com/blog/weekly-market-insights-markets-stumble-but-the-jobs-picture-stays-bright

06/04/2026

💬 New Episode Alert: Money with Murphy

The Federal Reserve is entering a brand‑new era — and this week’s episode breaks down what that really means for markets, rates, and your financial outlook.

If you want a quick, clear take on how shifting Fed policy could shape the rest of the year, this episode is absolutely worth your time.

💡 Key insights include:
• What’s driving the Fed’s latest policy stance
• How markets are reacting in real time
• What investors should keep an eye on next

Tune in, get informed, and stay ahead.

Championship teams aren’t built on highlights alone - and neither are portfolios. When markets get tough, it’s the over...
05/27/2026

Championship teams aren’t built on highlights alone - and neither are portfolios.
When markets get tough, it’s the overlooked pieces that make the difference.

In this week’s Markets in a Minute, KIM Investment Analyst Ryan Chang breaks down why bonds are the quiet MVP of a title‑winning portfolio.

🏆 Smart teams win with fundamentals. Smart investors do too.

Read the full breakdown: https://www.kestraim.com/portal/market-insights/the-role-of-bonds-in-portfolio-construction-portal

On this Memorial Day, we join communities across the country in remembering the heroes who made the ultimate sacrifice. ...
05/25/2026

On this Memorial Day, we join communities across the country in remembering the heroes who made the ultimate sacrifice. Their legacy lives on in the freedoms we enjoy and the values we uphold. We honor them today and every day.

May is Disability Insurance Awareness Month - and it’s the perfect time to protect your most valuable asset: your income...
05/19/2026

May is Disability Insurance Awareness Month - and it’s the perfect time to protect your most valuable asset: your income.

Most of us insure our homes, cars, and even our phones…
But the one thing that makes all of those possible - your paycheck - often goes unprotected.

🔍 Did you know?

- 1 in 4 working adults will experience a disability lasting 90+ days during their career.
- Most disabilities come from everyday health issues - not dramatic accidents.
- And most households have less than three months of savings to fall back on.

That’s why disability insurance matters.

Read more on our website!

💸 Struggling with tax debt and not sure which payoff strategy actually saves you money? From understanding IRS payment ...
05/12/2026

💸 Struggling with tax debt and not sure which payoff strategy actually saves you money?

From understanding IRS payment plans to deciding whether to tap savings or refinance, Matthew DeFelice explains the smartest ways to tackle tax debt without derailing your financial future.

📚 Expert guidance. Real‑world answers. Jersey‑focused financial help: https://njmoneyhelp.com/2026/05/whats-the-best-way-to-pay-off-my-tax-debt/

Wishing a heartfelt Happy Mother’s Day to all the incredible moms, mother figures, caregivers, and nurturers in our comm...
05/10/2026

Wishing a heartfelt Happy Mother’s Day to all the incredible moms, mother figures, caregivers, and nurturers in our community. Today we celebrate the strength, love, and compassion you bring into the world- whether through parenting, mentoring, supporting others, or simply showing up with kindness every day.

We appreciate you and we honor you today, and every day!💐

📈 New Markets in a Minute with Kara Murphy is here!Private credit has been booming- but with recent headlines about bank...
05/08/2026

📈 New Markets in a Minute with Kara Murphy is here!

Private credit has been booming- but with recent headlines about bankruptcies, rising P*K usage, and liquidity constraints, many investors are asking the same question: Is the market under pressure, or simply evolving?

In this week’s Markets in a Minute, Kara Murphy breaks down:
• Why private credit’s growing pains don’t equal a crisis
• What’s really driving investor frustration
• How underlying credit fundamentals remain surprisingly stable
• What today’s environment means for long‑term investors

More on our website!

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375 Passaic Avenue
Fairfield, NJ
07004

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Tuesday 8:30am - 5pm
Wednesday 8:30am - 5pm
Thursday 8:30am - 5pm
Friday 8:30am - 5pm

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