Scheffel Financial Services, Inc.

11/13/2025

Markets are moving—are your investments ready? Dive into this week’s Market Commentary from LPL for expert analysis and actionable insights: https://www.scheffelfinancial.com/weekly-market-commentary

11/11/2025

Building lasting wealth requires a tax strategy. Taxes are something people should plan for throughout the year to maximize benefits. The difference between planning ahead and scrambling at the last minute can add up to a significant amount of money.

Learn how to scale wealth beyond income with smart tax strategies, lifestyle alignment, and long-term investment growth to build lasting financial success.

11/07/2025

Financial literacy is becoming the new standard in leadership development. Whether it’s through executive education, software programs, or self-directed learning, leaders who master the language of finance gain a lasting strategic advantage. Finance isn’t about spreadsheets; it’s about understanding how every decision impacts the future of your business.

In today’s economy, the best leaders aren’t just visionary; they have financial literacy skills. It’s a leadership imperative.

11/06/2025

At Scheffel Financial Services, we don’t believe in one-size-fits-all investing. Our Portfolio Design process is tailored to your unique financial goals and risk tolerance—whether that includes stocks, bonds, real estate, or more. Let’s build a portfolio that works for you. 💼📈

10/31/2025

🎃👻 Wishing you a spook-tacular Halloween from all of us at Scheffle Financial Services!
Whether you're trick-or-treating or just enjoying the fall vibes, we hope your day is filled with fun, laughter, and maybe a little financial magic.

10/23/2025

Wondering how the latest economic shifts could impact your investments? Get expert insights in this week’s Market Commentary from LPL. Click to read more: https://www.scheffelfinancial.com/weekly-market-commentary

10/22/2025

How should you think about the risk of needing care, what it will cost and how to pay for it? The answers might include long-term care insurance, savings, finding ways to optimize your guaranteed retirement income, Medicaid or reliance on a family member.

Demand and costs for care are rising at the same time that a labor shortage threatens to worsen. How can you plan for this need now?

10/16/2025

A will is a great start—but it’s just one piece of the puzzle.
A comprehensive estate plan often includes:
✔️ A will
✔️ Power of attorney
✔️ Healthcare directives
✔️ Beneficiary designations
✔️ A trust (in some cases)
Each piece plays a role in making sure your wishes are honored and your loved ones are protected.
Not sure where to start?
📞 Let’s walk through it together: https://www.scheffelfinancial.com/contact

10/09/2025

The U.S. government shutdown could impact the cost of mortgages, especially if the inability to agree on a new spending bill drags on. These standoffs complicate the tricky task of predicting rates even more. Here is what you need to consider.

Predicting mortgage rates is extremely hard. Buy when you're financially ready and find a house that's a good fit. You can always refinance later.

10/06/2025

Think estate planning is only for the wealthy? Think again. If you have anything you care about—family, a home, a business, or even a pet—an estate plan helps protect it. It’s not just about distributing assets. It’s about: • Making your wishes clear • Avoiding unnecessary stress for loved ones • Keeping your legacy intact Estate planning is one of the most thoughtful things you can do for your future—and your family’s. 📅 Let’s talk about what a plan could look like for you: https://www.scheffelfinancial.com/contact

10/02/2025

Using AI to prepare better questions for advisors can be helpful, but never for major financial decisions. Retirement planning, tax strategies, and investment allocation require a tailored plan, and a financial advisor is legally bound to act in your best interest.

Yes, it is risky to ditch your advisor and rely solely on ChatGPT for financial planning. Although AI can assist with basic tasks, it lacks the personalization, regulatory oversight, and accountability that financial advisors offer.