WIN Private Wealth

WIN Private Wealth We exist to help you turn income into wealth. Uncertainty into strategy. Pressure into a plan that protects what you've earned and builds the life you want next.

We strongly believe the WINs will come. In considering any career change, many questions may arise, such as: What will be my responsibilities? How will I be trained? How will I be compensated? The answers to these questions depend on many factors. When you sell insurance or financial services, you're not merely selling products, you're developing relationships. Your relationship with your customer

s, as well as the trust they place both in you and in the products you offer, are critical components to your ultimate success. You'll also make a vital contribution to your community, and when you see the difference that can make, it's more fulfilling than you might imagine. Agents with the Stockton General office provide very intimate services in the insurance and financial services marketplace. They meet with and know their clients on a personal level. The responsibilities of an agent include: contacting new people, meeting with them and fact-finding to gather necessary information regarding their present situation, providing analysis of situations and, ultimately, presenting solutions that help meet objectives. For more information on the New York Life Sales Agent career, visit our Web site: http://newyorklife.com/careers

New York Life is an equal opportunity employer M/F/Veteran/Disability/Gender Identity/Sexual Orientation

06/18/2026

“Everybody thinks we’re rich…”
A practice squad player who lasts a full season makes around $250,000. That puts you in the top 4% of earners in the country. So when an NFL player calls it rich, he is right.

The problem is what happens after that is true.

That $250K is a gross number. After federal, state, jock taxes in every city you play, dues, and agent fees, you are closer to $150,000. Still real money. But it is not the number on the check.

Then comes perception. Family, friends, the hometown see the jersey and assume you made it. The hands come out. This is where a good advisor earns their keep, not just with the planning, but by being your no person so you never have to be the bad guy.

Then lifestyle creep turns the perception into your reality, and the spending starts.

Both things are true. It is a lot of money, and it disappears faster than almost any income in America.

If you are an athlete, hear this.

Save, invest, plan early. It is okay to not buy the house in your rookie year. Give yourself enough on the sideline for financial flexibility in every season.

To .darrell , thank you for being real and talking about this. I hope@you have good people in your corner to help bro. This post is all love and educational for others!

06/17/2026

Derron is living proof that athletes make great entrepreneurs.

I sit down with my former Fresno State teammate and WIN Private Wealth co-founder, Derron Smith on the jump from athlete to entrepreneur. We get into the accountability and coachability that made him built for it, the triplex he bought in Cleveland while still playing, watching half his signing bonus disappear to taxes, and why the transition out of sports hits different once the calls stop coming.

This one is for athletes, entrepreneurs, and anyone trying to make sure their money outlasts the season they’re in.

Full episode link in bio. Own Your Revenue.

06/16/2026

The calls stop. The workouts stop. Then it hits you. Most athletes aren’t ready for that moment. Derron was. That post-career transition is exactly why we built the Navigate pillar at WIN Private Wealth. Helping guys figure out who they are and where they’re going after the game. New episode dropping soon on Own Your Revenue.

06/09/2026

Just two guys talking sports.. kidding. As former athletes, of course it came up but this episode has so many gems!

didn’t start in mortgages because it was his passion. He saw a guy pull up in a nice car and asked questions. That honest beginning turned into a 24-year career, a company he built from scratch to 50+ people, five laundromat locations, and a book on the athlete’s advantage in business.
In this episode, Rene breaks down what it actually looks like to build multiple businesses, stay present for your family, and keep swinging even when the market tries to close your doors. He talks about the three-year stretch where he wasn’t sure the mortgage company would survive, why he actively seeks athletes to hire, how he’s integrating AI into the client experience, and the one piece of advice he’d give any entrepreneur starting out: fail early, fail often.
This one is real, practical, and hits different if you’ve ever stood at the edge of the leap wondering if you’re ready.
Topics covered:

- Why he chose mortgages over real estate and never looked back
- Building a team that tells you the truth, not what you want to hear
- The unprofitable no-man’s-land between 5 and 20 employees (and why nobody warned him)
- Using AI to improve the borrower experience and catch bank mistakes
- Diversifying income across three industries to become market-proof
- What his college basketball career at Sacramento State taught him about business
- Why the best entrepreneurs have a relationship with failure, not a fear of it

Full episode link in bio!

