FiBrick FiBrick is a tech-forward accounting firm that helps founders transform their business into a profit

FiBrick is a people-centric accounting firm that offers a suite of services for small businesses, startups and scale-ups. We offer accounting, bookkeeping, fractional CDO, and tax advisory services. We are a team of highly experienced accounting professionals who are not just passionate about numbers, but more importantly, we are strategic innovation partners who are personally invested in bringing clarity, scalability, and growth to your business finances.

Financial Literacy Month may be coming to an end, but financial literacy is not a one month practice.It is built in the ...
04/30/2026

Financial Literacy Month may be coming to an end, but financial literacy is not a one month practice.

It is built in the choices you make all year long.

At FiBrick, we believe financial literacy looks like knowing what is coming in, knowing what is going out, understanding your cash flow, reviewing your pricing, and making better decisions before problems build up.

You do not need to become a finance expert overnight. You just need a rhythm that helps you stay informed and prepared.

This is why small habits matter so much. Reviewing your numbers, tracking spending with intention, and asking better financial questions can create more confidence throughout the year.

What is one financial habit you want to improve this year?

Now that tax season is behind us, this is a good time to pause and ask what it revealed about your business.Did everythi...
04/28/2026

Now that tax season is behind us, this is a good time to pause and ask what it revealed about your business.

Did everything feel organized and clear?
Did you have a solid handle on cash flow?
Were you making decisions from a place of confidence or reacting as things came up?

A lot can come to the surface during tax season, and that makes this the perfect moment to reset, clean things up, and build better financial habits moving forward.

Financial clarity is not something you focus on once a year. It is something you build over time.

Take a look through this checklist and let it guide your post tax season review.

What is one thing you want to improve before next quarter?

Q1 2026 is officially in the books, and the vibe isโ€ฆ complicated. ๐Ÿ“ˆ๐Ÿ“‰Iโ€™ve been tracking the latest data, and there is a s...
04/02/2026

Q1 2026 is officially in the books, and the vibe isโ€ฆ complicated. ๐Ÿ“ˆ๐Ÿ“‰

Iโ€™ve been tracking the latest data, and there is a strange โ€œOptimism Gapโ€ in the air. While only 50% of business leaders are positive about the broader U.S. economy, a staggering 77% are bullish about their own companyโ€™s performance.

Essentially: We donโ€™t necessarily trust the โ€œoutsideโ€ world, but we believe in our โ€œinsideโ€ story.

Why the sudden burst of internal confidence? Near-historic confidence levels are being driven by breakthroughs in operational efficiency (66%) and AI implementation (51%).

But for some, this optimism is being stress-tested by a rising cost of doing business. As you audit your Q1 performance, ask yourself these three โ€œCapital Readyโ€ questions:

Is your strategic plan holding up? 43% of US CEOs now cite general uncertainty as their #1 threat: outranking recession risk. If your overhead has spiked due to rising labor or insurance costs (now a top concern for 13% of small businesses), your plan needs to pivot now, not in Q4.

Where are the โ€œProfit Leaksโ€ in your sales process? With a net 73% of leaders projecting revenue increases, the goal is winning profitable work. High-growth companies are utilizing credit at a rate of 60%, but those funds only create leverage if your infrastructure can hold the weight.

Are you eating the cost of inflation? Taxes remain a top concern for 19% of owners, and insurance costs are at their highest level since 2018. If you arenโ€™t adjusting your pricing strategically to protect your margins, youโ€™re just subsidizing your customers with your own burnout.

The takeaway for Q2: Visibility is your greatest competitive advantage. General economic noise is inevitable, but when you have a clear understanding of your internal efficiency, you have the power to adapt.

How did your Q1 wrap up? Are you part of the 77% feeling bullish on your own performance? Letโ€™s discuss in the comments. ๐Ÿ‘‡

I had the honor of speaking at the International Womenโ€™s Luncheon hosted by NYC Navigator alongside some truly incredibl...
03/27/2026

I had the honor of speaking at the International Womenโ€™s Luncheon hosted by NYC Navigator alongside some truly incredible women: Erica Hill of CNN, Alane Boyd of Biggest Goal and Chamin Ajjan, LCSW, A-CBT, CST of Chamin Ajjan Psychotherapy, LCSW PLLC. The energy in that room was electric.
This is what happens when women come together with intention and ready to lift each other higher.

I also got to hang out with my sister Irma Cedeno Verdon who showed her support not only with her presence but with beautiful red roses.

Thank you Brenda Levis, CRP and the rest of the NYC Navigator team for creating a space where conversations like these can happen. And thank you to every woman in that room who showed up fully. Your presence made it special.

