I am able to offer full service financial planning with Series 6, 7, 63, & 65 securities licenses as well as Life, Health, & Disability insurance licenses. I have been authorized by the Certified Financial Planner Board of Standards (CFP Board) to use the CERTIFIED FINANCIAL PLANNER™ and CFP certification marks in accordance with CFP Board certification and renewal requirements. The CFP marks iden
tify those individuals who have met the rigorous experience and ethical requirements of the CFP Board, have successfully completed financial planning coursework and have passed the CFP Certification Examination covering the following areas: the financial planning process, risk management, investments, tax planning and management, retirement and employee benefits, and estate planning. CFP professionals also agree to meet ongoing continuing education requirements and to uphold CFP Board’s Code of Ethics and Professional Responsibility, Rules of Conduct and Financial Planning Practice Standards. I have earned the Retirement Income Certified Professional (RICP) professional designation from The American College of Financial Services, Pa. The RICP is an advanced designation appropriate for individuals working in the retirement income planning field and for those with a general background in financial services. I am dedicated to developing lasting relationships with all my clients. I believe in helping each person become confident in assessing his or her financial goals and participating in the financial management process. One of the benefits of working with Lawter-O'Toole Wealth Management is my commitment to provide clear, easily understood explanations of financial products and services. The personalized program that I work with you to develop is a roadmap that can help you work towards a more secure financial future. I am looking forward to using my experience to help you pursue your financial goals
