Sage Wealth Planning

09/01/2021

When done right, an Employee Stock Purchase Program (ESPP) comes with a built-in return. 💰💪🏼 Yet studies show that only 1 in 3 people eligible to participate in their company plan actually do so! Far fewer take the full benefit. Are you leaving money on the table? 🤷‍♂️ Read on to find out!

If you're not maximizing your employer's ESPP, you're likely leaving guaranteed returns on the table. Read on to learn why and how you can take advantage of this generous employer benefit.

08/17/2021

Having cash is always a good thing. 💰 🙌🏼 Yet that doesn't always mean sitting on mountains of cash reserves, it might just mean having ACCESS to cash. Let's talk about 3️⃣ quick ways to free up cash that can help solve short-term needs.

Having quick access to cash can be the difference between capitalizing on or losing out on an opportunity. Let's discuss three common ways to leverage existing assets to have quick access to cash.

07/19/2021

Equity compensation is a great tool for employers to reward, incentivize, and motivate employees and leaders within the company. But for the employees who receive these benefits, understanding how & when income is recognized, how the income is taxed, and how to optimize the timing is not always so straight forward. 🤔

The good news is if you have these types of questions, we can help!! 💪🏼💪🏼 DM us to start a conversation.

07/04/2021

Happy 4th of July from the entire team at Sage Wealth Planning!

07/02/2021

Our own Matt Doran joined Aaron Merriman of LMDG, a private equity real estate development group in sunny SoCal to talk investments, real estate, tax, and more!

Join Matt Doran of Sage Wealth Planning and Aaron Merriman of LMDG as they discuss the connections between investments and taxes, financial planning vs wealt...

06/21/2021

How well do you understand capital gains? 🤔

Knowing the tax advantages of long-term capital gains and qualified dividends, and putting them on your side, can not only add efficiency to your retirement income planning but put more money💰 in your pocket!

06/17/2021

📢 LISTEN UP, COLLEGE STUDENTS AND PARENTS!! 📢

The deadline for filing your FAFSA is June 30, 2021. If you have yet to complete this form for the 2021-2022 school year, follow these 5 steps.

Have you filled out your child or grandchild’s Free Application for Federal Student Aid (FAFSA) yet? The FAFSA not only determines their eligibility f...

06/16/2021

A financial plan is essential, no matter how much you make. Looking at the financial mistakes of a few of our favorite celebrities, we'll see why.

Creating a plan for personal finances is essential, no matter how much money you make. This goes for celebrities as well, as a poor financial decision...

06/16/2021

The notion of tax free growth and income is appealing to everyone and the Roth IRA is the vehicle for achieving it. Unfortunately, not everyone is eligible to contribute to the Roth IRA due to income limits that phase out higher earners. When that’s the case getting money to the Roth might still be possible through conversions, including the popular back door Roth contribution. With careful planning the opportunity expands to a much bigger audience.

05/27/2021

There's a big difference between making money and creating wealth. And being good at the former doesn't always mean you're doing the latter. Creating wealth involves understanding how all your financial pieces fit together and what the best strategies are for achieving your desired outcomes.

05/23/2021

We often hear feedback from our clients that they desire better financial alignment with their spouse. Effective financial communication is important for a healthy relationship. This video shares 4️⃣ steps to more productive money talks with your significant other.

Effective financial communication is important for a healthy relationship. This video shares four steps to more productive money talks.

05/19/2021

Are you funding college with a 529 plan? Be sure to understand how that interplays with the American Opportunity Tax Credit, or you may lose out on a valuable $2500 tax credit. Combining both opportunities is a supercharged way to pay for college. The below article explains more:

The American Opportunity Tax Credit (AOTC) allows eligible parents and dependent students to claim a $2,500 annual tax credit per student to help cover college costs. Eligible families may use a 529 plan to pay for expenses that were not counted toward the AOTC.