This is Womenโ€™s History Month in action. Not just in words, but in rooms like yesterdayโ€™s.

womenwholead

There was a moment in my career when someone changed my trajectory.I had been at my firm for years. Director roles. Lead...
03/24/2026

There was a moment in my career when someone changed my trajectory.

I had been at my firm for years. Director roles. Leadership responsibility. Experience.

But I didnโ€™t have my CPA license.

Every time I was in a room full of CPAs, I felt it.
That quiet voice: โ€œDo I belong here?โ€

One day my boss said: โ€œWhatโ€™s next for you?โ€

I didnโ€™t know. He said, โ€œI think itโ€™s time for you to get your CPA.โ€

I was 10 years out of college.
I had a young child.
A full-time job.

For 18 months, I studied everywhere.
At Yankees games.
At 5AM.
On weekends.
I passed all four parts.

And I remember thinking: I feel like a billion-dollar woman. Not because of money. Because of preparation.

If youโ€™re new here: ๐˜๐˜ช. ๐˜โ€™๐˜ฎ ๐˜™๐˜ข๐˜ฎ๐˜ฐ๐˜ฏ๐˜ข. ๐—œ ๐—ต๐—ฒ๐—น๐—ฝ ๐—ด๐—ฟ๐—ผ๐˜„๐˜๐—ต-๐˜€๐˜๐—ฎ๐—ด๐—ฒ ๐—ณ๐—ผ๐˜‚๐—ป๐—ฑ๐—ฒ๐—ฟ๐˜€ ๐—ฏ๐˜‚๐—ถ๐—น๐—ฑ ๐—ฏ๐˜‚๐˜€๐—ถ๐—ป๐—ฒ๐˜€๐˜€๐—ฒ๐˜€ ๐˜๐—ต๐—ฎ๐˜ ๐—ฎ๐—ฟ๐—ฒ ๐—ฟ๐—ฒ๐—ฎ๐—ฑ๐˜† ๐—ณ๐—ผ๐—ฟ ๐—ฐ๐—ฎ๐—ฝ๐—ถ๐˜๐—ฎ๐—น ๐—ฏ๐—ฒ๐—ณ๐—ผ๐—ฟ๐—ฒ ๐—ผ๐—ฝ๐—ฝ๐—ผ...
03/03/2026

If youโ€™re new here: ๐˜๐˜ช. ๐˜โ€™๐˜ฎ ๐˜™๐˜ข๐˜ฎ๐˜ฐ๐˜ฏ๐˜ข. ๐—œ ๐—ต๐—ฒ๐—น๐—ฝ ๐—ด๐—ฟ๐—ผ๐˜„๐˜๐—ต-๐˜€๐˜๐—ฎ๐—ด๐—ฒ ๐—ณ๐—ผ๐˜‚๐—ป๐—ฑ๐—ฒ๐—ฟ๐˜€ ๐—ฏ๐˜‚๐—ถ๐—น๐—ฑ ๐—ฏ๐˜‚๐˜€๐—ถ๐—ป๐—ฒ๐˜€๐˜€๐—ฒ๐˜€ ๐˜๐—ต๐—ฎ๐˜ ๐—ฎ๐—ฟ๐—ฒ ๐—ฟ๐—ฒ๐—ฎ๐—ฑ๐˜† ๐—ณ๐—ผ๐—ฟ ๐—ฐ๐—ฎ๐—ฝ๐—ถ๐˜๐—ฎ๐—น ๐—ฏ๐—ฒ๐—ณ๐—ผ๐—ฟ๐—ฒ ๐—ผ๐—ฝ๐—ฝ๐—ผ๐—ฟ๐˜๐˜‚๐—ป๐—ถ๐˜๐˜† ๐˜€๐—ต๐—ผ๐˜„๐˜€ ๐˜‚๐—ฝ. ๐˜โ€™๐˜ฎ ๐˜จ๐˜ญ๐˜ข๐˜ฅ ๐˜บ๐˜ฐ๐˜ถโ€™๐˜ณ๐˜ฆ ๐˜ฉ๐˜ฆ๐˜ณ๐˜ฆ.

When people introduce themselves, they usually start with the credentials. CPA. CFP. Founder. Speaker...

But hereโ€™s what I usually tell a room first. Hi, My name is Ramona Cedeรฑo. I am Dominican. I came to the U.S. at 19.

I spoke just enough English to get by.

I worked cashier jobs and billing jobs while going to school at night.

I helped my mom support my three sisters.

There was no master plan. There was just the next level.

Associateโ€™s degree โ†’ a better role.
Bachelorโ€™s degree โ†’ more responsibility.
MBA โ†’ bigger decisions.
Motherhood โ†’ even more discipline.

