Tide Creek Financial Group

Tide Creek Financial Group Informed Decisions. Christopher Varlotta, CA Insurance License #4091943, domiciled in MD. Michael Havlik, CA Insurance License # 4108452, domiciled in MD.

Comprehensive financial planning, investment and insurance services for people who strive to make good financial decisions aimed at achieving their financial goals. Better Results

For individuals and business owners who want to feel confident with their finances, Tide Creek provides comprehensive financial services that empower you to make more informed decisions that lead to better results. Our

financial planning process can help to take the guesswork out of managing your finances and will show you the implications of your financial choices. We develop and implement goal-based financial plans that are personalized, and provide honest, on-going advice and coaching to keep you on track and allow you to continue to meet your goals as they evolve throughout your lifetime. We are licensed to sell insurance in: AK, AZ, CA, CO, DC, DE, FL, IA, IN, MD, MI, NC, NM, NY, PA, SC, UT, VA, WA, WV and securities in: AL, Az, CA, CO, DC, DE, FL, IN, MD, MI, NC, NJ, NM, NY, PA, SC, UT, VA, WA, WV. We are registered representatives of and offer securities and investment advisory services through MML Investors Services, LLC. Member SIPC (www.SIPC.org). Tide Creek Financial Group is not a subsidiary or affiliate of MML Investors Services, LLC or its affiliated companies. OSJ: 11350 McCormick Road, Executive Plaza IV, Suite 200 | Hunt Valley, MD 21031 (410) 785-7654. CRN202709-6699574

Financial literacy starts with understanding your options. During National Financial Literacy Month, we’re committed to ...
06/01/2026

Financial literacy starts with understanding your options. During National Financial Literacy Month, we’re committed to helping you learn how investment advisory services work, from account management to the range of solutions available to help support your goals.
At Tide Creek Financial Group, we believe informed clients make more confident decisions. We’re here to provide transparency, guidance, and strategies tailored to your individual goals, needs and objectives.

CRN202904-10822455

Start their future fund today. On 529 Day, it’s the perfect time to open a 529 plan and begin saving for your child’s ed...
05/29/2026

Start their future fund today. On 529 Day, it’s the perfect time to open a 529 plan and begin saving for your child’s education. Small contributions now can help support education expenses over time.

CRN202904-10822455

We believe financial recommendations should be driven by your goals, not soley limited by proprietary products. Our appr...
05/25/2026

We believe financial recommendations should be driven by your goals, not soley limited by proprietary products. Our approach focuses on providing guidance based on client needs and objectives and access to a wide range of solutions, so every recommendation is designed to align with what’s in your best interest.
Have a question about how we work? We’re here to provide clarity.

CRN202904-10822455

Financial literacy starts with understanding your options. During National Financial Literacy Month, we’re committed to ...
05/21/2026

Financial literacy starts with understanding your options. During National Financial Literacy Month, we’re committed to helping you learn how investment advisory services work, from account management to the range of solutions available to help support your goals.
At Tide Creek Financial Group, we believe informed clients make more confident decisions. We’re here to provide transparency, guidance, and strategies tailored to your individual goals, needs and objectives.

CRN202904-10822455

05/18/2026

Anyone can find financial information online. What is harder to find is the time, the experience, and the objectivity to turn that information into a strategy that actually works for your life.

That is where we at Tide Creek Financial come in.

Stay on track with your financial goals! At Tide Creek Financial Group, our Annual Review of Progress provides an opport...
05/14/2026

Stay on track with your financial goals! At Tide Creek Financial Group, our Annual Review of Progress provides an opportunity to review the past year, revisit your financial plan, and discuss potential next steps, so you can better understand how your plan aligns your current goals. Or, if your goals have changed, we work with you to review and adjust your plan to help accommodate your new direction!

CRN202904-10822455

Family business success starts at home and in your conversations. From shared values to open communication, discover how...
05/11/2026

Family business success starts at home and in your conversations. From shared values to open communication, discover how strengthening bonds can boost the value and longevity of your business.
Dive in to learn more!
https://bit.ly/3OZmRhT
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Happy Birthday, Celina! Wishing our amazing Client Communications & Experience Manager a day as wonderful and inspiring ...
05/08/2026

Happy Birthday, Celina! Wishing our amazing Client Communications & Experience Manager a day as wonderful and inspiring as you are! Thank you for making every client feel valued and every day a little brighter.

05/06/2026

What does a financial advisor actually do for you? It goes far beyond investments. From monitoring market conditions to guiding major life decisions, the work happening behind the scenes is often the most important work of all.

Understanding the full scope of your financial strategy is something every person deserves.

Happy Birthday, Diana! Wishing our incredible Client Service Specialist a fantastic day! Thanks for bringing your passio...
04/20/2026

Happy Birthday, Diana! Wishing our incredible Client Service Specialist a fantastic day! Thanks for bringing your passion for people, clear communication, and thoughtful service to everything you do. We’re so grateful for you!

Address

8178 Lark Brown Road; Suite 302
Elkridge, MD
21075

Opening Hours

Monday 8am - 6pm
Tuesday 8am - 6pm
Wednesday 8am - 6pm
Thursday 8am - 6pm
Friday 8am - 6pm

Telephone

+14434926563

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