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First Community Trust

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First Community Trust

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A national association and independent trust company offering trust, investment and retirement services.

10/24/2026

Retirement planning isn’t just about growing your savings. It’s also about creating an income strategy you can count on.

Fixed annuities can provide predictable income and added stability as part of a broader retirement plan, helping reduce some of the uncertainty that can come with market fluctuations.

Learn more about the role fixed annuities can play in retirement income planning in our latest article by Quinlan Riser, Vice President of FCT Insurance.
https://www.fctrustinsurance.com/post/the-role-of-fixed-annuities-in-retirement-income-planning

10/22/2026

Retirement planning doesn't stop with investments and income strategies. Healthcare decisions play an important role, too.

As Medicare Annual Enrollment Period begins, now is a good time to review your Medicare plan and make sure it continues to support both your healthcare needs and your broader retirement goals.

At FCT Insurance, we help individuals navigate their Medicare plan options with personalized guidance so they can make informed decisions with confidence.

Learn more or schedule a Medicare plan review with a licensed insurance agent: fctrustinsurance.com/aep

Not affiliated with or endorsed by the government or Federal Medicare Program. This is a solicitation for insurance.

10/20/2026

Retirement security is about more than how much you save. It’s about having a plan for what comes next.

During National Retirement Security Week, take a look at the bigger picture: investments, income, Social Security, taxes, estate planning and insurance.

A strong retirement plan brings all the pieces together. Ready to plan for what’s next?

Let FCT help you build a retirement strategy that fits your goals.
https://fctrust.com/

10/16/2026

Happy National Boss’s Day!

At First Community Trust, great leadership is about more than leading a team. It’s about supporting one another, encouraging growth and creating a workplace where people feel valued.

We’re grateful for the leaders who keep FCT moving!

10/15/2026

Happy International Credit Union Day!

Today, we celebrate the credit union movement and its commitment to helping people and communities thrive.

From supporting financial goals to strengthening local communities, credit unions make a meaningful difference in the lives of millions of members every day.

Here’s to the people, members and communities that make the credit union movement so special!

10/09/2026

FCT clients: Our Q3 2026 Market & Economic Update will be arriving in your inbox or mailbox soon. Be sure to take a look for Jenna’s perspective on the current market environment and key economic trends.

10/08/2026

When was the last time you checked your beneficiaries?

Life changes, and your beneficiary designations should keep up. Marriage, divorce, the birth of a child, or even moving retirement accounts can all be reasons to review who is listed.

Take a few minutes to review your accounts and make sure your beneficiaries still reflect your wishes.

Need help? First Community Trust is here to help you navigate your options.
https://fctrust.com/blog/up-to-date-beneficiaries/

10/06/2026

October is a great time to make space for the financial questions that matter most, from estate planning and Social Security to building a retirement strategy that can support the years ahead.

Join First Community Trust for one of our upcoming October seminars:

📅 Oct. 15 | 5:30–6:30 PM
Estate Planning: An Overview of Wills, Trusts and More
📍Collins Community Credit Union, Cedar Rapids

📅 Oct. 21 | 11 AM–12 PM
Social Security Simplified: Make Confident Decisions About Your Benefits
📍Affinity Credit Union, Des Moines

📅 Oct. 22 | 12–1 PM
Living Longer, Planning Smarter: Strategies for a Secure and Sustainable Retirement
📍Ascentra Credit Union , Bettendorf

📅 Oct. 28 | 12–1 PM
Estate Planning Seminar: An Overview of Wills, Trusts and More
📍Members Community Credit Union , Muscatine

Reserve your spot and join us this October.
https://fctrust.com/seminars/

10/01/2026

October is , a good reminder that financial planning is about more than any one account, investment or decision.

From preparing for retirement and managing investments to planning for your estate and considering the right insurance protection, each piece can play a role in your broader financial picture.

At First Community Trust and FCT Insurance, our teams work together to provide guidance across your financial life, helping you understand how the pieces connect and make informed decisions for what’s ahead.

Whether you’re revisiting an existing plan or simply wondering what your next step should be, October is a great time to start the conversation.

09/24/2026

For years, the message was simple: Save for retirement.

Then retirement arrives, and suddenly you’re supposed to start spending those savings. That shift isn’t always easy.

But remember: You didn’t save just to watch the number in your account grow. You saved so that one day, those dollars could help support your everyday needs, your plans and the things that matter to you.

That doesn’t mean spending without a plan. It means having a thoughtful approach to using what you’ve built, while keeping an eye on the years ahead.

Saving got you here. Now it’s about making those savings work for the life you want to live.

Address

3385 Hillcrest Road
Dubuque, IA
52002

Opening Hours

Monday	8am - 5pm
Tuesday	8am - 5pm
Wednesday	8am - 5pm
Thursday	8am - 5pm
Friday	8am - 5pm

Website

http://fctrust.com/

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