I didnโ€™t start in public accounting. I didnโ€™t take the traditional path. I built mine, one step at a time.

Thatโ€™s a wrap! ๐ŸŽ‰ Thank you for joining Simple Cash Flow Practices for Growth. If you missed it, look out for the recordi...
02/25/2026

Thatโ€™s a wrap! ๐ŸŽ‰ Thank you for joining Simple Cash Flow Practices for Growth. If you missed it, look out for the recording in the coming days!

  This week I taught over 350 founders how to price for growth. The event was made possible by The Tory Burch Foundation...
02/20/2026


This week I taught over 350 founders how to price for growth. The event was made possible by The Tory Burch Foundation and Bank of America.
I started by acknowledging that even the best businesses out there - has or had pricing challenges in the past and I was surprised how strongly that message resonated. The chat was buzzing and everyone started sharing how they were dealing with the same problem, or was stuck in similar situations thatโ€™s blocking growth.
ย 
When I did a sense check to understand how they price and asked how many of them set prices based on:
A) What competitors charge
B) What it costs you to deliver
C) The value and outcome for the customer
D) Honestly, Iโ€™m not sure
ย 
Over 60% said A or D. And to to me that means many of the founders present are either going by gut-feel or copying competitors who might also be guessing.
ย 
Hereโ€™s the reality: The strongest pricing models connect value to margin, then protect cash after taxes.
ย 
Unfortunately, businesses only do one of those. Thatโ€™s where the squeeze starts.
ย 
Knowing this, I shared a pricing calculator that I use with my clients and went through how to use it with them together. (Send me a message if you need a copy of the calculator, Iโ€™d be happy to share that with you)
ย 
If you missed the session, Iโ€™m hosting another live workshop with the Pace University Small Business Development Center on February 24th. Stay tune for details.
ย 
FounderFinance WomenInBusiness ValueBasedPricing

  This week I taught over 350 founders how to price for growth. The event was made possible by The Tory Burch Foundation...
02/20/2026


This week I taught over 350 founders how to price for growth. The event was made possible by The Tory Burch Foundation and Bank of America.
I started by acknowledging that even the best businesses out there - has or had pricing challenges in the past and I was surprised how strongly that message resonated. The chat was buzzing and everyone started sharing how they were dealing with the same problem, or was stuck in similar situations thatโ€™s blocking growth.
ย 
When I did a sense check to understand how they price and asked how many of them set prices based on:
A) What competitors charge
B) What it costs you to deliver
C) The value and outcome for the customer
D) Honestly, Iโ€™m not sure
ย 
Over 60% said A or D. And to to me that means many of the founders present are either going by gut-feel or copying competitors who might also be guessing.
ย 
Hereโ€™s the reality: The strongest pricing models connect value to margin, then protect cash after taxes.
ย 
Unfortunately, businesses only do one of those. Thatโ€™s where the squeeze starts.
ย 
Knowing this, I shared a pricing calculator that I use with my clients and went through how to use it with them together. (Send me a message if you need a copy of the calculator, Iโ€™d be happy to share that with you)
ย 
If you missed the session, Iโ€™m hosting another live workshop with the Pace University Small Business Development Center on February 24th. Stay tune for details.
ย 
FounderFinance WomenInBusiness ValueBasedPricing

Your accountant filed your taxes. Thatโ€™s not the same as planning them.Tax planning isnโ€™t just about filing in April. It...
02/19/2026

Your accountant filed your taxes. Thatโ€™s not the same as planning them.

Tax planning isnโ€™t just about filing in April. Itโ€™s about making strategic moves NOW that keep more cash in your business all year.

Three strategies worth revisiting as a business owner:
1. Retirement Contributions Maximize your 401(k) contributions (up to $69K) to reduce taxable income AND fund your future.
Not just good tax strategy. Good wealth strategy.

2. R&D Tax Credits Developing a new product, process, or technology? You might qualify for dollar-for-dollar tax credits on domestic R&D spend.
This one surprises people. Itโ€™s not just for large corporations.

3. Take Advantage of Overlooked Deductions Still leaving these on the table?
โ†’ Home office (dedicated workspace in your home)
โ†’ Self-employment health insurance premiums
โ†’ Mileage (every business trip, client visit, errand)

These are small individually but when combined, they add up to real savings most business owners miss every single year.

Iโ€™ve seen how planning ahead allowed businesses to keep more cash and the ones that scramble in April leave money on the table.

Which of these applies to your business? Drop a 1, 2, or 3 in the comments.

CFO FinancialPlanning

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10522

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Thursday 9am - 6pm
Friday 9am - 6pm

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https://linktr.ee/fibrickfinance

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