Mel the Money Coach

Home
United States
Eau Claire, WI
Mel the Money Coach

Money is the common denominator in everything you do. Financial freedom is just a message away!

07/04/2023

Happy Fourth of July!!

Hope you enjoy your holiday in the company of friends and family!

And if you're working, thank you for working on the frontlines! 😷

💖 Mel

07/01/2023

I often talk with clients about how they were raised with money. Very few (if any) were "raised with money."

What if you could be the first in your family tree to build generational wealth?
What if you could be the first one to end the cycle of debt?
What if you could be a shining example of how to properly manage money?

The only way to build generational wealth is if the cycle of debt and poor management ends with you. today. right now.

Set an example to the rest of your family tree about what true wealth and generosity can look like!

Send me a message to get started, that's all it takes!

💖 Mel

06/27/2023

What's on YOUR bucket list?

Working with my clients to create their bucket list is one of my MOST favorite parts of coaching! It is a blast!

What would you do if you didn't have any debt to worry about?!

Let me help you get there! Send me a message, that's all it takes!

💖 Mel

06/24/2023

What are you going to do when you get to Baby Step 7?

One of the things I think is so important is to have a dream session. If you're going to make real progress, you've got to know what you're aiming for!!

Baby step 7 is the ultimate goal that allows the ultimate freedom!!

Stop spinning your wheels without a financial plan. Get on a plan to get to baby step 7!

YOU CAN DO THIS!

💖 Mel

06/21/2023

I often work with clients that are so incredibly generous, they are willing to go deeply in debt to help those they love and care for.

I always say, you cannot give to others if you have nothing to give from. You must have a solid financial foundation before you can give to others. If you're worried about how you're going to pay your mortgage, how can you be as generous as you'd like to be to others?

Your best bet to living a generous and wealthy life is to follow these baby steps. Get on a solid financial plan so you may be a blessing to others!

Send me a message, that's all it takes!

💖 Mel

06/18/2023

Baby step 7 is just across the bridge! As a coach, I serve as your bridge! Getting you from where you are now to where you want to be!

Send me a message to get started. I would be honored to help!

💖 Mel

06/15/2023

Baby Step 7: Build Wealth and Be Generous!

Here's what you do NOT have in baby step 7:
1. Student Loan Debt
2. Credit Card Debt
3. Personal Loans
4. HELOCs
5. Mortgage

Here's what you DO have:
1. Fully Funded Emergency Fund
2. Growing Retirement funds
3. Growing Kids' College Fund
4. True Freedom
5. Unlimited Choices!

Let's get you to Baby Step 7 as soon as possible!

It all starts with a solid financial plan. Send me a message to get started, that's all it takes!

💖 Mel

06/12/2023

Don't be house poor!

Your mortgage payment should be no more than 15% of your take-home pay on a 15-year fixed rate mortgage.

The goal is to have room in your budget to cash flow life, so don't let your mortgage payment consume too much of your resources!!!

Work with a coach to get on a financial plan. Your only regret will be not doing this sooner!

💖 Mel

06/09/2023

Looking to buy a home? You should put down at least 20% to avoid that pesky Private Mortgage Insurance (PMI).

The goal is to be in debt for as short of time as possible, which means to put as much towards the principal as you can!

Avoiding that pesky PMI is key to getting that done! 🔑

If saving a 20% down payment seems overwhelming, send me a message. I'd love to help you get there.

Send me a message, that's all it takes!

💖 Mel

06/06/2023

15 year vs. 30 year mortgage.

Which is better?

Simple answer. 15 year fixed rate mortgage is your best bet! You will save yourself some serious coin when paying off a mortgage within 15 years vs. 30 years.

Now this is counter to what your banker would recommend. Remember, the bank wants you to stay in debt as long as possible!! Well, I want you to experience a debt free life as soon as possible! Having a 15 year fixed rate mortgage is your best bet to accomplishing that.

If you want to get on a plan that includes having no mortgage payment, send me a message. I'd love to help!

💖 Mel

06/03/2023

You know what you have when you have no mortgage payment?! MONEY!

Your income is your BIGGEST wealth building tool. When you get to use every penny of it every month to reach your goals, that is the definition of TRUE freedom!!

If you dream of having a paid for home, send me a message, I'd love to help you!

💖Mel

05/31/2023

Did you know the average cost of a semester of education for the years 2022-2023 were:
$19,250 for a public university
$32,800 for a private college

😲😲😲

What will the cost be when your child gets to college age?!

The best time to start saving was yesterday, but the second-best time is right now!

Get your finances in order so you can help your kids start their careers without debt!

If you don't do it for yourself, do it for your kids!

Send me a message, that's all it takes!

💖 Mel

Address

Eau Claire, WI
55902

Website

http://www.melthemoneycoach.com/

Alerts

Be the first to know and let us send you an email when Mel the Money Coach posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Mel the Money Coach:

Shortcuts

Want your business to be the top-listed Accountant in Eau Claire?