Texas Consumer Credit Services

Texas Consumer Credit Services We help you improve your credit so you can buy a house & save more - https://txcca.as.me/ First and foremost, we are consumer advocates.

Texas Consumer Credit Services is an officially licensed credit repair organization that was created on the foundation of helping individuals and families restore their credit and get back to enjoying the peace of mind that comes with financial security. We fight on consumers behalf to help them enforce their consumer rights. We empower consumers through education and coaching. We work with client

s and creditors to improve credit profiles by challenging questionable, inaccurate, and or unverifiable data on consumer credit reports. Our Founder & President Edward Araujo has made it his personal life mission to help as many consumers as possible get their financial freedom back.

06/20/2026

Medical collections have had major reporting changes over the last few years, but that does not mean every medical account can be ignored. If it is reporting, it should be reviewed for accuracy, balance, age, and impact on your loan path.

DM "MEDICAL" if medical debt is showing on your credit.

Weak credit can affect interest rates, approvals, deposits, insurance pricing, and the timing of major purchases.The goa...
06/19/2026

Weak credit can affect interest rates, approvals, deposits, insurance pricing, and the timing of major purchases.

The goal is not just to “fix credit.” The goal is to reduce the cost of being unprepared.

DM "COST" if you want to know what may be holding your file back.

06/18/2026

When buyers find out their credit is not ready, many stop answering calls. Not because they are not serious, but because they feel stuck.

A credit readiness partner gives them a next step and keeps them connected to the homebuying process.

Realtors, DM BUYER for a simple referral flow.

A proper credit review is not just “what is your score?” It is a line-by-line look at what is helping, what is hurting, ...
06/17/2026

A proper credit review is not just “what is your score?” It is a line-by-line look at what is helping, what is hurting, and what may need to be challenged.

DM AUDIT for next steps.

06/16/2026

Nice little credit score increase for this client this month 🙌🏻

Oh, by the way, if you want to buy a home, buy a car, or save money on interest, then schedule a call with a team member to receive a free credit analysis and discuss your credit improvement goals.

We have a few slots available this week!

Comment “credit” for more information

financialfreedom

06/13/2026

A 620 score with recent late payments may not be the same as a 620 score with older issues and strong recent payment history.

Mortgage readiness is about the whole file: score, history, utilization, collections, charge-offs, disputes, income, and timing.

Send this to someone trying to buy a home.

Texas Consumer Credit Services has been helping credit-challenged consumers work toward major goals like homeownership, ...
06/12/2026

Texas Consumer Credit Services has been helping credit-challenged consumers work toward major goals like homeownership, auto approvals, and stronger financial options.

If buying a home is the goal, your credit report needs more than hope. It needs a plan.

DM us the word HOME to get started.

06/11/2026

Online disputes can be convenient, but they may limit your explanation and documentation. A stronger approach is often to review the reporting details, organize supporting documents, and dispute with a clear written reason.

DM PLAN if you want a dispute strategy review.

A collection account needs to be reviewed carefully. The goal is not to send a generic dispute. The goal is to understan...
06/10/2026

A collection account needs to be reviewed carefully. The goal is not to send a generic dispute. The goal is to understand what is reporting, whether it is accurate, and how it affects your approval path.

Save this before disputing online.

06/07/2026

Real credit repair is not about promising removals. It is about reviewing the credit report, identifying inaccurate, incomplete, unverifiable, or outdated information, and disputing it properly.

Consumers have the right to dispute credit report errors, and the CFPB explains that fixing errors usually means contacting both the credit reporting company and the company that provided the information.

DM REPORT if you want help understanding what is on your report.

Address

10105 Montwood Drive
El Paso, TX
79925

Opening Hours

Monday 10am - 7pm
Tuesday 10am - 7pm
Wednesday 10am - 7pm
Thursday 10am - 7pm
Friday 10am - 7pm

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