Heartwood Financial Group

07/31/2025

The Fed may start cutting interest rates soon, but changes to your finances won’t happen overnight. A few small cuts likely won’t meaningfully lower loan costs or boost your investment returns right away. See what’s worth doing now and what can wait: https://cnn.it/3Jaqu0U

Over the past couple of years, the Federal Reserve aggressively raised its key interest rate to a 23-year high to beat down inflation. Now that inflation has slowed substantially and is expected to cool further, the central bank is expected to embark on a rate-cutting campaign over the next two year...

07/29/2025

Think your health insurance covers you abroad? It probably doesn’t. Travel medical insurance can protect you in an emergency, and some destinations even require it. Here’s how to choose the right plan before your next trip: https://nyti.ms/41jBteH

For most Americans planning international trips, this is the kind of travel insurance that’s a must.

07/28/2025

Markets are climbing even with trade tensions, political noise, and interest rate questions in the air. In his new blog, Commonwealth’s Chris Fasciano shares why investors are optimistic, and how strong job numbers and earnings are shaping the outlook: https://bit.ly/4laJMko

Despite negative headlines, the markets keep moving higher. Why? Commonwealth's Chris Fasciano looks to the fundamentals for answers.

07/25/2025

Small business owners are doubling down on AI—and it's changing how they operate. With Millennials and Gen Z leading the charge, expect shifts in workplace culture and leadership norms. Discover how AI is reshaping small business. https://cnb.cx/3UBBKWx

07/24/2025

Trump suggested cutting taxes on profits from home sales — but most homeowners don’t pay them unless their gain is over $250K (or $500K for couples). That means a full tax break would mostly help wealthier sellers. Here’s who’d benefit and why it matters: https://cnn.it/46mt6m9

In comments to the press on Tuesday, President Donald Trump suggested he is considering eliminating capital gains taxes on the sale of homes.

07/23/2025

Homebuilders are secretly stockpiling land through "land bankers"—investors who buy construction-ready lots and hold them until builders are ready to build. Learn how this strategy could make future home construction faster, cheaper, and more reliable: https://bit.ly/4o2zXYj

"Land bankers" are buying billions of dollars' worth of real estate and setting the stage for a homebuilding boom — and cheaper home prices.

07/22/2025

$1 million used to be your ticket to retirement paradise. Now it might barely buy a starter home. 🏠 Location, inflation, and lifestyle change everything. Learn what the new retirement benchmark is—and why it keeps rising. https://bit.ly/4lL7e8p

Inflation is the dry rot that eats away at your dream home while you’re busy making retirement plans.

07/21/2025

Navigating a parent's end-of-life care can be an emotional and financial maze. One financial advisor shares vital lessons from her personal journey, from Medigap to designating healthcare decision-makers. Discover tips to prepare for the unexpected and gain peace of mind: https://bit.ly/46liCDr

When Melissa Shaw's mother died in December, Shaw was unable to access her bank accounts for 45 days and was shocked by the end-of-life costs.

07/18/2025

Estate planning sounds grim, but it’s really just smart prep. From naming guardians to managing healthcare wishes, organizing your future now saves stress for loved ones later. Here’s your 7-step guide to getting it done right: https://bit.ly/44Bun7x

You've probably already started the estate-planning process. We share seven steps to help you find a qualified attorney, take stock of your assets, and more.

07/17/2025

Vacation should be relaxing—but scammers are banking on your stress. From fake bookings to shady Wi-Fi, travel fraud spikes up to 28% in peak seasons. Here are 10 essential tips to stay safe and scam-free on your next getaway: https://yhoo.it/4lCqZzo

NORTHAMPTON, MA / ACCESS Newswire / May 21, 2025 /Mastercard For many people, when vacation time comes, anxiety ramps up, not down. Is three hours enough time to get to the airport three miles away? Did you pack your earbuds? Did you pack your back-up ...