06/08/2026

The best time to take your biggest swings? Between 19 and 29. Take the risk. Start the business.

Before the mortgage.
Before the kids are in three different activities.
Before life gets loud.

didn’t figure that out until he had already failed a few times. And he’ll tell you that was actually the gift.

Because the moment you stop being afraid of what failure looks like to other people, you stop playing small.

Fail fast.
Learn faster.
That’s the actual formula.

New episode of Own Your Revenue drops soon.
You don’t want to miss this one.

Most advisors would love to work with athletes. But it’s worth asking why. Are they doing it for the money or impact?At ...
06/06/2026

Most advisors would love to work with athletes. But it’s worth asking why. Are they doing it for the money or impact?

At WIN, we don’t have to think twice. Derron played in the NFL and went on to buy and sell real estate and businesses. Malique played Division 1 football and spent 8 years in the financial industry. Between the two of us, we’ve sat on both sides of this table. As the athlete trying to figure it out, and as the advisor who saw where the system kept falling short.

We’ve watched talented guys earn real money and end up with nothing to show for it. Not because they were irresponsible. Because they never had someone who truly understood their world. The contract timelines. The lifestyle pressure. The career that ends before most people even think about retirement.

WIN was built for that client. The one who needs an advisor who gets it without having to explain it. That’s the difference.

06/01/2026

Most people don’t wake up and say I’m going to hire a financial advisor today!

They reach out because something changed, or they know something needs to.

I audited our last 10 clients and found three patterns:

- A major life transition that required real support and accountability.
- High income that wasn’t becoming personal wealth.
- A shift in mindset from protecting money to growing it with intention.

That last one matters. Playing offense looks different for every client. But having the right perspective in the room changes the decisions you make.

If you’re in one of those situations, the intro call is a no-pressure starting point.

05/28/2026

Malique sits down with , Founder of Hardin Athletix, to talk about what it really takes to build something that lasts.

Montel walked away from a corporate gym structure in 2018 with a handful of clients and a vision. Today he runs a thriving fitness coaching business with his wife, serves high-performing executives and entrepreneurs, and is building something his kids can one day carry forward.

In this episode, they go deep on the real parallels between building your health and building your wealth. Discipline. Delayed gratification. Long-term thinking. And why your why matters more than any program or portfolio.

What you’ll hear in this episode:

- Why Montel left the security of a corporate gym and never looked back.
- How he found his niche serving busy executives and entrepreneurs.
- The connection between physical discipline and financial discipline.
- What faith has to do with building a business and a family.
- The one thing he’d tell his 20-year-old self that would have put him five years ahead.

If you’re building something and you’re in it for the long game, this one is for you.

Connect with Montel. Full episode link in bio.

05/26/2026

New podcast episode coming this week!
Your 20-year-old self wants it now. The car. The revenue. The results.

But said it best: “The longer you can delay the gratification, the better off you’re going to be.”

He was working full time. Paying for school. Paying rent. Making decisions out of survival.

Sound familiar?

Most of us have been there. And most of us have made short-term decisions that cost us long-term.

Whether it’s your health, your money, or your business, the principle is the same. Think further out. Move with patience. Build for 10 years from now.

Full episode dropping this week!

If you are a student-athlete, parent, coach. STOP. Take 2 mins and read this. Recently we had the privilege of speaking ...
05/24/2026

If you are a student-athlete, parent, coach. STOP. Take 2 mins and read this.

Recently we had the privilege of speaking at the , here’s a glimpse into our presentation.

Link in bio to schedule intro meetings!

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