Hammack & Bales Financial Group

Hammack & Bales Financial Group Hammack & Bales Financial Group is a Financial Advisory Firm serving all of Southeast Missouri

I work with a select group of individuals, families and businesses in order to provide each of my clients with the highest levels of service. I am passionate about working with clients to help them meet their financial needs and to plan for their future. I will look at your entire financial picture, including your cash reserves and debt management, investments, insurance and taxes. I will ask you

the right questions and listen closely to your answers. By focusing on your dreams and goals, you can feel comfortable and confident that the advice I provide will help you put those dreams and goals within reach. How We Will Work Together

Here are a few key items to understand in our working relationship – a relationship in which I am working for you:
• You are my client and not a retail customer
• I am your trusted advisor and not a “stock
broker” or a “salesperson”
• My first concern is YOUR success, not mine
• We will engage in a PLANNING process
and not just “product offering” sessions
• We will focus on PROACTIVE long-term
planning, keeping an eye on the short-
term, and not be reactive to events we
cannot control
• We will develop YOUR plan

Extended-care insurance is one of the most complex types of insurance you may consider. Learn more.
06/17/2026

Extended-care insurance is one of the most complex types of insurance you may consider. Learn more.

Here’s a list of 8 questions to ask that may help you better understand the costs and benefits of extended-care insurance.

06/15/2026

Own a life insurance policy or annuity that is many years old? You may want to consider a trade in.

Can group and private disability policies work together?
06/12/2026

Can group and private disability policies work together?

Loss of income from disability has the potential to cause financial hardship. Disability insurance can help.

Buy or lease—it's not just about the monthly payment. This calculator breaks down the full cost of each option so you ca...
06/10/2026

Buy or lease—it's not just about the monthly payment. This calculator breaks down the full cost of each option so you can make a more informed decision.

Compare the true costs of buying versus leasing a vehicle to find the better fit for you.

It can be difficult to know what to ask when you’re new to Medicare. We have a handy list of questions—and answers—to he...
06/08/2026

It can be difficult to know what to ask when you’re new to Medicare. We have a handy list of questions—and answers—to help you get started. Learn more here:

Take the guesswork out of your IEP or SEP with this helpful article.

Selling an asset? Before you do, get a sense of what the federal capital gains tax could look like. Enter your numbers a...
06/05/2026

Selling an asset? Before you do, get a sense of what the federal capital gains tax could look like. Enter your numbers and see a quick estimate.

Estimate your potential federal capital gains tax liability on the sale of an asset.

Divorce is a painful process. Avoid financial mistakes that may have life-long consequences.
06/03/2026

Divorce is a painful process. Avoid financial mistakes that may have life-long consequences.

By understanding a few key concepts during a divorce, you may be able to avoid common pitfalls.

06/01/2026

Did you know part of your Social Security benefit could be taxable? See how much may be subject to federal income tax based on your income level.

Medicare doesn’t have to be a complicated topic. Here we break down the basics of Medicare, and what you need to know to...
05/29/2026

Medicare doesn’t have to be a complicated topic. Here we break down the basics of Medicare, and what you need to know to qualify. Read more here:

Learn all about Medicare basics in this informative and insightful article.

Learn about Medicare’s popular program, offering retirees free gym membership and health education.
05/27/2026

Learn about Medicare’s popular program, offering retirees free gym membership and health education.

Medicare’s popular program, offering free gym membership and health education.

Address

Desloge, MO
63601

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