Gaddis Premier Wealth Advisors

06/03/2026

Helping your children or grandchildren pay for college can be a good thing, but don’t let it derail your own retirement plan!

06/02/2026

Meet the Advisor | Leah Anne Brooks

With 18 years in the financial industry, Leah Anne Brooks is passionate about helping clients pursue a secure — and enjoyable — retirement. Her journey into financial advising began after serving as her grandmother’s custodian and executor in 2005, where she discovered a love for investments, financial planning, and helping people navigate important life decisions. She also recognized a need for female financial advisors in our community and felt called to serve in that role.

Leah Anne’s favorite part of her work is building meaningful relationships while helping clients feel confident about their future. Guided by 1 Peter 4:10, she believes in using her gifts to faithfully serve others each day.

Originally born in Ethiopia, Leah Anne is a proud night owl who enjoys quilting, spending time with her grandchildren, and cheering on the Coalgate Wildcats — especially since her son coaches the team! What she loves most about being part of Gaddis Premier Wealth Advisors is the strength of the team and how everyone’s unique talents work together to serve clients well.

06/02/2026

True or false: Americans in March 2026 are applying for fewer mortgages than they were during the Great Recession.

True. And it's not even close.

96 OF THE 100 LOWEST NUMBER OF WEEKLY MORTGAGE APPLICATIONS SINCE 1999 HAVE HAPPENED IN THE LAST 3 YEARS! (according to the Mortgage Bankers Association's Mortgage Application Index)

Yet, unemployment today is a fraction of what it was during the financial crisis.

People aren't staying out of the market because they can't qualify. The market is gridlocked. Here's why. 👇

1️⃣ Millions of homeowners locked in at 3 percent during the pandemic. Selling means giving that up for another mortgage that may have a higher interest rate. So they're not moving.

2️⃣ If existing owners aren't selling, inventory can become thin, prices might stay elevated, and buyers wait for something to change.

3️⃣ Most are waiting for rates to drop. But when they do, demand may pick up, competition returns, and that window closes faster than expected.

Here's the truth about market timing: it almost never works the way people picture it.

The better question isn't "When is the right time to buy?" It's "Am I financially ready to move when the right opportunity comes?" 📋

06/01/2026

Comparison can make a solid financial plan feel like it is falling behind. But your plan should be judged by whether it fits your life, not someone else’s.

06/01/2026

Who in your life is always happy to see you, never brings up work, and asks for almost nothing in return?

If a pet came to mind, you are not alone.

This week is Pet Appreciation Week, and our team wanted to take a moment to celebrate the four-legged, feathered, and occasionally scaly members of your household.

Pets have a way of putting things in perspective that no spreadsheet ever could.

Drop a photo of yours in the comments. We would love to meet them. 🐾

05/30/2026

Meet the Advisor | Leigh Gaddis

Leigh Gaddis began her career in the financial industry in 1991 and started advising clients in 1992 with IDS, later American Express Advisors. Over the years, her career path led her to Boatmen’s Investment Services and eventually to LPL in 1997. Throughout her decades of experience, Leigh has always enjoyed helping clients pursue their financial goals while building lasting relationships with entire families. In fact, one of her favorite parts of being an advisor has been serving multiple generations of clients through the years.

Outside of the office, Leigh is known for her love of the outdoors and sports. She made history as the only woman to serve on the Oklahoma Wildlife Conservation Commission, where she was appointed by the Governor and served from 2014–2025. Guided by Proverbs 31:25-26, Leigh values strength, wisdom, kindness, and living without fear of the future.

A proud University of Oklahoma alumna and devoted “Boomer Sooner” fan, Leigh enjoys spending time with her children and grandchildren, cheering on grandkids at sporting events, traveling, flower gardening, and relaxing at the lake. What she loves most about Gaddis Premier Wealth Advisors is the people, saying the team is what truly makes the firm so special.

05/29/2026

Don’t fall for the financial stories that belong with the fairy tales and seem too good to be true!

05/29/2026

What happens to your employer-sponsored retirement accounts when you change jobs? Find out in our latest video.

This video explores what to do with retirement accounts when you move on from your job.

05/29/2026

According to a Fidelity article, for the ‘25-’26 school year, the average published all-in cost at a 4-year public school for out-of-state students is $45,780, and the average private school costs $60,920.

So, because today is 529 Day (it’s 5/29, get it? 😂), it’s a good time to revisit one of the most flexible tools for tackling those numbers.

What 529 plans actually do:

📚 Tax-free growth and tax-free withdrawals for qualified education expenses. State tax treatment will vary, and so will fees and expenses.

📚 Use them for college, trade school, K-12 tuition, and apprenticeships. A 529 can even repay up to $10,000 in student loans.

📚 Whether a 529 qualifies for a state tax deduction will depend on your state of residence, as state tax laws and treatment may vary from federal tax laws.

📚 Superfund up to $95,000 in a single year by using five years of gift tax exclusions at once. But remember if you make nonqualified distributions, earnings will be subject to income tax and a 10 percent federal penalty tax.

📚 Minimal impact on financial aid—parent-owned 529s are assessed at a maximum rate of 5.6 percent.

Grandparents, parents, aunts, or uncles can contribute.

And starting in 2026, the K-12 annual withdrawal limit doubles to $20,000.

The best time to start was years ago. The second-best time is now.

05/28/2026

Most parents think the last tuition check means game over for college. The data says it's halftime.

50 percent of parents with adult children still provide regular financial support, spending $1,474 a month to do so. That's more than twice what they're putting toward their own retirement.

Here's what "just helping out a little" actually looks like:

✅ 75 percent of parents aged 45+ are financially supporting at least one adult child, even though over half of those children can meet their own basic needs, according to a 2025 AARP survey.

✅ 42 percent of supporting parents report financial stress. 9 percent have retired early because of it.

✅ 47 percent say they've sacrificed their own financial position for the sake of their kids.

✅ 18 percent say the support could continue indefinitely. They don't see an end in sight.

This isn't about being less generous. It's about being intentional.

Whether your kid just graduated, graduated five years ago, or is still in school, the question is the same: Is your support happening by design or by default?

That's worth a conversation.