U.S. Financial Services LLC

U.S. Financial Services LLC Your Life Plan Navigator Founded in 1989, U.S. Kestra IS and Kestra AS are not affiliated with U.S. Financial Services, LLC.

Financial Services, LLC is an independent financial services firm that can provide you with comprehensive financial strategies and life planning solutions to help you achieve your specific goals. Whether you are accumulating wealth for the future or trying to create a lasting legacy for your family, our experienced advisors can customize a financial plan tailored to your unique needs that reflects

your personal philosophies. Our goal is to empower you to “Live Life Today and Be Confident About Tomorrow.”

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Securities offered through Kestra Investment Services, LLC (Kestra IS), member FINRA/SIPC. Investment advisory services offered through Kestra Advisory Services, LLC

(Kestra AS), an affiliate of Kestra IS. (finra.org/sipc.org)

Neither Kestra IS or its affiliates provide legal or tax advice and is not a Certified Public Accounting firm. This site is published for residents of the United States only. Registered Representatives of Kestra Investment Services, LLC andInvestment Advisor Representatives of Kestra Advisory Services, LLC may only conduct business with residents of the states and jurisdictions in which they are properly registered. Therefore, a response to a request for information may be delayed. Not all of the products and services referenced on this site are available in every state and through every representative or advisor listed. For additional information, please contact our Compliance Department at 844-553-7872.

08/27/2026

🎓 Back-to-school season means more than new classes and fresh starts. For millions of Americans, it also means facing the long-term reality of student debt.

In this week's Money with Murphy, Kara explores how student loans are impacting household finances, from missed payments and credit challenges to difficult decisions around homeownership and retirement savings. Plus, why the broader consumer remains more resilient than you might think.

08/18/2026

At our 11th Annual Charity Challenge Golf Outing at Upper Montclair Country Club, Team Captain Danny Capozzoli shared why he chose to play for the Kimpact Foundation, a cause dedicated to making a lasting difference in the lives of others.

Inspired by the legacy of Kim Cassano, the Kimpact Foundation funds lung cancer research, supports higher education through scholarships and grants, and provides adaptive equipment, including beach wheelchairs, for those in need.

Thank you, Danny, for helping shine a light on this incredible organization and its meaningful impact.

08/04/2026

At our 11th Annual Charity Challenge Golf Outing, Anthony Patrick shared why he chose to play for St. Jude Children's Research Hospital and the important work the organization does for children and families facing serious illnesses.

His remarks highlighted the purpose behind this event: bringing people together to support causes that make a meaningful impact in our communities.

Thank you, Anthony, for helping make this year's outing a success and for supporting such a worthy cause.

07/14/2026

The first half of 2026 has been anything but predictable. From renewed excitement around AI to ongoing geopolitical uncertainty, markets have navigated a constant push and pull.

In this week's Money with Murphy, Kara Murphy unpacks the key themes shaping the investment landscape, including:

✅ Strong corporate earnings
✅ The resurgence of small-cap stocks
✅ Resilient international markets
✅ New opportunities emerging in bonds as yields remain elevated

Most importantly, she explains why diversification continues to be one of the most valuable tools for long-term investors.

☀️ Feeling the pinch of inflation this summer? From vacations and dining out to family gatherings and entertainment, ris...
07/10/2026

☀️ Feeling the pinch of inflation this summer?

From vacations and dining out to family gatherings and entertainment, rising prices are changing the way many households spend this season. The good news? With thoughtful planning, smart budgeting, and a focus on meaningful experiences, you can still make the most of summer while staying on track financially.

🔗 https://www.usfsc.com/blog/how-inflation-is-affecting-summer-spending-habits

Congratulations to Dr. Manaf Saker, Christian Carcione, Matthew Maggipinto, and Josh Tuzman, winners of our 11th Annual ...
07/08/2026

Congratulations to Dr. Manaf Saker, Christian Carcione, Matthew Maggipinto, and Josh Tuzman, winners of our 11th Annual Charity Challenge Golf Outing, held June 18 at Upper Montclair Country Club! 🏆

In keeping with our Charity Challenge tradition, the winning team selected St. Jude Children's Research Hospital as their charity of choice.

Thank you to all who participated and helped make this year's event a success. Together, we're making a difference both on and off the course.

Happy 4th of July! Today is all about celebrating freedom, making memories, and enjoying time with the people who matter...
07/04/2026

Happy 4th of July!

Today is all about celebrating freedom, making memories, and enjoying time with the people who matter most. Whether you're at a barbecue, watching fireworks, or spending time with family and friends, we hope you have a fun and safe holiday.

From all of us at U.S. Financial Services, Happy Independence Day!

07/01/2026

In this week’s Money with Murphy, Kara Murphy and commodities expert Kathy Kriskey unpack the trends developing beneath the surface of today’s markets.

From China’s role in preventing a major oil shock during the Iran conflict to the surge in demand from military rearmament and AI infrastructure- and why central bank buying is now the real force behind gold.

We are proud to share that two of our Partners Joe Sarnecki and Matthew DeFelice have been named finalists on AdvisorHub...
06/30/2026

We are proud to share that two of our Partners Joe Sarnecki and Matthew DeFelice have been named finalists on AdvisorHub’s 2026 Advisors to Watch List, recognized in the elite 250 Advisors to Watch - Over $1B category.

This recognition comes from standing out in the areas that matter most:
• Scale of the business - including assets under management, profitability, average account size, and the ratio of team members to client households.
• Growth of the business - year‑over‑year increases in client households, assets, and profits.
• Professionalism - regulatory record, certifications, years of service, and community involvement.

Congratulations to you both!
View the full rankings: https://www.advisorhub.com/advisors-to-watch-over-1b-2026/

Last month, USFS was proud to support Christopher Street Financial and the Ali Forney Center at their annual Place at th...
06/24/2026

Last month, USFS was proud to support Christopher Street Financial and the Ali Forney Center at their annual Place at the Table Gala. The Ali Forney Center continues its vital mission of protecting and empowering LGBTQ+ youth experiencing homelessness, providing housing, resources, and a path toward stability and dignity.

A heartfelt thank‑you to Christopher Street Financial for including us in an evening dedicated to community, advocacy, and impact.

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375 Passaic Avenue
Fairfield, NJ
07004

Opening Hours

Monday 8:30am - 5pm
Tuesday 8:30am - 5pm
Wednesday 8:30am - 5pm
Thursday 8:30am - 5pm
Friday 8:30am - 5pm

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