Stephen P. Gunby & Associates, CPAs - Your Northern New Jersey Tax Experts

Stephen P. Gunby & Associates, CPAs - Your Northern New Jersey Tax Experts Stephen P Gunby & Associates, CPA's is a boutique CPA firm catering primarily to small business

Strong sales do not always translate into strong financial health. Many businesses experience pressure not because they ...
09/01/2026

Strong sales do not always translate into strong financial health. Many businesses experience pressure not because they are unprofitable, but because cash is not available when it is needed. Payroll, rent, vendor payments, and unexpected expenses all require available funds, regardless of how much revenue may be expected down the road.

Read more here: https://smpl.is/amawr

08/27/2026

Huge Tax Opportunity for Business Owners with Section 179

Watch Our Video and Contact Us for a Consultation Today - https://smpl.is/alpoo

Saving for a house and investing for retirement are two of the biggest financial goals many people pursue—but trying to ...
08/19/2026

Saving for a house and investing for retirement are two of the biggest financial goals many people pursue—but trying to do both at the same time can feel like a balancing act. One requires upfront cash for a near-term purchase, while the other is a long-term investment in your future. How do you prioritize one without sacrificing the other?

Read more here: https://smpl.is/als1j

Successful investing is about more than choosing individual investments. A thoughtful investment strategy begins with un...
08/10/2026

Successful investing is about more than choosing individual investments. A thoughtful investment strategy begins with understanding your personal goals, financial priorities, and the role your investments play in supporting your long-term plans.

Read more here: https://smpl.is/als1h

Real estate investing often involves far more than collecting rental income and managing properties. Behind every invest...
07/23/2026

Real estate investing often involves far more than collecting rental income and managing properties. Behind every investment property is an ongoing flow of expenses, financial decisions, documentation, and reporting responsibilities that can quickly become difficult to manage without strong organization. That is why good recordkeeping is more than an administrative task, it is a core part of making smarter financial decisions.

Read more here:https://www.gunbycpa.com/content_library.htm?id=5LU16UFT&cat=8s32j1y6

Many business owners focus heavily on increasing revenue, improving operations, and managing day-to-day expenses. But on...
07/14/2026

Many business owners focus heavily on increasing revenue, improving operations, and managing day-to-day expenses. But one area that often gets less attention than it deserves is proactive tax planning. While paying taxes is a normal part of running a business, paying more than necessary due to missed opportunities, disorganized records, or lack of planning is something many business owners would prefer to avoid.

Read more here:https://www.gunbycpa.com/content_library.htm?id=Q3K4KZFR&cat=xshau4dd

When business owners think about protecting their company, attention often goes to revenue growth, operations, staffing,...
07/09/2026

When business owners think about protecting their company, attention often goes to revenue growth, operations, staffing, or customer relationships. Insurance may feel like something handled in the background, important, but not always top of mind. In reality, business insurance plays a much larger role in protecting financial stability. The right coverage can help reduce the impact of unexpected events that might otherwise disrupt operations, create significant expenses, or put long-term plans at risk.

Read more here:https://www.gunbycpa.com/content_library.htm?id=UW4WH3FJ&cat=alzrlirg

Tax Alert: Wondering why your tax refund is taking so long? You might be caught up in a major new IRS change. In the pas...
06/26/2026

Tax Alert: Wondering why your tax refund is taking so long? You might be caught up in a major new IRS change.

In the past, if you left your direct deposit information blank, the IRS would automatically mail you a paper check. That no longer happens as the IRS has phased out default paper checks.

If you didn't provide any valid banking info on your return:

- You may receive a CP53E notice in the mail.

- Your refund could be delayed for up to 10 weeks.

Should you be facing this issue, log into your official IRS Online Account to securely upload your routing and account numbers.

At Stephen P. Gunby & Associates CPA, we keep track of changes like this for you, to make your tax season as smooth as possible.

Always remember, Not all CPAs are Alike.

Address

277 Fairfield Road, Suite 100
Fairfield, NJ
07004

Opening Hours

Monday 9am - 6pm
Tuesday 9am - 6pm
Wednesday 9am - 6pm
Thursday 9am - 6pm
Friday 9am - 6pm
Saturday 9am - 3pm

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