Gaddis Premier Wealth Advisors

Gaddis Premier Wealth Advisors We are the planning professionals; offering you guidance through your individual situation. This profile is published for residents of the United States only.

Securities offered by Registered Representatives through Private Client Services, Member FINRA/SIPC. Advisory products and services offered by Investment
Advisory Representatives through Gaddis Premier Wealth Advisors. Private Client Services and Gaddis Premier Wealth Advisors are unaffiliated entities. Registered Representatives of Private Client Services and Investment Advisor Representatives of

Gaddis Premier Wealth Advisors may only conduct business with residents of the states and jurisdictions in which they are properly registered. Therefore, a response to a request for information may be delayed. Not all products and services referenced on this site are available in every state and through every representative or advisor listed.

Most people assume that a spouse's unused estate tax exemption passes to the surviving spouse automatically.It doesn't.C...
06/17/2026

Most people assume that a spouse's unused estate tax exemption passes to the surviving spouse automatically.

It doesn't.

Claiming it REQUIRES A FILING WITH THE IRS within 9 months of a spouse's death.

The IRS doesn't send a reminder. The deadline just passes.

A six-month extension is available, bringing the total window to 15 months. But the clock starts the day your spouse dies, not the day you think to ask about it.

This is exactly the kind of detail that gets lost in the fog of grief and estate administration.

It's also exactly the kind of thing we watch for on behalf of the families we work with. We also help families by working with their tax, legal, and accounting professionals to make certain that paperwork is completed in a timely manner.

Meet the Advisor | Derek HinesDerek Hines has been helping clients pursue their financial goals since becoming a registe...
06/16/2026

Meet the Advisor | Derek Hines

Derek Hines has been helping clients pursue their financial goals since becoming a registered representative and investment adviser representative in 2015. A finance graduate of Oklahoma State University, Derek is passionate about helping clients better understand personal finance, manage wealth, and work toward financial freedom.

Derek joined Gaddis & Gaddis Wealth Management in 2016 and became a partner in 2018. He earned the Accredited Investment Fiduciary® (AIF®) designation in 2019. Deeply involved in the Durant community, Derek has helped lead local nonprofit and educational initiatives and enjoys giving back through financial education programs.

Outside of the office, Derek enjoys spending time with his family, practicing Brazilian Jiu Jitsu, fishing, hunting, camping, and other outdoor activities.

06/15/2026

Holding too much cash might feel safe, but over time inflation and taxes can quietly erode its value. Emergency savings matter, but money you won’t need for years may need more than a savings account to keep up with the real cost of living.

Father's Day is at the end of this week. Before the dinner and the gifts, there's something worth talking about.Most men...
06/15/2026

Father's Day is at the end of this week. Before the dinner and the gifts, there's something worth talking about.

Most men will show up for everyone around them without being asked. But when it comes to their own health, the appointments get pushed off longer than they should. 💚

The CDC reports that women are 33 percent more likely than men to visit the doctor and twice as likely to seek preventive care.

If there is a man in your life worth celebrating on Sunday, ask when he last had a checkup.

That conversation might matter more than any gift.

Most people know June 14 as Flag Day. Fewer know why.In 1777, the Second Continental Congress passed the Flag Resolution...
06/14/2026

Most people know June 14 as Flag Day. Fewer know why.

In 1777, the Second Continental Congress passed the Flag Resolution, officially establishing the Stars and Stripes as the flag of the United States.

13 stars. 13 stripes. One for each of the original colonies.

It took another 172 years before Flag Day became an official national observance.

Happy Flag Day.

Meet the Advisor | Tammy ByrdTammy Byrd has been serving clients and supporting the firm's growth since joining Gaddis &...
06/13/2026

Meet the Advisor | Tammy Byrd

Tammy Byrd has been serving clients and supporting the firm's growth since joining Gaddis & Gaddis Wealth Management in 2006. Beginning her career as a Client Service Associate, Tammy developed extensive experience in client relationship management, operations, marketing, and event planning before becoming a Partner and Investment Adviser Representative following the formation of Gaddis Premier Wealth Advisors in 2022.

Known for her dedication to client service and attention to detail, Tammy plays an important role in helping ensure clients receive personalized care and support. She is passionate about building strong relationships and helping contribute to the firm's continued success.

Outside of work, Tammy enjoys spending time with her husband, Tommy, and their four children. She has a long history of community involvement, including supporting local youth sports and civic organizations. Whether cheering on her children at sporting events or serving her community, Tammy values family, teamwork, and making a positive impact on those around her.

06/12/2026

Most people have heard of mutual funds and ETFs, but very few people actually know the difference. And depending on how you invest, choosing the wrong one could cost you more in taxes, fees, or flexibility than you realize.

True or false: Setting up a trust means your estate will avoid probate.False. And it's one of the most common estate mis...
06/11/2026

True or false: Setting up a trust means your estate will avoid probate.

False. And it's one of the most common estate misunderstandings wealth strategists see. ⚖️

A trust doesn't protect anything the day you sign it. It has to be set up, meaning your assets need to be physically transferred into it:

▪️ Real estate titling may need to be addressed.

▪️ Bank and investment accounts need to be retitled in the name of the trust.

▪️ Insurance policies may need to be updated if the trust will be involved.

Overlooking these steps leaves the trust as an empty legal container.

Your estate may still go through probate. Creditors may still have access. The protections you prepared for may not apply.

The paperwork gets done, life moves on, so don’t let the trust get lost in the shuffle.

It happens more than most people realize. 📋

It's worth a conversation to make sure what you've built is actually doing what you intended. A trust involves a complex set of tax rules and regulations. Before moving forward, consider working with a professional who can guide you through the trust activation process.

06/10/2026

Trust is one of the biggest questions in finance, and there’s no shortcut to answering it. But there are things you can look for: whether someone operates as a fiduciary, the standards they’re held to, and the level of education and professional designations they’ve pursued. None of those guarantee trust, but they can help you better understand how someone approaches the responsibility of giving financial advice.

What would you do with a windfall?A business sale. An inheritance. A bonus that lands bigger than expected.Most people a...
06/10/2026

What would you do with a windfall?

A business sale. An inheritance. A bonus that lands bigger than expected.

Most people assume they'd handle it well.

But sudden money follows patterns. And the patterns aren't always flattering.

Psychologists call it sudden wealth syndrome: the anxiety, decision paralysis, and relationship pressure that arrive alongside a large sum. It shows up whether the windfall was a complete surprise or something you spent years building toward.

The 5 most common mistakes we see:

⏳ Upgrading your lifestyle before a strategy exists

🤝 Giving to family under emotional pressure

📊 Attempting to make decisions without professional guidance

⚖️ Freezing and making no decisions at all

📋 Missing the critical deadlines in year one

All five can be managed, but only if you get ahead of the emotions before the decisions start piling up.

The most important thing you can do in the first 90 days? Maybe nothing.

Tell very few people. Then consider building a team of professionals who can offer insights and guidance.

There is rarely a cost to waiting. There is frequently a cost to moving too quickly.

Address

202 W. Main Street
Durant, OK
74701

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

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